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Hacks (passenger's risk included).,

400.00

PROPERTY DAMAGE. Hansoms (passenger's risk included) 400.00 Teams policies covering property damage may Herdics (passenger's risk included).

400.00 be written, in the City of St. Louis only, for an Hotel Omnibuses (passenger's risk included) 400.00 additional premium of $2 for each teamster. The Livery Vehicles, when in charge of employees

property damage is limited to $5 minimum and of assured (passenger's risk included). .... 400.00 $1000 maximum loss. The following is the propOmnibus Lines (passenger's risk included).. 400.00 erty damage indorsement: On passenger vehicles, except private

In consideration of an additional premium of....., vehicles, a discount of twenty per cent from

Dollais, being at the rate of the premium will be allowed when the pas

....Dollars per teamster, this senger hazard is not included.

policy with all its conditionsand agreements, except as Private Vehicles (not more than 10 horse

herein specifically provided, is hereby extended to cover

loss from liability for damages to property of every depower.

50.00 More than 10 horse power $5 for each ad

scription property of the assured or the property of

others while in charge of the assured or of the assured's ditional horse power).

employces excepted), resulting from any accident caused Undertakers' Carriages (passenger's risk in..

by the horses or vehicles owned by the assured and included), and Hearses when in charge of

cluded in the schedule of this policy; but the Company employees of the assured

..... 400.00

will not be liable for more than $1000 on account of any Each automobile insured must be specifically de

such loss, nor for any loss amounting to less than $5. scribed by its factory number and the name of tho manufacturer.

THEATRE INSURANCE (FOR HALLS AND THEATRES). — The rates given below are for limits of $5000 and $10,000.

Theatre Policies may also be written for the limits and at the rates given under the head " Rates and Limits," save only that no such policy will be written for less than $5000 and $10,000.

A first-class theatre or hall is one in which the following conditions exist;

(a) The external walls must be exclusively of masonry or metal and masonry. Plaster, stucco, and ornamentation on walls may be placed on furrings of wood, although metal is preferable.

(az) All interior walls and partitions must be of masonry.
(b) The main floor must not be more than six feet above the street level.

(c) There must be exits from upper floors or galleries passing out therefrom directly through the external walls, or wing safety walls, with independent staircases.

(d) There must be an asbestos or fireproof curtain in front of the stage. (e) There must be an automatic sprinkler over the stage.

(f) The performances given must be those usual in theatres proper and roof gardens, including dramatic entertainments, operas, concerts, and lectures given for two or three hours during evenings or afternoons.

The rate for a theatre, opera house, or music hall in which all these requirements are satisfied shall be 15 cents for each seat on the main floor and in each gallery per annum, irrespective of the number of entertainments given.

If the construction is not such as to comply with requirement "a," 29 cents must be added to the rate.

If the construction does not comply with a2," " 6," "c," "d," or "e," i cent must be added to the rate in each instance.

If the performances are “continuous," 2% cents extra must be added.
In towns of less than 40,000 population, the minimum premium is $100; otherwise $200.

HORSE SHows, Etc.-When horse shows, dog shows, bicycle shows and agricultural, horticultural or industrial exhibitions are given exclusively in halls, the premium shall be based upon the gate receipts, as follows:

For horse shows, dog shows, or bicycle shows.......one-half of one per cent.
For agricultural or horticultural shows........ ..one-quarter of one per cent.
Base ball parks......

..one-half of one per cent. BASIS OF PREMIUM.-If any elevator or elevators are used they must be charged for according to the "Elevator Rates." Injuries caused to employees by horses, dogs or other animals are not covered by this insurance.

OTHER RISKS.-If the building in which a theatre, concert hall, or other place of public amusement is situated includes other risks, such as hotels, stores, or offices, the other risks must be charged for according to the “General Liability Rates,"

WORKMEN'S COLLECTIVE INSURANCE.-Workmen's collective insurance is accident insurance covering accidents of occupation only, except as hereinafter provided, and gives the following benefits:

(a) In the event of death within ninety days, a sum equal to, but not exceeding, one year's wages, limited to $1500.

(b) For the loss of two limbs or two eyes, a sum equal to the amount payable under the poliey at death. (c) For the loss of one limb, a sum equal to one-third the amount payable under the policy at death.

(a) For the loss of one eye, a sum equal to one-eighth the amount payable under the policy at death, not exceeding $200.

