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$200 PER MONTH

I.S EASILY EARNED

by men of energy, ability and good character
during the first year of their employment in
the Agency Department of the

Illinois Life Insurance Co.

INSURANCE IN FORCE
OVER

CHICAGO
$36,000,000

JAMES W. STEVENS, President

ADMITTED ASSETS

OVER
$6,000,000

If you

have selling ability backed up by energy and a wholesome willingness to work, it will be to your interest to address our

HOME OFFICE

Fort Dearborn Building

Sixth Floor

Incorporated 1865

The German fire Insurance Company Virginia State

Insurance Co. City of Pittsburg, Pa.

of the

RICHMOND, VA.

ORGANIZED MARCH 27, 1862

Capital

$200,000.00

Capital
Assets January 1, 1904 669,387.41 | Assets
Surplus to Policyholders 280,997.33 | Losses paid since

organization

$200,000 614,000

2,800,000

OFFICERS
A. E. SUCCOP, President
C. L. WALTHER, Vice-President
A. H. ECKERT, Secretary and Troasurer

GEO. L. CHRISTIAN, President
ROBT. LECKY, JR., Vice-Pres. and Secy.

Losses paid since organization

.

$3,465,678.03

INCORPORATED 1844

STATE MUTUAL LIFE ASSURANCE CO. Worcester, Mass.

Assets, January 1, 1904,
Liabilities, January 1, 1904,

$23,249,248
21,064,170

Surplus, Jan. 1, 1904, Massachusetts Standard

2,185,078

A. G. BULLOCK, President

H. M. WITTER, Secretary B. H. WRIGHT, Superintendent of Agencies

TENTH EDITION NOW READY.

THE

The Accident Insurance Manual

Baltimore Life Insurance

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1904,

... A GUIDE TO... COMPANY

the Accident Insurance Solicitor, containing

'Hints to' Agents, how to obtain business, and a Home Office, S. E. Cor. Liberty and Clay Streets, BALTIMORE, Mo. Directory of Plans, Contracts and Premiums,

portraying the leading features of the principal STATBMENT, DECEMBER 31st, 1903.

Stock and Mutual Accident Companies and Sick

Benefit Associations in the United States, covering Cash Assets

$755,099.34 both accident and health Insurance. Net Present Value of Policies and all other Liabilities

This work also includes a carefully prepared

514,069.14 Net Surplus

classification of the various risks according to the 241,030.20

hazard of occupation. An especially valuable

feature is the table of benefits, showing at a glance ISSUBS

the indemnities paid under accident contracts ORDINARY LIFE INSURANCE

The chapter on “Hints to Agents," written by a

field man and manager of many years' experience INDUSTRIAL LIFE INSURANCE

in the accident insurance field, is full of salient ON APPROVED PLANS

points for those engaged in soliciting.

The work is handsomely printed, bound in con

venient form for the pocket, and will be sent postF. S. STROBRIDGE, President.

paid on receipt of price. R. E. BROMWELL, Vice-President. W, 0. MacGILL, Secretary.

Price of the Accident Manual, Bound
A. S. NILES, Counsel.

io Flexible Leather, $1.50.
T. G. DEFORD, Actuary.
M. J. DRONEY, Auditor.

THE SPECTATOR COMPANY,
J. W. PULIS, Comptroller.
Dr. H. H, GOODMAN, Medical Director. 95 William Street, New York, N. Y

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Des Moines Life Insurance Company

HOME OFFICE, CROCKER BUILDING,
C. E. RAWSON, PRESIDENT AND GEN'L MGR. DES MOINES, IOWA.

172,477.10 Pr

Income During 1903. Premiums....

.$750,129.27 Interest, Rents, etc.... TOTAL INCOME.

$922,606.37 Disbursements During 1903. Paid Policyholders..... $186,015.66 All other Disbursements..... 217,890.50

TOTAL DISBURSEMENTS.... $363,660.71 Admitted Assets..... .$1,083,976.59 Total Liabilities..

902,838.43 Surplus to Policyholders, $181,138.16

Insurance in Force.......$18,080,654.00

Net Increase, $2,938,648.00
Premium Income...

750,129.27
Not Increase, $274,059.50
Admitted Assets...

1,083,976.59
Net Increase, $643,778.99
Cash Deposit with State
Department..

903,157.22
Net Increase, $486,093.91
Reserve Liabilities........ 872,433,00

Net Increase, $506,628.00
Net Surplus after Deduct-
ing all Liabilities.... 181,138.16

Net Increase, $35,344.64
Ratio of Assets to Liabilities, 1.20

ALL POLICIES ARE SECURED BY A DEPOSIT OF INTEREST-BEARING

SECURITIES WITH THE AUDITOR OF STATE OF IOWA.

L. C. RAWSON, VICE-PRESIDENT.

DR. C. H. PHILPOTT, 20 VICE-PRESIDENT. HOMER A, MILLER, TREASURER.

W. S. DONAHEY, AUDITOR.
WILL T. SMITH, SUPERINTENDENT OF AGENCIES.

ARE YOU SEEKING

a safe and profitable investment or

a lucrative occupation ?

THE RESERVE LOAN
LIFE INSURANCE
COMPANY,

Southern Mutual
Investment Co.

CORRESPOND WITH THE

INDIANAPOLIS,

INDIANA

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TEN YEARS' PROGRESS

Percentago 1893 1903

GAIN

of Gains Premium Income....

$2,947,516.29 $6,136,253.94 $3,188,737.65 108.18 Income from Interest and Rents... $635,250.10 $1,394,496.90 $759, 246,80 119.52 TOTAL.....

$3,582,766.39 $7,530,750.84 $3,947,984.45 110.19

Assets, December 31 ....... $14,480,480.80 $33,590,999.39 $19,110,518.59 131.97
Amounts Insured, December 31 $83,760,969.00 $169,668,456.00 $85,907,487.00 102.56
Surplus, December 31........ $1,020,316.96 $2,647,491.38 $1,627,174.42 159.48

Since its organization the Company has paid to its policyholders in
Death Claims, $25,301,488.71

Endowments Matured, $4,209,725.00
Dividends Paid and Credited, $12,073,293.29

Assets, Dec. 31, 1903, $33,590,999.39

Liabilities, $30,943,508.01 Surplus, $2,647,491.38

LIFE INSURANCE

SAYINGS

BY
JAMES T. PHELPS of Boston

The insurance world is familiar with the bright and pithy sayings, in the form of fables, aphorisms, epigrams, proverbs, comments on men and things, upon historical events and current happenings which illustrate some life insurance maxim, which have been prepared and given publicity from time to time, by James T. Phelps. There has recently appeared in book form many of these articles and paragraphs written by Mr. Phelps. They have been made up into a handsome little volume entitled “Life Insurance Sayings," presenting forceful arguments in favor of life insurance. Every fable en forces its moral “insure your life,” and every bright saying is calculated to set the reader thinking that it means him. Every agent in the country should have copies of this book to give or to lend to intending insurers. Mr. Phelps treats of life insurance in general for the good of all, never advertising his own company or seeking to belittle competitors. The undersigned are the exclusive selling agents of “Life Insurance Sayings," and all orders for this work must be placed through them.

75 Cents Per Copy; $7.20. Per Dozen Copies.

THE SPECTATOR COMPANY, 95 WILLIAM STREET,

NEW YORK.

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