Forrest Walpole, Esq., Walpole, Holmes & Schrope, Caro, Mich. Chronological record of case and followup correspondence George Hansen, Representative in Congress from the Second Congressional Reprint of appeal from the U.S. District Court for the District of Wyo- 1448 The Fair Credit Reporting Act should be strengthened by providing for statutory standards which would apply to persons who regular- ly report information about consumers to consumer reporting agen- Herbert Simmons, director, Bureau of Consumer Protection, District of Co- lumbia, accompanied by Frederick B. Goldberg, general counsel Robert Lee Walker, vice president and corporate counsel, Continental Illinois National Bank & Trust Co., on behalf of the American Bankers Association-Continued Page 655 657 661 663 664 665 671 Proper structure of legislation. 676 Summary and conclusion.. 679 Exhibit I. Privacy protection cost study: Estimated costs to imple- 680 Exhibit II. Privacy protection cost study: Summary of most signifi cant costs by recommendation. 681 Frederick S. Hammer, senior vice president, Chase Manhattan Bank, on behalf of Consumer Bankers Association Article from the University of San Francisco Law Review entitled "The Eugene T. Merrigan, senior vice president, Marketing Equifax Services, Inc., Cost of providing copies of employment reports to consumers. 754 755 Cost of disclosure-in person (1980). 756 Cost estimate to supply 62,000 accounts with 100 interview guides..... 757 758 Summary overview and commentary concerning Equifax Services; 759 Sutherland, Asbill & Brennan, response to Senator Tsongas, April 9, 1980, correspondence....... 770 Supplemental statement in letter from A. Lee Lester, attorney. 1442 John L. Spafford, president, Associated Credit Bureaus, Inc., accompanied by Nancy Teeters, Governor, Federal Reserve Board-Continued Prepared statement-Continued Attachment A-Federal Reserve Board staff draft of title II: Fair Page 963 Attachment B-Federal Reserve Board staff commentary on title II 979 Lewis H. Goldfarb, Assistant Director for Credit Practices, FTC.. 998 Accuracy. 1014 1016 1017 Obligations of suppliers of credit information. Failure of national creditors to utilize smaller bureaus having files 1022 1023 1023 1025 1027 1030 1032 The United Credit Bureau of America newsletter. Response to request for consumer complaints or inquires relating to Article from the American Banker, "Operations-Technology, Statistical 1033 1034 1036 1046 1048 Neil M. Day, Esq., president and general counsel, Medical Information 1082 Modification of time limitations. 1083 Prepared statement. 1085 John Cavanaugh, Representative in Congress from the Second Congressional 1093 Citibank misstudy of the bill.. 1093 Prepared statement. 1096 Barry M. Goldwater, Jr., Representative in Congress from the Twentieth 1100 Civil liability and compliance 1100 Prepared statement 1101 Jeremiah S. Gutman, Esq., American Civil Liberties Union Jeremiah S. Gutman, Esq., American Civil Liberties Union-Continued Page Disclosure of marketing information.. 1164 Factual data supporting shorter limitation on reporting open arrest records....... 1069 Nelson Slayback, corporate credit manager, Carter Hawley Hale Stores, Inc., on behalf of the American Retail Federation. 1263 Randolf H. Aires, senior attorney, governmental affairs, Sears, Roebuck & 1294 Comptroller of the Currency, statement of John E. Shockey, chief counsel 1103 Need for statutory protections..... Existing law. 1104 1107 1109 1111 1113 1126 AFL-CIO, statement submitted for the record United Auto Workers, statement submitted for the record Paul A. Laudicina, prepared statement submitted for the record Correspondence relative to consumer credit information: 1127 1130 1172 The General Convention of the Episcopal Church, April 18, 1980. 1174 Federal Trade Commission, May 18, 1979 1175 Senator Ford, Chairman, Subcommittee on Consumer Affairs, May 29, 1979. The General Convention of the Episcopal Church, April 4, 1979 1181 Edward J. Van Allen, official reporter of debates (ret.), April 14, 1980 1185 1202 John J. Prendergast, Ltd., attorney, September 21, 1977. |