(e) In the event of temporary total disability, a sum equal to, but not exceeding, one-half the weekly wages for a period not exceeding twenty-six weeks, such sum not to exceed $500 in respect to any one person injured during the policy year.

The "Workmen's Collective Rates' are for the foregoing benefits only, covering accidents of occupatior, during working hours only.

If the benefits under clauses (a), (b), and (c) be reduced one-half, the rate will be 15 per cent less.

Workmen's Collective Policies may also be written to cover the whole twenty-four hours, exposure of the workmen to accidents while away from work as well as the hazard of his occupation. The additional charge for such a policy is 15 per cent of the rate given in the “ Table of Liability Rates."

If full medical attendance is desired, 30 per cent shall be added to the rate given in the " Table of Liability Rates," whether the death benefit is one year's or one-half year's wages, save only that if the full twenty-four hours are covered 37% per cent shall be added to the rate in the " Table of Liability Rates." EXAMPLE (1).-Pay-roll, $10,000 ; Table rate, $1.

One-half wages at death, 15 per cent discount from table rate... .$ .85
Medical attendance, add 30 per cent to table rate........

.30
Total rate...

1.15 $10,000 pay-roll at $1.15 per $100,...

.$115.00

6., the

rate......

EXAMPLE (2).–Pay-roll, $10,000; Table rate, $1.
One-half wages, 15 per cent discount from table rate.....

.85
Covering full twenty-four hours hours, add 15 per cent to table

.15 Medical attendance, add 37% per cent to table rate..

-37% Total rate ...

. $ 1.37% $10,000 pay-roll at $1.37% per $100

137.50 When an Employers' Liabi ity and a Workmen's Collective Policy are written concurrently on the ame risk by this company for the period of one year, and both premiums are paid fully in advance, a reuction of 5 per cent may be made on the employers' liability rate. On any Workmen's Collective Policy commission of 5 per cent may be paid to the employer for collecting the premium. If the assured carries a Workmen's Collective Policy payable in instalments, and also an Employers' Liability Policy on the same pay-roll, all instalments covering this period of the Employers' Liability 'olicy may be made at the end of the policy period.

In writing Workmen's Collective Policies for stevedores, not more than one-third of the weekly wages hall be allowed for weekly indemnity, and this shall be so written in clause E of " Special Agreements" of he company's policy torm.

The rates for the varying benefits under a Workmen's Collective Policy are given in the following able:

WORKMEN'S COLLECTIVE RATES FOR VARYING BENEFITS.

ON THE BASIS OF MANUAL RATES OF

BENEFITS IN ADDITION TO HALF

WEEKLY WAGES.

$1.00 $1.25 $1.50$1.75 $2.00 $2.25 $2.35 $2.50 $2.75 $3,00

1.00

Dne year's wages at death (oc- $ $ $

$ $ $ $ $ $ cupation only)..

1.25 1.50

1.75
2.00 2.25 2.35 2.50 2.75

3.00 One year's wages at death (for 24 hours)

1.15 1.4344 1.7244 2.014 2.30 2.5874 2.70% 2.87% 3.16%4 3.45 One year's wages at death (with full medical attendance)

1.30

1.62% 1.95 2.27% 2.60 2.924 3.05% 3.25 3.57% 3.90 One year's wages at death for 24

hours with full med. attendance) 1.52% 1.90% 2 2874 2.66% 3.05 3.43%! 3.5838 3.81% 4 19% 4.57% Half year's wages at death (occupation only)

.85 1.06% 1-27% 1.4874 1.70 1.91% 1.99% 2.12% 2.3374 2.55 Half year's wages at death (for 24 bours) ...

1.00 1.25 1.50 1.75

2.00 2.25 2.35

2.50 2.75

3.00 Half year's wages at death (with

full medical attendance).. 1.15 1.4374 1.72% 2.01 % 2.30 2.5874 2.7074 2.87% 3.16% 3.45 Hali year's wages at death (for 24

hours with full med. attendance 1.37% 1.71% 2.06% 2.40% 2.75 3.0934 3.2378 3.434 3.78% 4.12%

er

TABLE OF LIABILITY RATES. NOTE:-Wherever the words "Employers' Liability Form,”.“ Employers' Llabillty Manufacturers Porm," ** Public Liability Form.” “ Public Liability Contractors' Form," "Vessel Form." etc., are used to this Manual, they mean the kind of policy form used by this company to cover the specific insurance indicated.

