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U.S. Corps Senatin

HEARINGS

BEFORE A

SUBCOMMITTEE OF THE COMMITTEE ON BANKING AND CURRENCY

UNITED STATES SENATE
EIGHTY-FIFTH CONGRESS
SECOND SESSION

ON
VARIOUS BILLS TO AMEND THE FEDERAL

HOUSING LAWS

MAY 12, 13, 14, 15, 19, 20, 21, AND 22, 1958

Printed for the use of the Committee on Banking and Currency

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COMMITTEE ON BANKING AND CURRENCY

J. W. FULBRIGHT, Arkansas, Chairman A. WILLIS ROBERTSON, Virginia

HOMER E. CAPEHART, Indiana JOHN J. SPARKMAN, Alabama

JOHN W. BRICKER, Ohio J. ALLEN FREAR, JR., Delaware

WALLACE F. BENNETT, Utah PAUL H. DOUGLAS, Illinois

PRESCOTT S. BUSH, Connecticut A.S. MIKE MONRONEY, Oklahoma

J. GLENN BEALL, Maryland JOSEPH S. CLARK, Pennsylvania

FREDERICK G. PAYNE, Maine WILLIAM PROXMIRE, Wisconsin

CLIFFORD P. CASE, New Jersey
J. H. YINGLING, Chief Clerk
ROBERT A. WALLACE, Staff Director

SUBCOMMITTEE ON HOUSING

JOHN J. SPARKMAN, Alabama, Chairman J. W. FULBRIGHT, Arkansas

HOMER E. CAPEHART, Indiana PAUL H. DOUGLAS, Illinois

PRESCOTT S. BUSH, Connecticut A.S. MIKE MONRONEY, Oklahoma

J. GLENN BEALL, Maryland JOSEPH S. CLARK, Pennsylvania

FREDERICK G. PAYNE, Maine JACK CARTER, Staff Director

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Page

S. 2791

S. 2865.

S. 2872.

S. 2992

S. 3064.

S. 3213

S. 3281.

S. 3351

S. 3398

S. 3399.

S. 3484.

S. 3548.

S. 3713

S. 3717.

S. 3781.

S. 3805.

S. 3813

S. 3824.

S. 3855 -

S. 3871.---

S. 3885

S. J. Res. 153-

S. J. Res. 171 ---

Committee print ---

Staff memorandum, Notes on housing activity..

Statement of

Albert, Silas F., Grand Rapids, Mich.; Walter J. Gill, Newark, N. J.,

and John C. Williamson, director, division of governmental affairs,

National Association of Real Estate Boards..

Arrington, John H., chief, accompanied by Harlow W. Harvey, Jr.,

Family Housing Division, Office of the Assistant Secretary of De-
fense; and Andrew C. Mayer, Office of General Counsel, Depart-

ment of Defense -------

Bartlett, E. L., a Delegate in Congress from the Territory of Alaska

Baughman, J. Stanley, President, Federal National Mortgage Asso-

ciation ----

Bent, James E., chairman, legislation committee; accompanied by

Harold P. Braman, managing director, National League of Insured

Savings Associations.---

Bible, Alan, a United States Senator from the State of Nevada -----

Boyd, Roland, general counsel, accompanied by Hub Hill, president,

Hamilton Shields, vice president, and Charles A. Knott, secretary-

treasurer, Wherry Housing Association ----

Bubb, Henry A., chairman, legislative committee; accompanied by

Stephen Slipher, staff vice president; and T. Bert King, Washington

counsel, United States Savings & Loan League.---

Bunn, Rev. Edward B., S. J., president, Georgetown University.

representing Association of American Colleges ------

Caldwell, John T., president, University of Arkansas, representing

the American Association of Land-Grant Colleges and State Uni-

versities, and the State Universities Association ----

Campbell, Wallace J., director, Washington Office, Cooperative

League of the United States of America --

Carter, Robert E., regional vice president and chairman, governmental

affairs committee, National Retail Furniture Association; accom-

panied by Derrick Brooks. ---

-----

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176

717

277

Statement of-Continued

Chapman, Frank G., executive secretary, Maine Municipal Associa- Page

tion.

--- 791

Cole, Albert M., Administrator, Housing and Home Finance Agency - 69, 725

Curtis, Thomas B., a Representative in Congress from the State of

Missouri --------

485

Dilworth, Richardson, mayor, Philadelphia, Pa., United States Con-

ference of Mayors; accompanied by William L. Rafsky, development

coordinator, Philadelphia, Pa...

286

Feiss, Carl, chairman, committee on community planning, American

Institute of Architects.------

528

Flynn, Frank P., Jr., cochairman, legislative committee, accompanied

by Pat Harness, executive vice president, Home Manufacturers

Association.
Gerholz, Robert, on behalf of the Chamber of Commerce of the

United States; accompanied by James F. Steiner, manager, and
Joseph J. Honick, assistant manager, construction and civic de-

velopment department, Chamber of Commerce of the United States. 454
Graves, Joseph, Executive Secretary, Voluntary Home Mortgage

Credit Program. ------------------
Haas, John H., executive secretary, Metropolitan Association of

General Improvement Contractors, Washington, D. C...
Hazeltine, John C., Commissioner, Community Facilities Adminis-
tration...

167

Higgins, John, Back of the Yards Social Action Club, Chicago, Ill. --- 470

Houser, Mrs. Jency Price-----

720

Javits, Jacob K., a United States Senator from the State of New York. 609

Jones, Dr. Lewis Webster, president, Rutgers University, representing

American Council on Education.c.--

631

Keyserling, Leon H., consulting economist, president, Conference on
Economic Progress, Washington, D. C..

