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Letter of transmittal_
CONTENTS
Part I. Origin of study.
Part II. The Federal Home Loan Bank Board, its functions and back-
Page
3
4
Establishment of Federal Savings and Loan Insurance Corporation_
Development of the home-loan banks...
Development of Federal savings and loan associations..
Development of the Insurance Corporation.
Significant statutory changes___
Association reserves__
Board action to counter inflation.
Part III. Separation of FHLBB and FSLIC.
Scope of study___
Conflict of interest issue_.
Growth of insurance risks.
Participation of FSLIC in growth of insurance risk.
Effect of "separation" insofar as the "conflict of interest" issue
is concerned..
"Promotional" activity by the FHLBB.
Other issues involved in separation.
Protection of the interests of the Corporation and the Treasury.
Increasing the efficiency of present operations__
Reducing operating expenses_
Promoting public confidence..
Part IV. Issues not pertinent to separation___
Federal Home Loan Bank Board responsibility for maintaining sound
credit conditions__
Examination of insured State-chartered institutions..
Supervision of member associations.
Adequacy of reserves of the FSLIC_
Additional issues _ _
Part V. Summary and conclusions____
Appendix:
!!!!
Message from the President transmitting Reorganization Plan No. 2.
Reorganization Plan No. 2...
o i i
6
7
11
12
Federal Home Loan Bank of Cincinnati..
National Savings and Loan_League_.
United States Savings and Loan League..
Citizens Committee for the Hoover Report_
Treasury Department____
Federal Deposit Insurance Corporation_
96
Duties and functions of the Federal Home Loan Bank Board.
98
Duties and functions of the Federal Savings and Loan Insurance
Corporation----
107
III
Senate Resolution 291..
House Resolution 541-
Questionnaire_ _ _ _
Replies to questionnaire:
Federal Home Loan Bank Board..
Bureau of the Budget..
Comptroller General