(a)” indicates Refer to Home Office. “(b)” indicates See General Liability Insurance." "M" indicates Manufacturers' Policy Form must be used. "c" indicates Contractors' Policy Form must be used. "V" indicates Vessel Policy Form must be used. BAKERS, CONFECTIONERS, ETC.,

Classification.

E.L. W.W. P.L.
SCHEDULE
M. Borax mfrs.

.75 1.25 10 Classification.

M. Champhor mfrs.

.75 1.25 10 E.L. W.W. P.L. M. Bakers-bread, biscuit and crack

M. Capsule (gelatine) mfrs..

.37 1.25 .37 1.00 5 M. Carbonic Acid Gas mfrs..

.90 1.50 10 M. Baking Powder mfrs.

.37 1.00 5 M. Chemical mfrs. (not otherwise M. Candy mfrs.

.37 1.00 5
classified)

.1.05 2.00 14 M. Chewing Gum mfrs.

.37 1.00
M. Color (dry) mfrs.

.52 1.25 7 M. Chocolate mfrs.

.37 1.00
M. Creosote mfrs.

.75 1.25 10 M. Cocoa mírs.

.37 1.00 5
M. Dental Material mfrs...

.30 1.00 5 M. Confectionery mfrs.

.37 1.00
M. Disinfectant mfrs.

.75 1.50 10 M. Cracker mirs.

.37 1.00 5 M. Drug mfrs. (grinding machines). .37 1.00 5 M. Icean Cream dealers and mfrs....37 1.00

M. Extract (dyewood) mfrs.

.75 1.25 10 M. Licorice mirs.

.37 1.00 5
M. Flavoring Extract mfrs...

.37 1.00 5 M. Macaroni mfrs.

.37 1.00 5 M. Hydrogen and Oxygen mfrs.......90 1.25 12 M. Pure Food mfrs. (no milling). .37 1.00 5

M. Lead (red) mfrs. ......

12

.90 1.25 .37 1.00 M. Lead (white) mírs..

12

.90 1.25 M. Medicinal Extracts mfrs.

.37 1.00 5 CHEMICAL, PAINT AND DRUG SCHEDULE M. Mineral Water mfrs.

.90 1.25 10 M. Absorbent Cotton msrs...... .45 1.00 5 M, Paint mfrs.

.52 1.25 7 .1.05 2.00 14 M. Patent Medicine mfrs.

.37 1.00 5 M. Aerated Water mfrs.

.90 1.25 10 M. Perfumery and Flavoring Essence M. Alcohol and Acetic Acid mfrs... .60 1.25 8

mfrs.

.37 1.00 5 .90 1.25 10 M. Pharmaceutists

.37 1.00 .75 1.25 10 M. Pharmaceutist mfrs. (bandages, M. Analine and Alizarine mfrs. .1.05 1.50 14

porous plasters and like fabrics,
...1.35 2.00 18
not otherwise classified)

.37 1.00 5 .1.35 1.50 25 M. Putty mfrs.

.52 1.25 10 M. Bleaching Powder mfrs.. .90 1.25 10 M. Soda Ash mfrs.

.75 1.50 10

M. Yeast mírs.

M. Acid mírs.

M. Alum mirs.
M. Ammonia mírs.

M. Arsenic mfrs.
M. Benzine mfrs.

or

or

Classification.

E.L. W.W. P.L. M. Sulphur mfrs.

.1.05 1.25 14 M. Tartaric Acid mfrs.

.37 1.00 5 M. Varnish mírs.

.75 1.25 10 M. Vitriol mfrs.

.1.05 2.00 14 M. Whiting mfrs.

.52 1.25 10 M. Wood Preservative mfrs...

.75 1.25 10 M. Wool Extract mfrs. (lanoline)... .90 1.50 12 M. Wool Extract mfrs. (separating wool from cotton rags).....

.90 1.25 10 COACH, CARRIAGE AND WAGON

SCHEDULE. M. Axle (wood) mfrs.

.1.00 1.25 13 M. Baby Carriage mfrs.

.1.00 1.00 8 M. Car (railroad) mfrs...

.1.20 3.00 16 M, Carriage, Coach and Wagon mfrs.

(not manufactur'g railroad cars).1.00 1.20 13 M. Carriage and Wagon Works (assembling only)

.75 1.25 10 M. Railroad Car mfrs..

.1.20 3.00 16 M. Wheel (wood) mfrs.

