COMMITTEE ON NINETY-FIFTH CONGRESS FIRST SESSION ON S. 2065 TO AMEND THE CONSUMER CREDIT PROTECTION ACT TO PRO- 99-379 O OCTOBER 3, 4, AND 5, 1977 Printed for the use of the Committee on Banking, Housing, and Urban Affairs U.S. GOVERNMENT PRINTING OFFICE WASHINGTON: 1977 Linda Hudak, legislative director, Consumer Federation of America.. Roy G. Green, on behalf of the U.S. League of Savings Associations... J. Frederic Ruf, vice president, Marshall & Isley Bank, Milwaukee, Wis. Eugene M. Tangney, on behalf of the American Bankers Association Hank E. Koehn, vice president of operations planning, Security Pacific Na- Maurice W. Gregg, on behalf of the National Retail Merchants Association. Karen H. Brown, director of consumer affairs, Food Marketing Institute Milton W. Schober, special credit counsel, American Retail Federation David A. Huemer, senior vice president, VISA U.S.A., Inc., Washington, D.C .. ADDITIONAL Statements and Data American Bankers Association, response to subsequent questions of Senator Associated Credit Bureaus, Inc., letter from John L. Spafford, president Citicorp, comments received for the record Consumer Federation of America, answers of Linda Hudak, legislative director, Answers to subsequent questions from members of the committee Memorandum of technical issues arising under S. 2065 presented in a 273 166, 214 162 Page 96 119 127 132 195 139 |