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PRESBYTERIAN MINISTERS FUND, Philadelphia, Pa.-J. H. Mitchell, W. W. Fiske, George H. Stuart, Jr., L. Y. Graham, Matthew J. Hyndman, E. B. Hodge, H. G. Goodrich, Chas. B. Adamson, William T. Tilden, Dr. W. W. Keefer, William P. Fulton.

Does business in New Jersey, New York, Ohio and Pennsylvania.

PROVIDENCE LIFE INS. CO., Providence, R. I-Hon. J. W. Davis, Hon. John J. Fitzgerald, Edw. Smith, Dr. John T. Farrell, T. J. Heffernam, B. Guinness, Dr. John F. Kerins, Richard Hay. ward, J. W. Yeaw, John B. McGuinness, Thomas F. Gilbarie, P. E. Hayes.

Operates in Rhode Island only.

PROVIDENT LIFE AND TRUST COM. PANY, Philadelphia, Pa.-Samuel R. Shipley, T. Wistar Brown, Hy. Haines, Richard Wood, Chas. Hartshorne, A. S. Wing, P. C. Garrett, Jas. V. Watson, William Longstreth, Thomas Scattergood, J. Preston Thomas, R. M. Janney, Marriott C. Morris, Frank H. Taylor, Joseph B. Townsend, Jr. The company operates in Pennsylvania, Maine, New Hampshire, Massachusetts, Rhode Island, Connecticut, New York, New Jersey, Maryland, Ohio, Indiana, Illinois, District of Columbia, Delaware. Missouri, Kansas, West Virginia, Vermont, Minnesota, Iowa. Michigan, Nebraska, Colorado, Washington and California.

PROVIDENT SAVINGS LIFE ASSURANCE SOCIETY, New York.-Edward W. Scott, Ralph K. Hubbard, William E. Stevens, William T. Gilbert, Charles W. Drake, Edward W. Scott, Jr., Henry J. Swift, Thos. J. Shryock, John W. Vroo man, Timothy L. Woodruff, Geo. B. Sloan, Geo. C. Batcheller, Phineas C. Lounsbury, Edwin L. Scofield, Albert C. Houghton.

The company operates in Canada and in all the States and Territories of the Union, except Alaska, Arizona, Florida, Nevada, Guam, Philippines and Porto Rico.

PRUDENTIAL, Newark, N. J.-John F. Dryden, Leslie D. Ward, Edgar B. Ward, Uzal H. McCarter, Theodore C. E. Blanchard, Seth A. Keeney, Frederick C. Blanchard, Edward Kanouse, Forrest F. Dryden, Jerome Taylor, William T. Carter, Jacob E. Ward, Anthony R. Kuser, Wilbur S. Johnson.

The company operates in Alabama, Connecticut, Florida, Louisiana, Massachusetts. New Hamp shire, Rhode Island, South Carolina, Tennessee, Vermont, New York, New Jersey. Georgia, Pennsylvania, Delaware, District of Columbia, Mary. land, Ohio, Indiana, Kentucky, Illinois, Kansas, Missouri, Minnesota, Michigan, Colorado, Iowa, Nebraska, West Virginia, Texas, Mississippi, Utah. Washington, California, Montana, Wyom ing, Oklahoma, Arkansas, Maine, North Carolina, Virginia. Wisconsin, North Dakota, South Dakota, Idaho, Nevada, Oregon, Hawaii and Indian Territory.

REGISTER LIFE AND ANNUITY, Davenport. Ia.-S. F. Smith, John D. Brockmann, M. L. Marks, A. W. Bowman, M. D., R. T. Miller, P. W. McManus, M. J. Eagal, E. Borcherdt, W. M. Radcliffe, C. R. Moore.

The company does business only in Iowa.

RELIANCE LIFE INSURANCE COMPANY, Pittsburg, Pa.-James H. Reed T. H. Given, John Walker, D. C. Noble, Hay Walker, Jr.. Jos. A. Herron, John Lloyd, William Curry, John W. Garland, J. W. Fleming, Frank W. Smith, A. F. McDonald, J. W. Painter, J. V. Thompson, James W. Friend, W. C. Farnsworth.