..1.20 1.20 13 COAL MINERS' SCHEDULE. C. Coal Mines-with shafts, tunnels

or galleries:
Anthracite

.1.50 4.00 (a) Bituminous

.1.20 4.00 (a) C. Coal Mines—with drifts or slopes,

tunnels or galleries (no shafts):
Anthracite

.1.50 4.00 (a) Bituminous

..1.20 4.00 (a) CONTRACTORS' SCHEDULE. C. Advertising Sign mfrs. (erection only)

..4.50 1.50 75 C. Arms (heavy ordnance) erecting.6.00 3.00 1.50 C. Artesian Well drillers...

.3.00 1.25 50 C. Asphalt Layers--street sidewalk

.2.25 2.00 1.50 C. Automatic Sprinkler mfrs. (away from shop)

3.00 1.50 50 C. Bill Posters

.2.70 1.00 50 C. Blast Furnaces--erecting

.6.00 2.50 50 C. Boat Builders-iron steel or wood,

where staging or scaffolding is
used-yard work only (not other-
wise classified)

4.50 3.00 50 C. Boat Builders (small yachts, sail

boats or rowboats only, wood or
metal) (no staging or scaffold.
ing)

1.50 1.50 75 C. Boilers (steam)-installation of...3.00 2.00 50 C. Bridge Building-metal or wood.13.50 4.00 1.50 C. Building Cleaning-janitor's work.3.00 1.50 50 C. Building Movers

.13.50 4.00 3.00 C. Cable (electric)-placing of same in subways

.3.00 2.00 50 C. Caisson Work-for foundations or

sub-aqueous operations .13.50 4.00 1.50 C. Canal Excavation-earth and rock work

.13.50 4.00 2.00 C. Carpenters--construction away

from shop (not grain elevator
construction)

.4.50 2.50 1.00 C. Carpenters-general construction

wooden buildings (not grain ele.
vator construction)

.4.50 2.50 1.00 C. Cellar Excavation (no caisson or

sub-aqueous work)—if within the
corporate limits of a city or
town

.6.00 2.50 1.50 C. Celiar Excavation (no caisson or

sub-aqueous work-if not within
the corporate limits of a city or
town

.4.50 2.50 50 C. Chimney Work-stone brick

construction (see Steeple and
Tower Builders, not structural

iron or steel).
C. Clay Digging (no sewer or cellar
excavation)

.3.37 2.50 75 C. Concrete Building-erecting struc

Classification.

E.L. W.W. P.L C. Conduits for Electric Wires-construction work

6.00 2.50 20 C. Coppersmiths (away from shop)..6.00 2.75 144 C. Corrugated Iron Voting Boothserecting

3.00 2.50
C. Dredging---by floating dredges....4.50 2.56 15.
C. Driving of Wells for salt mining..3.00 1.3
C. Dry Docks-construction of.......6.00 3.00
C. Dry Docks, construction of, when

excavated, including rock
earthwork or timber construc-
tion and construction of caisson
gates

13.50 4.00 230 C. Dry (floating) Dock, construction of

.4.50 3.00 C. Dry Docks-operating docks and

repairing of vessels only (no
construction of docks)..

3.00 3.00 C. Dynamos-installation of

.3.00 2.00 C. Electrical Apparatus-erection work only

.3.00 2.0 C. Electrical Equipments in Buildings

3.00 1.25 C. Electric Light and Power Com

panies-construction work ex

clusively, with erection of poles. 6.00 2.50 5.00 C. Electric Light and Power House Construction

.6.00 2.50 1.50 C. Electric Railway Construction;

see Street Railroad Construction. C. Elevator (passenger or freight) Erecting

.6.00 2.50 2.33 C. Engines (steam)-installation of..3.00 2.00 $ C. Fire Alarms-installation of.......3.00 1.25 C. Fire Escape-erecting

.13.50 4.00 3.0 C. Fireproof' Doors and Shutters (erecting only)

.6.00 4.0 16 C. Fireproof Construction-by means

of wire netting and concreting...3.00 2.00 容 C. Fireproof Paper-putting up in buildings

.3.00 2.00 C. Fireproof Tile--construction .....6.00 2.50 1.50 C. Floating or Lifting Docks-oper

ating dock and repairing of ves.
sels only (no construction of
docks)

3.00 3.0 C. Furnace (blast) Erecting

6.00 2.50 56 C. Furnace Companies--setting up

and putting together only (house
heaters)

.3.00 2.000 C. Galvanized Iron and Sheet Iron Workers-Erecting

.6.00 4.00 13 C. Gas, Steam and Hot Water Appa

ratus Fitters and Installation of
Ventilating Plants (away from
shop).

