When in Need of Paper Ring up 1995 John Sole Agents in United States IMPROVED INDIA BIBLE PAPER A B C of Life Insurance By the late CHARLES E WILLARD. This book, by the late Mr. Willard, formerly President of the Provident Savings Life Assurance Society, proved so popular among life insurance men that it has passed through four editions. In the current edition (the fourth) the work has been enlarged and improved, several new chapters having been added, considerably increasing its value. The A B C OF LIFE INSURANCE illustrates the elementary principles of life insurance so clearly that they are readily comprehended by those who have not made them a study; and the explanations and examples are such that an agent can, by their use, easily convince any reasonable man that the fourdations upon which the business is built are accurate and logical. Every agent should possess a copy of this valuable aid. This edition is sold at the same price as earlier editions, viz.: $1.00 PER COPY. Sent postpaid on receipt of amount. It is handsomely printed and neatly bound in cloth, and is of a size convenient for pocket use. The SPECTATOR COMPANY, Publishers, 95 William Street, New York. THE Mutual Benefit Life INSURANCE COMPANY FREDERICK FRELINGHUYSEN, PRESIDENT. THE LEADING ANNUAL DIVIDEND Has During the Past Fifty-Nine Years Paid to Policyholders Over $210,000,000.00 Assets, $90,000,000.00 Surplus, $7,000,000.00 NO COMPANY HAS EVER ACCOMPLISHED BETTER RESULTS THE HANDY GUIDE shows all the leading forms of policies issued by the various life insurance companies, with their conditions and the application warranties, with special attention to recent new forms. Premium rates in almost endless variety are given, covering participating and non-participating life, endowment and term contracts, also annuities and industrial insurance. Loan and surrender values, showing cash, paid-up and extended insurance options, are shown in detail and in most convenient shape. Tontine and Deferred Dividend Estimates and Results, together with other valuable information regarding the contracts of the companies, are also given. Three supplements are issued in July, October and December. Price to Handy Guide subscribers, 75 cents for the three. Address all orders to PRICE (Handsomely Bound in) $2.00, With Supplements, $2.75 THE SPECTATOR COMPANY, 95 William St., New York. COMPARATIVE STATEMENT, SHOWING THE PROGRESS OF THE ASSOCIATION SINCE IT COMMENCED BUSINESS, OCTOBER 29, 1898, WITH THE FOLLOWING RESULT TO DECEMBER 31, 1903: Dec. 31,'03 226,046.94 121,343.74 The Contract that is being offered by The State Mutual Life and Annuity Association will do for you what you are trying to do for yourself: It provides an income during your old age. For further information, write C. R. PORTER, Vice-Pres. and Gen'l Manager Insurance on Personal Effects of Tourists and temporary THE 'HE HOME has an extensive, well organized field staff of Competent and Experienced General, State and Special Agents resident in the various States of the U. S., and Canada and Mexico, ensuring prompt response and capable attention to the requirements of its local agents and the insuring public, and affording immediate service for the adjustment and settlement of loss claims. ELBRIDGE G. SNOW, President EMANUEL H. A. CORREA, Vice-President CLARENCE A. LUDLUM, Ass't Secretary AREUNAH M. BURTIS, Secretary CALCULATING MACHINES This machine is generally regarded as being the most complete and practical one yet produced. It is thoroughly reliable, stands the hardest kind of work without derangement, and is so well made as to practically never require repairs. The Tate Arithmometer is in use by actuaries and mathematicians in all parts of the world, and is universally commended by them after long and severe tests. This instrument is made in two sizes, a cut of the 16-figure product machine being shown herewith. ernment purposes, and I have never known it to fail in a single instance to the slightest extent. It has remained in perfect adjustment and is still in as perfect condition as it was when first received here." PRICES OF TATE'S ARITHMOMETER. Machine giving 16 figures in product, 66 12 THE ODHNER CALCULATING MACHINE. The The "Odhner" is very simple in construction, substantially made, compactly put together, and is absolutely accurate. illustration herewith gives an excellent idea of its appearance. The "Odhner" is well known in Europe, many hundreds of them being used in Russia, Germany, France, Holland, England and elsewhere with the greatest satisfaction, as is shown by testimonials given the manufacturers. The "Odhner" will work any combination of figures, however complicated, with the greatest facility and with perfect accuracy. PRICES OF THE ODHNER. "A"-15 figures in product, "B"-13 66 $160. Special (to order) 18 figures in product, 190. Size "A" is mostly used by insurance companies. THE BRUNSVIGA CALCULATING MACHINE. $350. 300. The Brunsviga is manufactured in Germany, based on the Odhner patents. The above cut of the Odhner is, therefore, a fair representation of the Brunsviga. The following are some recent improvements in the Brunsviga machine: The handle cannot be turned until the catch or spring in the slide (or lower portion of machine) is in its proper position. 2. The handle cannot be turned when the winged nut on the right is not in its proper position. 3. The slide (or lower portion of the machine) cannot be moved when the handle is not in proper position. 4 The slide must be returned to the extreme left before the figures in same can be cancelled. The Brunsviga is supplied with an extension handle and a bell indicating when the capacity of the machine is reached. PRICES OF THE BRUNSVIGA. Size "A" with 9 numerals for the basis of calculations, 10 numerals in the (By THOMAS DE COLMAR). 160. This is the original Arithmometre as invented by Thomas de Colmar, and is still being manufactured in France. Many actuaries and other mathematicians use this machine. THE MILLIONAIRE CALCULATING MACHINE. This is a Swiss multiplying and dividing machine which has lately come into the market, and is pronounced to be a high-grade and valuable machine by those who have thus far used it. The price of the 16-Figure Millionaire is $400. The Spectator Company will be pleased to receive and fill orders for this machine, as well as the other four makes of machines enumerated above. 95 William St., New York. THE SPECTATOR CO., 95 |