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Life Insurance Co.
1889- $ 151.547.00
Gross Income, 1903
J. G. WALKER,
PRESIDENT T. WM. PEMBERTON
J. W. PEGRAM,
1901-$ 1.151.662.87 1902-$ 1.339.214.13 1903-$1.510.293.80 SEVENTEEN YEARS GROWTH PRACTICAL LESSONS IN ACTUARIAL SCIENCE
W. L. T. ROGERSON
BY MILES MENANDER DAWSON,
...CONSULTING ACTUARY, THE SIMPLEST, MOST COMPREHENSIVE, AND MOST
PRACTICAL ELEMENTARY ACTUARIAL TEXT-BOOK ever published. It comprises 500 pages, of which 804 is text and the remainder tables.
Perhaps Mr. Dawson's best qualification to write such a book is his ability to "popularize" or simplify matters which are abstrase by nature, and likely to become more difficult if dealt with in too technical language It is this quality of simplicity, rather than anything strikingly new, original or advanced, that the work contains which will make it useful.
One of the
strongest recommendations of the book is that, thronghout, the notation which has been adopted for universal use by the International Congress of Actuaries has been employed. The reader may thus pass to the Institute of Actuaries' Text-Book for more advanced study, without being confused by change of symbols. This is the first American book to conform to this notation. A table of alternative symbols is given. The
text of the book comprises more than 300 pages, although each subject is condensed to the least spece that will answer to make the subject clear. Next follow 200 pages of
STANDARD TABLES, comprising all the standard mortality tables of the world, whenever, wherever, and for whatever purpose employed. No such compilation has ever before been attempted.
Accompanying all the tables which are used for computations are commutation columns at 4 per cent and 8 per cent., in most casee also at 34 per cent., in many at 443 per cent. and in two at 5 per cent. Some of them have been compated for this book; others have never before been published. Each table is preceded by an introduction, telling its origin and its uses.
PRACTICAL LESSONS IN ACTUARIAL SCIENCE is printed on heavy calendered paper, with wide margins, for parposes of notation, and is substantially and elegantly bound. Sent postpaid on receipt of price, $6.00.
WRITE FOR DESCRIPTIVE CIRCULAR.
THE SPECTATOR COMPANY, Publishers
95 WILLIAM STREET,
THE ELEMENTS OF
By T. E. STREETER
should be adapted to your circum(PART I) of the Institute of Actuaries.
stances, age and occupation. Elements of the Theory of Probabilities If you need to emphasize Protection covers in a condensed and scientific manner you will buy a Life Policy. the treatment of this subject required for examination, Part I of the Institute of Actu-TIf you wish to combine Savings and aries. All superfluous matter has been eliminated, and no other publication deals investment with insurance, you will with the same subject matter so briefly and buy an Endowment Policy. directly. Price, $1.00 per copy.
If you are advanced in years and
wish to be relieved from financial care, A COURSE OF
you will buy an Annuity Contract, GRADUATED PAPERS
assuring you an annual income for for candidates preparing for the above examination, by the same author. Price, $1.00.
If you are undecided as to the kind THE SPECTATOR COMPANY, 95 Wil- of policy, or if you do not feel able to liam Street, New York, are sole selling carry the kind you think you want, the agents for the United States and Canada for the above works.
The Connecticut Penn Mutual
has a Low Premium Policy well suited to your case.
your insurance now, and to have your payments credited on any other Policy you may wish to select later—the premium rate of the new Policy to be
that of your present age. OFFICERS:
For particulars, call upon or address
Secretary Penn Mutual Life
$25,000 Securities Deposited with the State Treasurer
A Fraternal Beneficiary Order, based
Chartered by Special Act of the Legislature of Virginia in 1890. Economically and Efficiently Administered by Men of the Highest Standing and Integrity
MORTUARY AND DISABILITY BENEFITS
Provision for Self.
$1.25 to $12.50 per week in time of Sickness. Ghapters in Every Section of the Gountry
DAILY IMGREASING IN MEMBERSHIP
S. GALESKI, Supreme Sec'y, Richmond, Va.
This old Company issues a very short and comprehensive Policy, free of petty restrictions, and liberal in its terms and conditions.
Abstract of the Fifty-sixth Annual Statement The Georgia Home Insurance Co.
962,636.99 Net Surplus
318,241.99 SURPLUS TO POLICYHOLDERS
J. O. MONULTY, Transurur.
60,246.30 Cash in hands of Agents and others.. 77,629.92 United States Registered Bonds..
64.792.19 State, Municipal and Industrial Bonds 121.786.03 National Bank Stocks...
48,200.00 Cotton Manufacturing Stocks..
203.882.00 Other Local Stocks.
16 250.00 Real Estate (unencumbered).
138,925.00 Loans secured by First Mortgages, etc, 221,575.55 Total Assets......
$300,000.00 Re Insurance Reserve.
296,274.28 Unadjusted Losses.
46,207.78 All other Liabilities..
2,912.94 Total Liabilities.
644,395.00 Net Surplus ......
ASSETS NET SURPLUS January 1, 1895. $ 864,878.47 $ 43,570.99 January 1, 1896. 1,016,282.22 102,164,45 January 1, 1897. 1,042,487,51 110,178.16 January 1, 1898... 1,046,010.52 103,125.46 January 1, 1899.. 1,079,742.33 121,466.54 January 1, 1900.... 1,088.225.16 134,821.91 January 1, 1901. 1,118,486 00 149,781.08 January 1, 1902.... 1,250,083 40 190,141.72 January 1, 1903. 1,276,407.22 215,171.72
January 1, 1904.... 1,412,987.20 267,749.48 Total losses pald, over.. $11,000,000.00
• ANDREW M. SWEENEY, President.
WILBUR S. WYNN, Secretary and Actuary.
WALTER HOWE, Cashier.
THE STATE LIFE INSURANCE
$62, 615 1898. $17,049,000
$107,608 1899.... $22,208,470
$161,534 1900.... $28,339,877
$261,775 1901.... $33,615,656 $1,015,072 $699,418 $315,654
$39,541,688 $1,527,036 $1,176,250 $350, 786
1903.... $49,713,796 $2,205,636 $1,815,059 $390,577