3.00 2.00 C. Gas Works-laying of mains and

connections (no tunneling)......6.00 2.50 200 * Excluding explosion, inhala

tion or asphyxiation. C. Gas Works-laying of mains and

connections (no tunneling) .....6.00 2.50 5.00 † Including explosion, inhala

tion or asphyxiation.
C. Gas from Oil-installation only of

apparatus and machinery for pro-
ducing (not including erection

of buildings or gas holders).....3.00 2.00 C. Glaziers (away from shop).

.3.00 2.00 50 (no blasting)

.4.50 2.50 C. Grading-landscape garden work (including blasting)

.9.00 2.50 50 C. Grain Elevator Erection-iron or

steel frame structures. C. Grain Elevator Erection-line (not

iron or steel frame structures)..4.50 2.50 C. Grain Elevator Erection-terminal

(not iron or steel frame struc

tures) C. Hothouse Builders C. Iron Men-erecting, cast

iron fronts for brick buildings C. Iron Men-erecting steel and iron

frame structures (no bridge

building) C. Iron Men-balconies, fire escapes,

railings, staircases, coal chutes,

iron shutters
C. Jetty and Breakwater Building...6.00 3.00
C. Lamp Lighters
C. Lathers

.....

work

. 13.50 4.00 3.00

or

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6.00 2.50 1.00 ..3.00 1.50 50

..13.50 4.00 3.00

..13.50 400 300

...13.50 4.60 3.0

tures with or without masonry; also foundations for bridges (no caisson work).

6.00 2.50 1.50 C. Concrete Layers-floors and

foundations (not bridges) ..2.25 2.00 1.50 C. Concrete Layers-digging holes

and filling with concrete.. 6.00 2.50 1. C. Conduits-already constructed,

underground (placing electric
cable or wire therein).... .3.00 1.50 50

2.00 1.60 9
3.00 250 50

Classification.

E.L. W.W. P.L. - Leather Belting mirs.--away from

shop, putting up, and repairing
leather belting "(no millwright
work)

3.00 2.00 50 Light Prisms, erecting.

.13.50 4.00 3.00 Machinery Dealers

.3.00 2.50 50 Mantel Setters

.3.00 2.00 50 2. Marble and Stone Setters-inside

construction (including decora-
tion in place)

.3.00 2.50 75 C. Marble and Stone Setters-on

buildings under six stories, away
from shop (including decoration
in place)

6.00 2.50 1.50 C. Marble and Stone Setters-on

buildings six stories or over,
away from shop (including deco-
ration in place)

.6.00 2.50 1.50 C. Marine Railway-construction of.6.00 3.00 1.00 C. Marine Railway-operating and re

pairing of vessels only (no con.
struction of railways).

.3.00 3.00 75 C. Masonry Work-building chim

neys (see Steeple and Tower
Builders, not structural iron or

steel).
C. Masonry_Work Incidental to
Bridge Building

.6.00 2.50 1.50 C. Masons on Structures (not build. ings)

.6.00 2.50 1.50 C. Masons constructing

Outside Walls, Tanks and Cisterns 6.00 2.50 1.50 C. Masons in Buildings..

.6.00 2.50 1.50 C. Masonry Work (not otherwise classified)

.6.00 2.50 1.50 C. Metal Ceiling Work-away from shop

3.00 2.50 50 C. Metallic Lathing

.3.00 2.50 50 C. Millwrights-erecting and repair. ing machinery

.3.00 2.50 50 C. Oil Producing—including the

driving of wells and putting raw
product in vessels or pipelines
for transportation

...3.00 2.50 1.00 C. Ornamental Brass, Bronze and Iron Work in Buildings (erect

....4.45 2.50 1.00 C. Painters-away from shop.........3.00 2.00 50 C. Paperhangers

..3.00 2.00 50 C. Paviors (not otherwise classified).2.25 2.00 1.50 C. Pile Drivers, including Timber

Wharf Building thereon, if any..6.00 3.00 1.00 C. Placing of Cables in Subways (see Cable, Electric)

3.00 2.00 50 C. Plasterers

.3.00 2.00 50 C. Plumbers-inside buildings, (in

cluding the making of house connections)