The company operates in Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Kansas, Illinois, Kentucky, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Ohio, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Washington, Wisconsin, Wyoming, West Virginia.

RESERVE LOAN. Indianapolis, Ind.-W. K. Bellis, W. R. Zulich, G. A. Deitch, G. L. Stayman, Chalmers Brown.

Operates in Indiana only.

ROYAL UNION MUTUAL, Des Moines, Ia.Frank D. Jackson, Sidney A. Foster, G. B. Pray, Dr. James T. Priestley, Joseph G. Gardner, N. M. Hubbard, S. A. Robertson, Crayke Priestley, Wm. K. Boardman, John Graydon, D. J. Batsner, J. S. Graydon.

The company operates in Georgia, Illinois. Iowa, Kansas, Ohio, Oklahoma, Pennsylvania, Missouri, Nebraska, South Dakota, Indiana and Michigan.

SECURITY LIFE AND ANNUITY, Greens boro, N. C.-J. Van Lindley, Lee H. Battle, W. S. Thomson, W. A. Blair, P. H. Hanes, E. Colwell, Jr., J. W. Scott, J. W. Hanes, J. W. Fries.

Company operates in South Carolina, North Carolina and West Virginia.

SECURITY LIFE AND ANNUITY CO. OF AMERICA, Philadelphia, Pa.-E. D. Newman, H. H. Baker, J. K. Tener, George E. Tener, E. L. Shelton, F. L. Smart.

Company operates in Pennsylvania, Virginia, Texas, West Virginia, Wisconsin and Alabama.

SECURITY MUTUAL LIFE, Binghamton, N. Y.-W. G. Phelps, H. J. Gaylord, J. W. Manier, Geo. W. Dunn, Chas. M. Stone, F. W. Jenkins, Z. Bennett Phelps, Chas. M. Turner, Albert B. Howe.

The company operates in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, Dis trict of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, New Mexico, New Hamp. shire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsyl vania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washing. ton, West Virginia, Wisconsin, Wyoming.

SECURITY MUTUAL LIFE OF NEBRASKA, Lincoln, Neb.-N. Z. Snell, L. B. Keene, S. H. Burnham, F. W. Densmore, H. S. Brooks, Albert Watkins, W. A. Lindley.

Operates in Nebraska only.

SECURITY TRUST AND LIFE, Philadelphia. -Robert E. Pattison, Thos. Bradley, Geo. B. Luper, Benjamin P. Obdyke, Vincent Rosemon, August Beitney, Savery Bradley, James M. Guffey, Henry Ellsworth, Hon. Wm. T. Creasy, J. É. Schaperknotter, Jacob Halstead, Henry A. Rowan, Moore Sanborn, Erroll B. Hay.

The company operates in Alabama, Arizona, California, Colorado, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Okla. homa, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

SOUTH ATLANTIC LIFE INS. CO., Richmond, Va.-Directors-Richmond: Virginius Newton, Jos. Bryan, Fritz Sitterding, S. W. Travers, Fred. W. Scott, S. D. Crenshaw, J. L. Antrim, B. B. Munford, Philip Whitlock, J. K. Branch, E. A. Saunders, Jr., S. T. Morgan, W. R. Harper, H. W. Anderson, Langbourne M. Williams, Coleman Wortham, N. W. Bowe. J. Scott Parrish, George J. Seay. Norfolk: J. W. Perry, Tazewell Taylor. Portsmouth: Judge L. R. Watts, Newport News: George A. Schmelz. Lynchburg: John W. Craddock. Harrisburg: George E. Sipe. Roanoke: Judge A. E. King. Danville: Charles L. Holland. Charleston, S. C.: W. B. Chisholm. Columbus, Ga.: Rhodes Brown. Big Stone Gap: Gen. Rufus A. A. Ayers. Wilmington: Hugh MacRae.

Operates in Georgia, North Carolina, West Vir ginia, Virginia and South Carolina.

SOUTHERN LOAN AND TRUST CO., Greensboro, N. C.-E. P. Wharton, A. M. Scales, E. E. Bain, W. C. Boren, A. W. McAlister, Z. V. Taylor. David White, J. M. Hendrix, R. G. Vaughn, J. Van Lindley, H. T. Ham.

