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In closing, the Legion can well afford to do everything in its power to assist the bureau in getting reinstatements, for it is a service to the ex-service men and their families which will eventually work a great deal of good, and redound to the everlasting credit of the American Legion, and to the others who aid in the great and ennobling work.

The plans arranged and the methods employed as well as the suggestions and recommendations contained in the foregoing report will aid the district and subdistrict managers in the present and subsequent insurance campaigns. Other details of the Utah campaign will appear in the next issue of the field letter. C. A. PENINGTON, Assistant Director.

(General District Manager Letter, Insurance Division, No. 19. Obsolete)

INSURANCE CAMPAIGN

JANUARY 31, 1923.

The year just ended was a noteworthy one in the annals of the United States Veterans' Bureau because big things were undertaken and accomplished in a way to merit general approbation. You realize, as well as I can tell you, that thousands of ex-service men and women were restored to good health, that thousands were trained and provided with positions, that thousands were awarded compensation, and thousands were provided with the protection a Government policy affords. It can, indeed, be truly said that the bureau stands first among great humanitarian organizations of the world.

Each employee occupies a particular place. He or she aids directly or indirectly in the accomplishment of the great tasks and deserves tribute for all work well and efficiently done. It is realized that the effort to reinstate lapsed insurance was crowded at intervals into a secondary place, due to the other imperative tasks at hand, and because the intent and import of Government life insurance was not altogether understood.

The

In order that all might understand the rights and privileges of the ex-service men and women under the war risk insurance act, an extensive educational campaign was instituted during the closing months of the past This campaign will be continued with renewed intensity. Articles will be sent to all newspapers. district and subdistrict offices can aid to a marked degree in this effort by the disclosing of insurance plans and the accomplishment of an insurance task whether of a minor or major nature.

year.

The newspapers will readily quote interviews. They have expressed their willingness to do so, providing the interview has in it an element of news. The ex-service and welfare associations will aid in every insurance task, and they should be invited to do so because these great factors in our American life realize the needs of the ex-service men and women, and desire to see them surrounded by the insurance protection our Government has so generously provided.

If each and every employee of the bureau enters actively and sincerely into the efforts to induce ex-service men and women to reinstate their lapsed insurance, the newspapers, the ex-service and welfare organizations will double their efforts, and the results of all working for the accomplishment of this great end will exceed the fondest expectations.

There is no other effort where an insurance representative or other bureau employee has so much to offer. The reward may not be apparent in a monetary way, but consolation should be found in the thought that for every insurance application obtained, something has been done for the young men and women who did, or were willing to do something for us, our country, and the world.

Therefore in the insurance campaigns which are now being conducted in almost every district, I sincerely hope that each and every employee, irrespective of position, will lend his best efforts, so that the insurance work will continue to stand high among the accomplishments of the bureau during 1923.

C. A. PENINGTON, Assistant Director.

(General District Manager Letter, Insurance Division, No. 20. Obsolete)
BENEFICIARIES UNDER TERM INSURANCE

FEBRUARY 24, 1923.

Applicants who reinstate Government term insurance which has been lapsed for a considerable period occasionally neglect to carefully consider who is the beneficiary under this insurance.

In order that the attention of the persons reinstating term insurance as such, which has lapsed for an extended period, may be directed to the provisions of the law relative to the beneficiaries, Form 805 (who will receive the benefit of your United States Government life insurance), should be submitted to the applicants for their consideration.

Therefore a supply of Form 805 should be kept on hand for the purpose mentioned. An ample allotment has already been forwarded to all district offices. If an additional allotment is required it may be had upon requisition.

C. A. PENINGTON, Assistant Director.

United States Veterans' Bureau

Special District Manager Letters Insurance

(Special District Manager Letter, Insurance Division, No. 1. Canceled by General Order No. 310)

PLACING BOOKS IN SAFE AND RECEIPTING FOR ALL SUPPLIES

SEPTEMBER 8, 1922.

It has been brought to the notice of the insurance cashier of the central office that the cashiers and assistant cashiers in the district offices have been negligent in placing all books in the safe. It is absolutely essential that these records be kept in the safe, therefore, it is the duty of the cashier in charge to see that this is done. It is further requested that all books and supplies sent to the district office cashiers be receipted for by the cashiers and receipt returned to the insurance cashier in the central office.

C. A. PENINGTON, Assistant Director.

(Special District Manager Letter, Insurance Division, No. 2)
ERRORS MADE IN DISTRICT OFFICES IN EXECUTING LOAN AGREEMENTS

SEPTEMBER 20, 1922.

It is again necessary to call to the attention of the district offices the errors which are being made in connection with loans. I set forth below eight typical errors which have been made during the month of August.