3.00 2.00 50 C. Plumbers-exterior construction work only

...6.00 2.50 1.50 C. Pump (metal) Mfrs--away from shop

3.00 2.00 50 C. Refrigerating Machinery-installation of

3.00 2.00 50 C. Riggers-ship or boat

.3.00 3.00 75 C. Riggers-not ship or boat.: .6.00 2.50 1.00 C. Road Making—if within the cor.

porate limits of a city or town..4.50 2.50 1.50 C. Road Making-if not within the corporate limits of a city or

4.50 2.50 50 C. Roofers-all kinus (roof construction)

.......6.00 2.75 1.50 C. Sase Movers

.6.00 2.50 1.00 C. Salt Mining-including driving wells

.3.00 1.25 50 C. Sand and Gravel Diggers-no

sewer or cellar excavation grading

.3.37 2.50 75 C. Sewer Builders

.13.50 3.00 3.00 C. Shaft Sinking

.....6.00 3.50 (a) C. Ship Builders-iron,

steel
wood (yard work), including

boats where scaffolding is used.4.50 3.00 50 C. Shipwrights-repairing vessels or

machinery at docks or wharves.3.00 3.00 75 C. Sign (advertising) mfrs..

.4.50 1.50 75

.3.00 2.00 50 C. Slaters away from shop......

2.75 50 C Smokestacks and Chimneys (me

.6.00 4.00. 50 C. Snow and Ice-removing......

Classification.

E.L. W.W. P.L. C. Staff Workers

6.00 2.50 1.50 C. Stairbuilding (wooden)---shop and erecting

.3.00 1.50 75 C. Steam #eating-laying of mains and connections

..6.00 2.50 2.00 C. Steam Pipes and Boilers-apply.

ing cork, asbestos and other
non-conducting materials to
same

.2.25 2.00 50 C. Steam Railroad Construction.....4.50 2.50 1.50 C. Steam Railroad Construction.....9.00 2.50 2.50 C. Steam Railroad Construction bridge builaing

(metal or wood)13.50 4.00 1.50 C. Steam Railroad Construction-masonry only

..6.00 2.50 1.50 C. Steam Railroad Constructionwooden trestles

..6.00 2.50 1.00 C. Steam Railroad Construction

tunneling, rock or earth........13.50 4.00 1.50 C. Steeple and Tower Builders (not

structural iron or steel).........9.00 2.76 1.50 C. Street Cleaners....

..3.00 1.50 1.00 C. Street Grading-if within the cor.

porate limits of a city or town (no blasting)

..4.50 2.50 1.50 C. Street Grading-if within the cor

porate limits of a city or town (with blasting)

.9.00 2.50 2.50 C. Street Grading-if not within the

corporate limits of a city or
town (no blasting)

..4.50 2.50 50 C. Street Grading-if not within the

corporate limits of a city or

town (with blasting).............9.00 2.50 1.50 C. Street Railroad Construction

cable or horse (exclusive of
running of cars)

..4.50 2.50 2.50 C. Street Railroad Construction

installation of electricity only..3.00 1.50 2.50 C. Street Railroad-Rail Joint Weld

ing in Street with Molten Iron
or Electricity

..3.00 1.50 2.50 C. Tank or Gas Holders (metal)erecting

6.00 4.00 1.50 C. Tank (wood) Builders-erecting.6.00 2.50 50 C. Telegraph

or Telephone-Con. struction exclusively

.6.00 2.50 5.00 C. Telescopes for Observatories

erection of, building and putting
in place

.6.00 2.50 1.00 C. Telescopes-erecting

.....3.00 1.25 50 C. Thermostats-erecting

..3.00 1.25 50 C. Threshing Machine Operators....3.00 2.00 50 C. Tile Setters---making interior al

teration in fully completed build. ings only

.3.00 1.25 50 C. Tile Work-for decorative floors,

wainscoting and interior decora.
tion

..3.00 1.25 50 C. Tinsmiths--away from shop......6.00 4.00 1.50 C. Tunneling-earth and rock work.13.50 4.00 1.50 C. Vaults or Prison Cells-erection (masonry construction)

.6.00 2.50 1.50 C. Vaults or Prison Cells-iron and steel construction

.13.50 4.00 3.00 C. Water Wheels-installation of....3.00 2.00 50 C. Water Towers-erecting ...6.00 4.00 50 C. Water Works--construction

of pumping station and erection of standpipes and water towers and the making of dams and reser. voirs

.6.00 4.00 1.25 C. Water Works-laying of mains and connections

6.00 2.50 2.00 C. Windmill mfrs.-erecting

.6.00 4.00 50 C. Wire Works (decorative)-erection work only

..2.00 2.00 50 C. Wreckers-house

13.50 4.00 3.00 C. Wreckers-marine

.3.00 2.00 50

ing)

town

or

or

ELECTRIC SCHEDULE.
The minimum premium for any risk in this
schedule is $50 for Employers Liability and $100 for
Employers and Public Liability.