Operates in North Carolina and South Carolina. SOUTHWESTERN LIFE INSURANCE COM. PANY, Dallas Texas.-W. A. Childress, Geo. W. Jalonick, A. F. Sittig. F. A. Piper, Dr. J. H. Reuss, P. L. Downs, S M. Furman, S. P. Coch ran. E. O. Tenison, J. B. Wilson, Alex. Sanger, J. Sanford Smith, I. H. Kempner.

STATE LIFE, Indianapolis, Ind.-Andrew M. Sweeney, Samuel Quinn, Wilbur S. Wynn, Charles F. Coffin, R. W. McBride.

The company operates in Alabama, California, Colorado, Florida, Georgia, Idaho, Indiana, Kansas, Kentucky, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Da kota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Arkansas, Indian Territory, Mississippi, Louisiana, Virginia, Iowa, Arizona and Canada.

STATE MUTUAL LIFE ASSURANCE COMPANY, Worcester, Mass.-A. G. Bullock, Thomas H. Gage, S. Salisbury, E. J. Sartelle, Charles A. Denny, George F. Hoar, Albert Wood, Henry M. Witter, George F. Blake, Jr., Josiah H. Clarke, Francis A. Gaskill, B. H. Wright, Orlando W. Norcross, H. M. Quimby, George W. Mackintire, Chandler Bullock.

The company operates in Maine, New Hamp shire, Georgia, Vermont, Massachusetts, Rhode Island, Iowa, Kansas, New York, New Jersey, Pennsylvania, Maryland, District of Columbia, North Carolina, Ohio, Illinois, Kentucky, Michigan, Minnesota, Connecticut, Missouri, West Virginia, South Carolina, Nebraska, Colorado and Indiana.

TEXAS, Waco, Tex.-W. D. Mayfield, Wm. Green, H. G. Bostwick, John D. Mayfield, E. M. Ewing, A. M. Curtis, M. D.

Operates in Texas only.

TRAVELERS, Hartford, Conn.-James L. Howard, Charles L. Spencer, Nathaniel Shipman, Henry P. Stearns, William B. Clarke, Austin C. Dunham, Pliny Jewell, George Roberts, Charles C. Beach, Fred R. Foster, John R. Hills, Sylvester C. Dunham, John E. Morris, James G. Batterson, John B. Lunger, John L. Way.

The company operates in the Dominion of Canada and in all States and Territories of the United States except Alaska, Hawaii, Porto Rico, Cuba and Philippine Islands.

UNION CENTRAL, Cincinnati, O.-John M. Pattison, R. Dymond, J. R. Clark, Ř. S. Rust, LL. D., E. P. Marshall, John Davis Sage, Clifford B. Wright, H. E. Holtzinger, Robert Ramsey, R. H. Rust, D. D., Hon. Clarence Murphy, Paul E. Williams.

The company operates in all States and Territories, except Alaska, Hawaii, Porto Rico, Cuba and the Philippines, Nevada and New Hampshire.

UNION MUTUAL, Portland, Me.-Hon. Perci-
val Bonney, Hon. Fred E. Richards, Hon. Marquis
F. King, Edward A. Noyes, Hon. Frederick Robie,
Frank E. Allen, Gen. Selden Connor, David G.
Hamilton, Arthur L. Bates, J. Frank Lang, Hon.
Henry B. Cleaves, Hon. Josiah H. Drummond.
The company operates in Arizona, California,

Colorado, Conn., Delaware, Georgia, Illinois, Indiana, Idaho, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Mexico, Nebraska, New Hampshire, New Jersey, New York, North Carolina, ˆ Ohio, Oregon, Pennsylvania, Rhode Island, Texas, Utah, Vermont, Virginia, Washington, West Vir ginia, Wisconsin, Wyoming, Nevada and Canada.

