arke, Charles M., & Co., Buffalo..

ark

Cark, W. L. Co., Pittsburg...

y of New York Ins. Co., New York......B-74-b

zens Fire Ins. Co., Charlestown, W. Va.xxix-b

xxxi

Hartford Life Ins. Co., Hartford.

xxix

Harty, Wm. J., Savannah...

B-26

B-127

Hawkeye and Des Moines Fire Insurance
Co., Des Moines...

xxxi

2270

waite, B. M., Co.. New York.

Lindsay & Co.. Baltimore..

Geo. M., & Co., Indianapolis..

Howard & Bailey, Cincinnati.

bus Securities Co., New York.
mercial Union Assurance Co., Ltd.,
Ledon, New York.....
kin & Zonne Co., Minneapolis..
Dental Casualty Co., Chicago..
per&Hall, Nashville, Tenn....
Robe, M., & Co., Philadelphia..
Jones, Bixby & Co., Boston......

rens & Cage, Houston, Tex..

Crescent Adj.& Insp'n Co., New Orleans... B-66

hell, Miller, Whitney & Barbour, Chi-

B-118

Hendricks & Christian, Nashville, Ga..

B-218

B-70

Hilbert & Baerwald Co., Milwaukee..

B-183

B-162

B-41

Hinckley & Woods, Boston.

B-75

B-236

Hirschberg, F. D., & Co., St. Louis..

B-103

Holm, Whitlock & Scarff, New York..

B-234

xxx-a

of

.B-157

Hood & Penney Co.. The, Minneapolis.
Hopper & Whelan, New York..

B-91

B-125

B-75

Hosmer, R. W., & Co., Chicago..

B-31

..B-178

How, Butler & Mitchell, St. Paul.

. B-228

B-30

glas Bros., New York..

Tom & Forster, New York......

ngherty, J. W., & Co., St. Louis.......

Roode, H., & Co., Chicago...

spiel, Henry G. W., San Francisco....B-216

B-101

B-31

B-123

Insurance Systems and Audit Co., Chicago.
International Reinsurance Co., Vienna....
Irwin, Leon & Co., New Orleans..

Independent Life Insurance Co., Nashville.xxxvii
Insurance Agency Co., The, St. Louis...
Ins. Co. of North America. Philadelphia..

.B-102

C

608-a

lxii

B-64

Pettibone, W. L., & Co., Newark. Peyton & Pyles, Muskogee...

Pennsylvania Fire Ins. Co. Philadelphia.. Perry, E, F., New York..

Phillips, Alex. K., Washington, D. C........ B-22
Phoenix Assurance Co., Ltd., of London.. .xxxiv
Pittsburg Fire Insurance Co., Pittsburg... xliv
Pittsburg Life and Trust Co., Pittsburg...... B-2
Planters Insurance Office, Lock Rock..
Platt, Yungman & Co., Philadelphia..
Pohlman Agency Company, Cincinnati.
Poor, Selden & Van Ness, Baltimore..
Porter, Pierre R., Kansas City...
Preferred Accident Ins. Co. of New York...
Presbyterian Ministers Fund, Philadelphia.xxxvii
Provident Life and Trust Co. of Phila.
Prudential Ins. Co. of Newark, N. J......xviii, xix
Prussian Life Ins. Co....... ..Inside Back Cover

....xxviii

xlii

B-131

B-114

B-237

B-7

B-160

.B-139

B-72

.B-230

li

McClintock & Quant, Topeka... McGregor, T. B., Frankfort, Ky. McKay Publishing Co., New York.. McMahon, Cheney & Brown, Chicago. Magill, Henry P. & Co., Chicago.. Magruder, W. Edward, Baltimore. Maloy, Brady & Embert, Baltimore. Manhattan Life Ins. Co., New York.. Manning, T. A., Dallas...

Markham, W. H. & Co., St. Louis.

B-224 .xxiv-c

. B-219

Marks Ins. Agency, The Ferd, New Orleans. B-65
Marsh & McLennan, Chicago & N. Y.. B-30, B-131
Marshall, E. T., & Co., Chicago..
Martin Bros., & Co., Omaha..

B-103

Reinhardt, I., & Son, Dallas, Tex.

.B-175

B-32 B-108

Maryland Motor Car Ins. Co., Baltimore.... Masonic Mutual Life Assn., Washington,

xili

Reserve Loan Life Ins. Co., Indianapolis... lviii
Riall Jackson Company, The, Baltimore..... B-71
Richardson, H. D., New Orleans..
Richardson, E. J., & Sons, Baltimore..
Richmond, Jackman & Swansen, Madison..
Ridge, McNeill & Furlong, Philadelphia.

