for that is just the way that tribe of animals are obliged to walk by the form of their feet. Man, of all animals alone, should walk erect, with the sole of the foot well placed on the ground, so as to balance the body well and gracefully. This stupid contrivance of high heels throws the whole body out of place, and is said by doctors to produce spine disease, as well as that foolish, mincing, affected walk which in London is so well known. At one time all children wore low-necked dresses, short sleeves, and naked legs till they were eight or ten years old, and the mothers who dressed them thus little thought what harm they were doing to their little ones. We begin now to see that the skin of a child is very tender, and that it feels every change of temperature very quickly, and so all sensible people cover their babies' little arms and necks, and when they begin to run about let them wear warm stockings on their little legs, especially out of doors. This sort of care in clothing will often prevent an attack of cold or inflammation of the lungs, caused by the chill given to the blood in a cold wind, when so much of the delicate skin is exposed uncovered to the air.

It is scarcely needful to say anything about the necessity for cleanliness in clothing. It is far better to wear external clothes that will wash when the occupation is likely to soil the dress, than to go on wearing a dark garment which does not show the dirt, but which has gathered it up and is really anything but clean. A neat

washing dress for summer wear, and in winter one that will bear washing, but be warm and comfortable, are most desirable for those whose occupations prevent the possibility of always avoiding dirt. The observations as to children's clothing apply equally to men and women. Flannel is the safest and best under-clothing that can be worn by every one. Many a valuable life may be spared by this precaution, for sudden and violent chills resulting in illness and death are often taken from a check of perspiration, which this practice of wearing flannel next the skin would prevent.

The temptation to run into debt is perhaps greater for clothing than for anything else, and many a person whose daily wants in the shape of food are supplied regularly for cash, finds it convenient to take credit for articles of clothing. It is the modern shopkeeper's temptation, and a large number of persons fall before it. It has been observed that men lay out a five-pound note when they would not lay out golden sovereigns; a consciousness of the intrinsic value of the things produces a retentiveness in the latter case more than in the former: the sight and the touch assist the mind in forming its conclusions; and the five-pound note is parted with when the golden sovereigns would have been kept. Far greater is the difference between credit and ready money. Innumerable things are not bought at all with ready money, which would be bought in case of trust: it is so much easier to order a thing than to pay for it. A future day, a day of payment,

must come, to be sure, but that is little thought of at the time; but if the money were to be drawn out the moment the thing was received or offered, this question would arise, "Can I do without it? Is this thing indispensable? Am I compelled to have it or sustain a loss or injury greater in amount than the cost of the thing?" If this question were put every time we make a purchase, bankruptcies would be less frequent!

Louis XV. of France. Crowned
King of France in 1722; died
in 1774. His gross and sen-
sual life disgusted his people,
and paved the way to the
Revolution in the reign of his
successor Louis XVI.
Chinese women. As soon as a
baby girl is born in the better
classes in China her feet are
bound tightly, with her toes

pressed down, so that they may not grow at all, for little cramped feet are there thought to be beautiful. Chimpanzees. A large sort of monkey, very like a human being. The feet of these animals are formed more like hands than feet, and they do not walk well in an upright posture.

MONEY LOST BY TAKING CREDIT. BY THE LATE THOMAS TEGG, ESQ., A LITERARY MAN OF RECENT TIMES.

I BELIEVE nobody will deny that, generally speaking, you pay a fourth part more, for the same article, in the case of credit, than in the case of ready money. Suppose, then, the baker, butcher, tailor, and shoemaker, receive from you only twenty-five pounds a year. Put that together; that is to say, multiply six pounds five shillings by twenty, and you will find that, at the end of twenty years, you have one hundred and twenty-five pounds, besides the accumulating and growing interest. The Fathers of the

Church (I mean the ancient ones), and also the canons of the Church, forbade selling on credit at a higher price than for ready money, which was, in effect, to forbid credit; and this, doubtless, was one of the great objects which those wise and pious men had in view for they were fathers in legislation and morals, as well as in religion. But the doctrine of these Fathers and canons no longer prevails; they are set at nought by the present age, even in countries that adhere to their religion. The fashion of running in debt has prevailed over the Fathers and the canons; and not only men make a difference in the price regulated by the difference in the mode of payment, but it would be absurd to expect them to do otherwise. They must not only charge something for the want of the use of the money, but they must charge something additional for the risk of its loss, which may frequently arise, and most frequently does arise, from the misfortunes of those to whom they have assigned their goods on trust. The man, therefore, who purchases on credit, not only pays for the credit, but he also pays his due share of what the tradesman loses by, giving it; and, after all, he is not so good a customer as the man who purchases cheaply with ready money: for there is his name, indeed, in the tradesman's book, but with that name the tradesman cannot go to market for a fresh supply.

THE REV. John Davis, the late Chaplain of *Newgate, published the following among other accounts of the causes of crime among the convicted young men who came under his notice:

"I knew a youth, the child of an officer in the navy, who had served his country with distinction, but whose premature death rendered his widow thankful to receive an official appointment for her delicate boy in a Government office. His income from the office was given faithfully to his mother; and it was a pleasure and a pride to him to gladden her heart by the thought that he was helping her. She had other children-two little girls, just rising from the cradle to womanhood. Her scanty pension and his salary made every one happy. But over this youth came a love of dress. He had not strength of mind to see how much more truly beautiful a pure mind is than a finely-decorated exterior. He took pleasure in helping his mother and sisters, but did not take greater pleasure in thinking that to do this kindness to them he must be contented for a time to dress a little worse than his fellow-clerks; his clothes might appear a little worn, but they were like the spot on the dress of a soldier arising from the discharge of duty; they were no marks of undue carelessness; necessity had wrought them;