UNITED STATES, New York.-Henry C. Hulbert, James R. Plum, Charles P. Fraleigh, John P. Munn, M. D., Alfred S. Heidelbach, Alfred Wheelwright, Francis Leland, D. H. Houghtaling, Thomas Russell, Charles E. Patterson, Charles W. Dayton, George E. Fisher, Donald B. Toucey, Clarence H. Kelsey, Elgin R. L. Gould, Samuel W. Fairchild, Henry Sampson, David Banks, Isaac A. Hopper, Richard E. Cochran, Edwin_Langdon, Charles A. Gardiner, William R. Beal, Ranald H. MacDonald, Edward Townsend, William H. Porter. The company operates in Colorado, Connecticut, Delaware, District of Columbia, Illinois, Indiana, Iowa, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Tennessee, Utah, Vermont, West Virginia, Wyoming and Canada.

VOLUNTEER STATE LIFE, Chattanooga, Tenn.-Z. C. Patten, E. B. Craig, Theo. F. King, J. T. Fargason, A. S. Caldwell, W. A. Sadd, J. W. Johnson, R. H. Carswell, J. T. Lupton, F. Voigt H. B. Branner, B. L. Dulaney, Gracey Childress, T. D. Webb, T. R. Preston, E. T. Sandford, J. M. Overton, G. N. Henson, W. O. Mimms, J. D. Pullen, Frank Ewing, W. S. Draper, S. B. Smith, W. D. Carswell.

Operates in Tennessee, Alabama, Georgia and Mississippi.

WASHINGTON, New York.-Levi P. Morton, W. A. Brewer, Jr., Robert Bowne, Chas. H. Lud ington, Henry F. Hitch, Charles P. Britton, David Thompson, Roland G. Mitchell, Randolph F. Purdy, George M. Hard, John W. Brannan, M. D., G. F. Thompson, F. H. von Stade. Wm. de Forest Havnes, E. V. Connett, John Burling Lawrence, Graham H. Brewer, L. B. Sanderson, Jordan L. Mott, Jr., Israel C. Pierson, Henry H. Cook, M. B. Mead.

The company operates in all States and Territories except Alaska.

WESTERN AND SOUTHERN, Cincinnati, O. -Dr. Frank Caldwell, John R. Davey, William W. Innes, J. William Johnson, S. M. McKenzie, William J. Williams.

The company operates in Kentucky, Pennsylvania, Indiana and Ohio.

WISCONSIN LIFE, Madison, Wis.-R. B. Anderson, Henry Beemer, A. R. Bushnell, C. M. Putnam, Philip Fox, R. A. Walkins, A. W. Wass.

DIRECTORS AND TRUSTEES OF MISCELLANEOUS
COMPANIES.

ETNA INDEMNITY COMPANY, Hartford,
Conn.-Judge E. H. Gary, John MacGinniss, Judge
James Nichols, Judge James M. Thomas, Percival
Kuhne, Beekman Hunt, Walter W. Lindley, F. M.
Colston, J. Hull Browning, Clarence W. Barron,
Charles Wake, R. H. Turle, H. H. Armstead, D.
J. Fitzgerald, Wayne B. Stowe, H. S. Rothschild,
F. W. Whitridge, Charles W. Sager, William G.
Norton, John Creighton, Frank H. Keith.

The company operates in all the States and Territories except Alaska, Hawaii, Montana, Nevada, New Mexico, Porto Rico, Utah, Virginia and Wyoming.

ETNA LIFE INSURANCE COMPANY, Hartford, Conn.-Morgan G. Bulkeley, John O. Enders, Gurdon W. Russell, M. D., M. B. Brainard, W. E. A. Bulkeley, A. R. Hillyer, S. G. Dunham.

The company operates in Canada and in all the States except Alaska, Florida, Hawaii, Idaho, Nevada, Porto Rico, Cuba and the Philippines.

AMERICAN BONDING COMPANY OF BALTIMORE, Baltimore, Md.-James Bond, Henry Clark, Geo. Cator, Daniel E. Conklin, Edward J. Codd, Wm. J. Donnelly, R. H. P. Ellis, Jackson Č. Gott, Wm. P. Harvey, Jesse Hilles, John Hubner, Ernest Hoen, Jr., Nathaniel W. James, Lawrason Riggs, Robert H. Smith, Samuel H. Shriver, Murray Vandiver, George A. Von Lingen, Charles A. Webb, Francis E. Waters, Moses R. Walter, John Waters, James S. Woodside, David E. Evans, Edward H. Thomson.

