The Handbook of Variable Income AnnuitiesIn-depth coverage of variable income annuities With trillions of dollars in retirement savings assets, the tens of millions of Americans on the precipice of retirement need to convert these savings into retirement income. The fact that variable income annuities (VIAs) generate maximum lifetime income with zero probability of outliving it has spurred the need for more information about VIAs. The Handbook of Variable Income Annuities is by far the most comprehensive source of information on this topic. This book thoroughly describes the most important principles of optimal asset liquidation and demystifies VIA mechanics, so readers can gain a high comfort level with this important financial instrument. Interestingly and clearly, The Handbook of Variable Income Annuities explains the mathematical pricing of variable income annuities, expected rates of return, taxation, product distribution, legal aspects, and much more. Jeffrey K. Dellinger (Fort Wayne, IN), a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries, has over 25 years experience in the financial services sector. He advises institutions on retirement income optimization, products, and markets. |
From inside the book
Results 1-5 of 87
... Retirement 2 Self-Management 2 Fixed Annuities 3 The Game Revisited 4 Fixed Annuities Revisited 6 Variable Annuities 7 Shortcoming of Simplified Retirement Income Projections 11 Shortcomings of Traditional Retirement Income Approach 14 ...
... retirement security. Excellent product vehicles already exist to help individuals achieve retirement security on a basis greater than they could achieve by themselves. Such solutions are used today only to a minuscule degree relative to ...
... retirement income that displays some volatility yet may offer greater potential to keep pace with or outpace inflation. These are very real trade-offs for which individuals must make decisions. Not making a conscious decision is still ...
... retirement security solutions. The mere presence of such explanations should give great comfort and assurance to readers who choose to make their own decisions about their personal retirement security but aren't inclined to know every ...
... retirement security solutions described herein, including sales ideas. While there's a popular perception that retirement is synonymous with “carefree living” in one's “golden years,” the contrasting, cold, hard reality is that many ...
Contents
1 | |
17 | |
21 | |
39 | |
59 | |
Chapter 6 Annuitant Populations and Annuity Present Values | 77 |
Chapter 7 Immediate Variable Annuity Subaccounts | 249 |
Chapter 8 Rate of Return | 277 |
Chapter 15 Securities Law | 441 |
Chapter 16 Forms of Insurance and Insurers | 453 |
Chapter 17 IVA Business Value to Annuity Company | 473 |
Chapter 18 Product Development Trends | 489 |
Chapter 19 Conclusion | 565 |
Appendixes | 575 |
Quotable Wisdom Regarding Longevity | 715 |
Notes | 717 |
Chapter 9 Reserves and RiskBased Capital | 299 |
Chapter 10 Immediate Variable Annuity Taxation | 333 |
Chapter 11 Services and Fees | 353 |
Chapter 12 Product Distribution | 363 |
Chapter 13 Individual Immediate Variable Annuity Underwriting | 411 |
Chapter 14 Legal Issues | 421 |
Glossary | 741 |
About the Author | 743 |
Index to Notation | 745 |
Subject Index | 747 |