Electric Light and Power Cos.-
C. Incandescent Circuits and Edison

System, lamps in parallel and
power circuits under 550 volts,
including maintenance and ex.
tension of lines, and making of
service connections

3.00 2.50 1.00

2.25 2.50 5.75

C. Sizers

.6.00

tal)-erecting

over

Classification.

E.L. W.W. P.L.
Electric Light and Power Cos.-
C. Plants over 550 volts, including

maintenance and extension of
lines and making of service con-
nections

.......3.75 3.00 5.75 Electric Light and Power Cos.C. Circuit when altogether in sub

ways-no part of outside circuit
above ground, not constructing
subways

.2.25 1.50 1.00 Telegraph and Telephone Cos.c. Overhead wires, including main

tenance and extension of lines,
and making of service connec.
tions

.2.25 2.50 5.75 Telegraph and Telephone Cos.C. Where trunk wires are altogether

in subway conduits-no part of
outside trunk circuits above
ground, not constructing sub-
ways ...

2.25 1.50 2.50 Telegraph and Telephone Cos.M. Office employees only*..

.22 1.00 5 *Not to be written unless construction and maintenance policies for both Employers Liability and Public Liability are carried concurrently therewith.

LEATHER AND SHOE SCHEDULE. M. Bag mfrs.-traveling, portmanteau and valise

.60 1.00 8 M. Baseball mfrs.

.45 1.00 6 M. Boot and Shoe mfrs..

.30 1.25 M. Counter, Heel and Sole Cutters.. 1.05 1.25 10 M. Curriers.

.48 1.25 5 M. Cut Sole mfrs..

.1.05 1.25 10 M. Embossed Leather mfrs.

.60 1.00 8 M. Enameled Leather mfrs.

.60 1.00 M. Harness and Saddle mfrs. .60 1.00 M. Leather Belting mfrs...

.45 1.00 6 M. Leather Board mfrs.-from leather scraps

.60 2.00 M. Leather Dressers

.48 1.25 M. Leather Embossing

.60 1.00 M. Mail Bag or Pouch mfrs.

.60 1.00 M, Morocco Dressers

.48 1.25 M. Pocketbook mfrs.

.45 1.00 M. Shoe and Boot mfrs.

.30 1.25 M. Shoe Stock mfrs.

.1.05 1.25 M. Slipper mfrs.

.30 1.25 M. Tanners

... .48 1.25 LUMBER SCHEDULE. M. Bark Mills

.75 1.50 30 C. Bark Peeling

..1.20 3.00 30 M. Box mfrs.--no machinery

75 1.25 30 M. Box mfrs.-steam

.1.20 3.00 30 M. Box mirs.-cigar

.75 1.00 M. Cooperage Stock mírs.-heads, hoops, etc.

..1.87 3.00 M. Excelsior mfrs.

1.20 1.50 M. Lath mfrs.

.1.20 3.00 C. Logging and Lumbering oper.

ations with transportation of
logs to mill (not including oper.

ations of logging railroad).. 2.25 3.00 30 M. Lumber Yard Employees 1.20 3.00 M. Packing Case mfrs.-no chinery:

.75 1.25 M. Packing Case mfrs.-steam .1.20 3.00 M. Planing and Moulding Mills.....1.20 3.00 M. Sash, Door and Blind mfrs.......1.20 3.00 M. Saw Mills (including all em

ployees whose duties require

their presence in the mill). ..1.87 200 M. Shingle mfrs.

.1.20 3.00 30 M. Veneer mirs.

.1.20 3.00 30 MEA: PACKING HOUSE AND STOCK YARD

SCHEDULE C. Cattle Dealers (not operating stock yards)

.90 2.00 50 C. Live Stock Shippers..