The company operates in all the States and Territories except Arizona, Florida, Hawaii, Missis sippi, Porto Rico, Philippine Islands, Utah, Vermont, West Virgina and Oregon.

AMERICAN CASUALTY COMPANY, Reading, Pa. Ferdinand Goetz, Frank P. Lauer, James R. Mercer, Charles W. Hendel, William H. Yocum, John Barbey, John H. Egolf, William Kerper Stevens, Samuel L. Dunkle, Henry C. Geissler, Samuel F. Guss, Charles E. Leippe, William Rick,

E. P. Van Reed, Harvey H. Shomo, George B. Lessig.

COM

The company operates in Pennsylvania. AMERICAN CREDIT INDEMNITY PANY OF NEW YORK.-Sidney M. Phelan, Samuel D. Winter, A. L. Shapleigh, Clark H. Sampson, Edwin M. Treat, St. Louis, Mo.; V. M. Abraham, Wm. H. Page, Jr., New York; S. M. Kennard, E. F. Williams, St. Louis, Mo.

AMERICAN FIDELITY COMPANY, Montpelier, Vt.-James W. Brock, Edward Wells, Harlan W. Kemp, James L. Martin, Frank M. Corry, Melville E. Smilie, Fred A. Howland, Ralph B. Denny.

The company operates in Massachusetts, Maine, New Hampshire, New Jersey and Vermont.

AMERICAN MUTUAL LIABILITY, Boston, Mass.-Harcourt Amory, Charles F. Bliss, A. N. Burbank, John W. Danielson, Wm. F. Draper, Charles F. Fairbanks, Russell Gray, Albert C. Houghton, William C. Lovering, Arthur B. Silsbee, Howard Stockton.

AMERICAN RELIEF ASSURANCE COMPANY, Philadelphia, Pa.-Reinhold R. Koch, W. A. Sadelmyer, Geo. L. Parker, L. Frank Siegler, Hon. James Mansel, J. W. Christman, D. C. Kase

man.

AMERICAN SURETY COMPANY, New York.-Trustees: Wm. A. Wheelock, C. N. Bliss, Chauncey M. Depew, Stuyvesant Fish, Robert T. Lincoln, Elihu Root, Thomas S. Kirkwood, Robert Pitcairn, R. C. Kerens, E. F. Browning, Geo. F. Vietor, James A. Hayden, James Stillman, Walter S. Johnston, George S. Edgell, Andrew Mills, Austin Lathrop, W. A. Nash, John J. Mitchell, Richard Delafield, Henry D. Lyman, Henry H. Cook, George J. Gould, James H. Eckels, George B. Sloan, John J. McCook, Thos. F. Ryan, C. H. Ludington, Wm. Nelson Cromwell, John Sloane, Charles M. Dow, Albert E. Lamb, M. F. Loughman, George W. Rogers, Frank R. Lawrence, R. A. C. Smith, Warner Van Norden, James H. Hyde, W. H. Baldwin, Jr., Morton F. Plant, Grant B. Schley, Valentine P. Snyder, N. Monsaratt, Wm. H. McIntyre, James B. Duke, J. J. Sullivan, Samuel S. Sharp, Alvin W. Krech, Chas. A. Conant.

BANKERS SURETY COMPANY, Cleveland, Ohio.-Harvey D. Goulder, J. C. Gilchrist, M. A. Bradley, Frank M. Osborne, Wm. P. Johnson, W. K. Rose, W. E. Craig, John Jaster, George H. Olmstead, Chas. R. Mayers, Chas. R. Miller, Frank Semple, Stevenson Burke, L. P. Smith, Charles Babcock, C. A. Otis, Jr., John Mitchell, William W. White, E. H. Zurhast, L. E. Meacham.

The company operates in Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New York, North Dakota, Ohio, Pennsylvania, South Dakota Wisconsin, Connecticut, District of Columbia, Indian Territory, Louisiana, New Hampshire and Oklahoma.