556
Langan, Joseph, mayor, Mobile, Ala., United States Conference of

Mayors.-----------------------
Lee, Richard C., mayor; accompanied by Edward J. Logue, develop-
ment administrator, New Haven, Conn.; representing the American
Municipal Association.------

490

Lowell, Stanley H.: accompanied by Edward D. Hollander, national

director, Americans for Democratic Action ----

668

Martin, William McChesney, Jr., chairman; accompanied by Winfield

W. Riefler, assistant to the chairman; and Ralph A. Young, Director,

Division of Research and Statistics, Federal Reserve Board.. 181

Mason, Norman P., Commissioner, Federal Housing Administra-

tion..

------- 74, 725
MeLain, George, president, accompanied by Frankie Childers, legisla-

tive assistant; Robert Brown, housing director; and Richard

Longhhead, National Institute of Social Welfare.

780

Meegan, Joseph, executive secretary, Back of the Yards Social Action
Club, Chicago, Ill. ----

466
Mullins, Dr. David W., executive vice president, Alabama Polytechnic

Institute, Auburn, Ala., representing the Association for Higher
Education of the National Education Association.--

659
Murrell, Mrs. Anne, Back of the Yards Social Action Club, Chicago,

Ill...una

Mustin, George T., chairman, legislative committee; accompanied by

Frank C. Bateman, executive director, American Nursing Homes

Association ----

Nesbitt, Mrs. Ruth Hankins, representing American Council on

Human Rights.-----

Ogle, J. Orlando, president; accompanied by Dr. William L. C.

Wheaton, chairman, board of directors, National Housing Con-
ference. ----

542

O'Grady, Rt. Rev. John, secretary, National Conference of Catholic

Charities---

804

Packard, Arthur J., chairman, governmental affairs committee and

M. (). Ryan, Washington, representative, American Hotel Associa-

tion.----

448

Reilly, John A., on behalf of the American Bankers Association...

47

Statement of_Continued

Richardson, Elliot L., Acting Secretary; accompanied by Dr. Lloyd

Blauch, Assistant Commissioner for Higher Education, Office of

Education; Dr. George C. Decker, Chief of Campus Planning De-

partment, Office of Higher Education; Dr. Robert Bokelman,

Specialist in College and University Business Management; and

Theodore Ellenbogen, Legislative Attorney, Office of General

Counsel, Department of Health, Education, and Welfare.------

Robertson, Albert J., Chairman; accompanied by William J. Hallahan,

member, and Ira' A. Dixon, member, Federal Home Loan Bank

Board.----------------

Robins, Dr. Q. B., accompanied by James W. Foristel, legal adviser,

American Medical Association --------
Ryan, William, vice president; accompanied by Leonard Bursten,

counsel, First State Mortgage Co., Miami, Fla.--

Seliga, Emil, Back of the Yards Social Action Club, Chicago, Ill.----

Severin, Nels G., president; accompanied by Carl Mitnick, first vice

president; Martin Bartling, second vice president; Herbert S.

Colton, general counsel; and Joseph B. McGrath, legislative director,

National Association of Home Builders---

Shishkin, Boris, secretary housing committee: accompanied by

Bert Seidman, economist, research department, AFL-CIO.-------
Slusser, Charles E., Commissioner, Public Housing Adininistration...
Steiner, Richard L., Commissioner, Urban Renewal Administration.-
Tharpe, Robert, accompanied by Samuel E. Neel, general counsel,

on behalf of the Mortgage Bankers Association of America.------

Tripp, Philip F., president; accompanied by Knox Banner, immediate

past president, and Lawrence M. Cox, chairman, redevelopment

section, National Association of Housing and Redevellpment

Officials. .-

Wellman, Charles E., executive vice president, Glendale Federal

Savings & Loan Association, Glendale, Calif..-----

Wetmore, Lois B., r resident, American Institute of Planners

Wilson, William L., vice chairman, council on Government relations;

accompanied by Kenneth Williainson, associate director, American

Hospital Association ----

Yeilding, Frank B., Jr., president, Jefferson Federal Savings & Loan

Association, Birmingham, Ala------

Letters, statements, memorandums, etc., submitted for the record by-

Albert, Silas F., Grand Rapids, Mich., National Association of Real

Estate Boards: Statement.---

American Bankers Association:

Letter on S. 2791.------

Supplemental statement on S. 2791...

American Council on Human Rights: Table, present and proposed

residential reuse, 138 projects. ----

American Federation of Labor-Congress of Industrial Organizations:

Letter on S. 2791.------

----------------------------------

Legislative recommendations--------

American Life Convention and Life Insurance Association of America:

Letter on S. 2971.-----------------

Statement.--

American Municipal Association:

Urban renewal recommendations.----

----------

Bills on redevelopment passed by Connecticut General Assembly.

Excerpt from Rockefeller report, Problem Areas in a Growth

Economy-----

American Nursing Homes Association:

Survey of available nursing and convalescent homes ---

Policy statement.-----

Letters from State associations and homes ----

Association of College Unions, Edgar A. Whiting, secretary: Letter to

Senator Sparkman ----

Beall, J. Glenn, a United States Senator from the State of Maryland:

Statement.-------

Bodfish, Morton, chairman, First Federal Savings and Loan Associa-

tion of Chicago: Statement.------

664

388

436
764

490
506

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