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It is very embarrassing to both the insured and the insurance division to have these loan agreements executed in incorrect amounts as it necessitates delays in forwarding of the loan check. It is not possible for the insurance division to make corrections on these papers as the rules of the Treasury Department which govern the payment of money require that the papers show no erasures or alterations. Each district office has been furnished with loan tables and therefore with the proper use of them such errors can be eliminated. Will you please see in the future that more care is taken in the execution of loan agreements. C. A. PENINGTON, Assistant Director.

(Special District Manager Letter, Insurance Division, No. 3. Canceled by General Order No. 310) CASHIERS AND ASSISTANT CASHIERS NOVEMBER 6, 1922.

It is requested when recommending an individual for the position of cashier or assistant cashier, that a permanent employee be selected. This request is made for the reason that it takes considerable time to learn the duties in connection with the position of cashier or assistant cashier.

You should also appreciate the fact that it is not good policy to continually cancel and rewrite bonds covering these positions. C. A. PENINGTON, Assistant Director.

(Special District Manager Letter, Insurance Division, No. 4)
EXECUTION OF APPLICATIONS

JANUARY 15, 1923.

Applications for insurance or applications for conversion of term insurance must be written in ink. An attempt to execute an application with lead pencil results in a record that is of little value.

The name of the insured, beneficiary, and other items on the application of utmost importance to the insured become blurred and illegible. Strict attention to the statement on the application that it must be executed in ink will enable the bureau to issue contracts of insurance in accordance with the request of the insured.

The cooperation on the part of the district manager and employees of district and subdistrict offices will be greatly appreciated. C. A. PENINGTON, Assistant Director.

(Special District Manager Letter, Insurance Division, No. 5. Canceled by General Order No. 300) CORRESPONDENCE PROCEDURE

JANUARY 17, 1923.

It appears that many of the subdistrict offices are communicating direct with the central office with reference to insurance division matters. This is contrary to regulations, which provide that all communications to the insurance division from the subdistrict offices be forwarded through the district office. C. A. PENINGTON, Assistant Director.

(Special District Manager Letter, Insurance Division, No. 6. Obsolete) SLOGANS TO BE USED IN CONNECTION WITH AN INSURANCE CAMPAIGN

JANUARY 18, 1923.

In order that every district may have at its disposal every facility to conduct a successful insurance campaign. I am submitting for consideration the attached list of insurance slogans. Some of them may be used to advantage. The slogans may be used on placards, posters, letters, and envelopes. In some districts stamps containing a slogan are being used. Letters and envelopes are being plainly stamped with one of the slogans before leaving the district or subdistrict mail room.

While direct results of such a publicity plan may not be apparent in the beginning, yet it will keep before thousands of ex-service men and women, who might not be otherwise informed, the privilege of reinstating their lapsed Government life insurance. Besides, the continual announcement will impress upon the bureau employees the sincerity of the effort, and they will eventually display a greater interest in the reinstatement of lapsed Government insurance.

A list of these slogans is attached.

C. A. PENINGTON, Assistant Director.

Government insurance-in war-in peace-ask us about reinstating. There may be no one dependent upon you now, but don't forget that some day there will be an old man dependent upon you-yourself. Reinstate your Government insurance now.

The earlier you begin the less you pay. Reinstate your Government insurance to-day.

You needed it then, you need it now; reinstate your Government insurance.

The single man who sees no reason to save money becomes the married man who has no money to save. Reinstate your Government insurance now.

The longer you wait the higher the rate; reinstate your Government insurance now.

If every wife knew what every widow knows, every husband would be insured. Reinstate your Government insurance now.

There is no armistice with death; reinstate your Government insurance now.
Reinstate your Government insurance now; to-morrow may be too late.

Can you afford not to reinstate your Government insurance?

Insure now and be sure.

It protected you as a soldier, it will protect you as a civilian; reinstate your Government insurance now.
You can get almost anything you want when you want it except life insurance.
Insure now and be sure.

"Hold fast to that which is good." Reinstate your insurance to-day.

If insurance was a good thing to take, it is a good thing to keep. Reinstate now.

(Special District Manager Letter, Insurance Division, No. 7. Obsolete)
ANNUAL REPORT OF THE INSURANCE CASHIER

JANUARY 29, 1923.

You will find attached copy of the annual report of A. P. Carson, insurance cashier, central office, in which he gives the number of direct applications for reinstatement and conversion received from the district and subdistrict offices, accompanied by remittances, during the year 1922. The amount of insurance reinstated and converted is given for the months of November and December only.

C. A. PENINGTON, Assistant Director.

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