BOND AND MORTGAGE GUARANTEE COMPANY, Brooklyn.-Wm. B. Isham, Martin Joost, Clarence H. Kelsey, James M. Wentz, Alexander E. Orr, Jacob H. Schiff, John W. Sterling, Charles R. Henderson, Charles S. Brown, Frederick Potter, Ellis D. Williams, William M. Ingraham, William Lummis, Jas. D. Lynch, Benjamin D. Hicks, Julien T. Davies, Samuel T. Freeman, Wesley C. Brush, R. H. Macdonald.

BRIDGEPORT LAND AND TITLE COMPANY, Bridgeport, Conn.-Francis W. Marsh, Ernest P. Lyon. Egbert Marsh, D. Fairchild Wheeler, Orange Merwin, Orlo E. Cook.

BUFFALO ABSTRACT AND TITLE COMPANY, Buffalo, N. Y.-Franklin D. Locke, Henry Koons, Henry W. Sprague, George L. Lewis, Fred Greiner, George F. Haywood, Charles D. Marshall, Robert F. Schelling, James E. Ford, Charles B. Hill, Walter P. Cooke, Robert W. Pomeroy, Edward L. Koons.

CALIFORNIA

TITLE INSURANCE AND

TRUST COMPANY, San Francisco, Cal.-Wm. Alvord, Charles R. Bishop, Robert Bruce, Henry L. Davis, P. N. Lilinthal, Warren Olney, Charles Page, A. T. Spotts, John R. Spring.

CAROLINA INSURANCE & CASUALTY COMPANY, Columbia, S. C.-P. H. Haltiwanger, A. M. Wyse, A. H. Kohn, L. W. Moorhouse, Dr. E. G. Quattlebaum.

CASUALTY COMPANY OF AMERICA, New York.-John R. Bland, Frank D. Croker, Cornelius C. Cuyler, Marshall S. Driggs, Edwin W. DeLeon, Marwell Evarts, Francis Peabody, Jr., Morton F. Plant, Wm. B. Rankine, Alfred Skitt, Valentine P. Snyder, John I. Waterbury, Andrew Freedman, Ernest Ball, Robert B. McCurdy, Wm. B. McIntyre, John F. O'Rourke, George R. Read, Jordan F. Rollins, Jacob Ruppert, Jr., Philip L. Saltonstall, George M. Young. Operates in Colorado, Connecticut, Delaware, District of Columbia, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Jersey, New York, Ohio, Oregon, Pennsylvania, Rhode Island, Texas, Vermont, Washington, West Virginia and Wisconsin.

CENTRAL ACCIDENT INSURANCE COMPANY, Pittsburg, Pa.-John Bindley, A. P. Burchfield, T. M. Armstrong, Henry Buhl, Jr., Wilson A. Shaw, Wm. H. Robinson, D. F. Henry, Ralph Butler, S. Wertheimer, Joseph S. Brown, H. J. Heinz, E. H. Myers, G. W. Eisenbeis, W. H. Graham, E. B. Alsop.

The company operates in Ohio, Wisconsin, Maryland, Illinois, Michigan, New Jersey, Massachu setts, Connecticut, Rhode Island, Delaware, Pennsylvania, District of Columbia and West Virginia.

CITIZENS TRUST AND GUARANTY COMPANY, Parkersburg, W. Va.-W. W. Jackson, S. D. Camden, H. B. Smith, J. W. Roberts, J. B. Finley, J. N. Camden, V. B. Archer, J. T. Harris, Thomas E. Davis, A. B. White, W. G. Wilson, E. D. Talbott, D. E. Johnston, Thomas Gartlan, J. C McManus.

Company is qualified for United States Government business in all United States court districts.

CITY TRUST, SAFE DEPOSIT AND SURETY COMPANY, Philadelphia, Pa.-James M. Anders, M. D., George Fales Baker, M. D., B. F. Banes, Stephen Farrelly, Michael P. Heraty, Elias P. Smithers, George B. Wilson, Cyrus N. Peirce, D. D. S., Charles M. Swain, Joseph A. Sinn, Louis Wagner, Thomas DeQ. Richardson, Frederick McOwen, William H. Pfahler, Wm. G. Wise.