B-66

B-72

B-247

B-15$

D. C.

XX

Massachusetts Bonding and Insurance Co., Boston

Ringler Co., F. A., New York.

xxiv-d

Robertson, V. Otis, Jackson.

B-22

iv-a

Massachusetts Fire and Marine Ins. Co., Boston

Rogers & Rollo, Chicago..

B-3

.B-74-a

Maury & Donnelly-Williams & Thompson

Co., Baltimore.

B-71

Meador & Davis, Dallas.

B-242

Mendenhall, Mark F., Spokane.

B-245

Merges, F. & Co., New York..

B-127

Metropolitan Casualty Ins. Co., New York.xxiv-b

Rollins & Burdick Co., Chicago.. Rollo, Webster & Co., Chicago... Rosenberger, J. C., Kansas City, Mo.. Rosemond, Bell & Dugan, Cambridge. Rothery, Emery & Perkins, Boston. Rountree & Carr, Wilmington, N. C.. Roy Press, New York.

B-31

B-3

B-230

B-23

B-7

B-234

.xxiv-i

Metropolitan Life Ins. Co., New York..

xlvi

Michigan Commercial Ins. Co., Lansing.

IX

Miller, John A., Kearney, Neb..

B-232

Miller, W. B., Chattanooga.

B-240

Millers National Ins. Co., Chicago..

York.

xlv

Minneapolis Ins. Agency, Minneapolis.....

Sanborn & Blake, Madison.

B-90

Moore, Case, Lyman & Hubbard, Chicago.. B-30

Scranton Life Ins. Co., Scranton, Pa..

Montgomery, Hall & Young, Omaha.

Mordecai & Gadsden, Rutledge & Hagood,

. B-232

Royal Benefit Society, Washington, D. C..... Russell, Geo. H., & Co., Milwaukee......... B-19

Safety Fire Extinguisher Co., The, New

Scruggs, Gross R., & Co., Dallas, Tex......B-17

iv

B-24

XXX

Seaboard Insurance Agency, Norfolk..

B-18

Charleston, S. C.

B-239

Seinsheimer, J. F., & Co., Galveston..

B-17

Morgan, J. P., & Co., New York..

Selling, Bernard B., Detroit.

B-22

Morphy, Ewing & Bradford, St. Paul.

.Cover

Sewall & Alden, New York.

B-12

B-228

Moss, The Hartwig, Ins. Agency, Ltd., New Orleans

Sexton, Charles W., Co., Minneapolis.

B

B-65

Murray, Robert W., Greensboro.

B-137

Shackelford, W. T. & Co., Baltimore. Shaw, A. F., & Co., Chicago..

B-7

B

Mutual Benefit Life Ins. Co., Newark.

C

Shipman & Wayne, Chicago..

B

Mutual Life Ins. Co. of New York..

Shipley, Edward E., Cincinnati..

B-14

XXX

Simonton, F. M., Tampa..

B-21

Simpson, Campbell & Co., Boston. Slaton & Phillips, Atlanta.

B

B-27

B-32

Smith, Davis & Co., Buffalo.

B-1

lix

National Fire Ins. Co., Hartford..

Smith, Marshall J.,

& Co., Ltd., New

National Life Ins. Co., Montpelier.

xxxviii

Orleans

B

Neare Gibbs, Geo. W., & Co., Cincinnati... B-141

xlviii

Newburger & Co., Chicago

St. Clair, Ashley, Calais.

B-32

Newman, C. C., Helena.

Smythe, Frost & Visanska, Charleston.. Springfield F. and M. Ins. Co. Springfield,

Stambaugh & Fowler, Fargo, N. D..

B-2

X

B-2

B-2

B-231

Standard Accident Ins. Co., Detroit..

Taha Hancock

Mutual

Get a Binder

for your

Spectator

No systematic reader of a technical journal like The Spectator, should waste the full value of the subscription price paid by throwing away the paper after reading, but should keep it on file for future reference. Prominent company managers and other underwriters who keep The Spectator on file will testifiy to the benefits derived thereby.

Send $1.00 to the undersigned and we will

forward a handsome binder that will carry 26 numbers of the paper or one volume, bound substantially in cloth and stamped on the front cover and back with gilt inscription of the name of the journal.

THE SPECTATOR COMPANY 135 William Street New York