.3.00 2.40 50 M. Packing Houses (no handling of

live stock or slaughtering), and

Sausage and Sausage Case mfrs. .60 1.25 8 C. Packing Houses-including hand

ling of cattle and slaughtering,
with pay roll of less than $1,000,-

12

లలలాం ల000000

Classification.

E.L. W.w. P.L. C. Packing Houses-including hand.

ling of cattle and slaughtering,
with pay roll of $1,000,000 or

....1.50 2.00 12 M. Pork Packers (see Packing Houses). C. Refrigerator Cars- loading and

unloading of, and caring for

freight in cars during transit.....90 2.50 *16 *The Public Liability is restricted to places where the goods are received only, excluding accidents by railroad, horses, vehicles, or loading or unloading. C. Sausage and Sausage Case mfrs.

(see Packing House). C. Slaughtermen

.1.50 2.40 20 M. Stock Yards with Railroad Entry -with or without slaughtering..3.00 2.40 50

METAL SCHEDULE. Work Not Carried On in Shops, Factories, Etc.

In the following classifications, whenever the words "shop only are followed by an , if the risk is not strictly confined to shop work, 20 per cent extra must be charged on both Employers and Public Liability, without division of pay roll. In such case, the Employers and Public Contractors Policy must me used. M. Adding Machine mfrs. (shop only)

.78 1.00 10 M. Aerated and Soda Water Appa

ratus mirs. (shop only)*. .90 1.00 6 M. Aluminum Works (shop only)....90 1.25 12 M. Anchor mfrs. (shop only)..

.1.11 2.00

15 M. Annunciator (hotel) mirs. (shop only)*

.78 1.00 10 M. Architectural Iron Works (shop only)

.1.11 3.80 15 M. Arms (small arms) mfrs. (not

charging shells) (shop only).....78 1.00 10 M. Arms (heavy ordnance) mfrs. (shop only)

.1.11 2.00 15 M. Automatic Sprinkler mfrs. (shop only)*.

.90 1.50 12 M Axe mfrs. (shop only).

.90 1.50 12 M. Axle (metal) mírs. (shop only)..1.11 1.50 12 M. Badge (metal) mfrs. (plus stamp

ing rate of 732 per cent E. L. and 3 per cent W. W.) (shop only)

.90 1.50 12 M. Bedstead (metal) mfrs. (shop only)

.90 1.50 12 M. Bell Foundry (shop only)*.... .90 1.50 12 M. Bicycle and Bicycle Parts mfrs.

(including the assembling of bicycles) (shop only)..

.90 1.50 12 M. Blacksmiths-not shoeing (slop only)

.90 1.50 12 M. Blacksmiths-shoeing (shop only)2.40 2.00 32 M. Boilermakers (shop only)*...... .1.11 1.60 15 M. Bolt and Nut mfrs. (shop only)..1.00 1.50

13 M. Brass Goods mfrs. (shop only)...90 1.50

12 M. Brass Foundry (shop only)..

.....90 1.50 12 Di. Bridge Work (shop only).... .1.11 3.80 15 M. Britannia Ware mirs. (shop only) .90 1.50 12 M. Button (metal) mirs. (shop onlyy) .90 1.50

12 M. Cable (wire) mfrs. (shop only)...1.11 2.50

15 M. Can mirs. (plus stamping rate of

724 per cent E. L. and 3 per cent
W. W.) (shop only)..

..1.00 2.00 13 M. Card Clothing mirs. (shop only). .90 1.50

12 M. Carriage. I ashes and Carriage

Tops mirs. (not wooden) (shop
only)

.90 1.50

12 M. Car Wheel mfrs. (shop only).....1.11 200

15 M. Cash Register mírs. (shop only). .78 1.00

10 M. Castings (steel) mfrs. (shop only)1.11 2.50

15 M. Cast Iron Pipe mfrs. (shop only).1.11 2.00 M. Chain and Anchor mirs. (shop only)

.1.11 2.00 15 M. Chandelier mfrs. (shop only)*. .90 1.50

12 M. Clock mirs. (shop only)*,

.60 1.00 8 M. Coffin and Casket (metal) mírs. (shop only)

.78 1.25 10 M. Copper and Zinc Goods mirs. (shop only)

.90 1.50

12 M. Coppersmiths (shop only).. .90 1.50 12 M. Cotton Gin mirs. (shop only)......90 150

12 M. Crushed Steel mirs. (same as

Steel Works). M. Cutlery mfrs. (shop only)..........90 1.50 12

ma

15

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