The company operates in all States except Alaska, Arizona, Arkansas, Cuba, Delaware, Hawaii, Idaho, Indian Territory, Montana, Nevada, New Mexico, Ohio, Oklahoma, Philippine Islands, Texas, Utah, Virginia, West Virginia and Wyoming.

COLUMBIA AVENUE SAVING FUND, SAFE DEPOSIT, TITLE AND TRUST COM. PANY, Philadelphia, Pa.-John K. Cuming, Syl. A. Leith, B. J. Wodward, John Middleton, Jas. A. Hayes, Geo. S. Graham, Chas. Class, R. H. Rushton, Josiah B. Seybert, Samuel B. Vrooman, Samuel H. Cramp, William Allen, Henry F. Chorley, Clarence P. King, Walter Scott.

COLUMBIA TITLE INSURANCE COMPANY OF THE DISTRICT OF COLUMBIA, Washington, D. C.-John Cammack. Allen C. Clark, John D. Coughlan, William E. Edmonston, William A. Gordon. Bernard H. Johnston, James M. Johnston, Benjamin F. Leighton, Myron M. Parker. Frank T. Rawlings, Edward J. Stellwagen, John S. Swormstedt, Brainard H. Warner, Walter R. Wilcox, Henry K. Willard.

TITLE INSURANCE

COMMONWEALTH AND TRUST COMPANY, Philadelphia, Pa.Francis E. Brewster, Chas. Carver, Henry M. Dechert, John M. McCurdy, H. J. Verner, John 1. Windrum, William S. Ringgold, Jos. Savidge, E. Cooper Shapley, John H. Sloan, Frederick Sylvestor, Isaac D. Yocum, Dimner Beeber, Franklin L. Lyle.

The company operates in Pennsylvania only.

CONTINENTAL AID ASSOCIATION, Atlanta, Ga.-B. M. Cross, LeRoy Smith, S. J. Smith, M. T. Cross, C. P. Orr.

CONTINENTAL CASUALTY COMPANY, Chicago, Ill.-Frederick W. Mann, Henry A. Haigh, Manton Maverick, C. H. Bunker, Frank

lin H. Head, Gerald Bunker, A., A. Smith, H. G. B. Alexander, Herbert F. Perkins.

The company operates in all the States and Territories except Delaware, District of Columbia, Florida, Georgia, Hawaii, Maryland, North Carolina, Porto Rico, South Carolina, Cuba and the Philippines.

CONVEYANCERS

TITLE INSURANCE COMPANY, Boston, Mass.-Nelson S. Bartlett, Frederick C. Bowditch, James H. Bowditch, James R. Carret, Henry H. Edes, Geo. V. Leverett, H. V. Long, Greenville H. Norcross, Charles S. Rackemann, Joseph B. Russell, Moses Williams.

DISTRICT TITLE INS. CO., Washington, D. C.-S. Walter Woodward, E. Southard Parker, Watson J. Newton, James B. Wimer, William F. Mattingly, Thomas E. Waggaman, John B. Larner, George W. Brown, E. Quincy Smith, Walter Hieston, Joseph I. Weller, Charles G. Allen, Walter H. Acker, Frank Hume, Adolph G. Wolf.

Company operates in the District of Columbia. EMPIRE STATE SURETY COMPANY, Brooklyn, N. Y.-John G. Jenkins, Moses May, Marshall S. Driggs, Jos. A. Burr, Frank Jenkins, Ira Leo Bamberger, Edmund H. Driggs, Wm. D. Veeder, Jerry A. Wernberg, Jos. Huber, Frank Harvey Field, John W. Weber, Willard P. Reid, M. L. Reynolds, Theo. F. Jackson, Hugo Hirsh, Jos. Liebman, John J. Cooney, William J. Buttling, Bernard Gallagher, Wm. M. Tomlins, Jr., Thos. H. McFarland, Geo. C. Clausen, Walter N. Cranford.

Company operates in California, Connecticut, District of Columbia, Illinois, Massachusetts, New York, Rhode Island and Wisconsin.

EMPLOYERS AND TEAMSTERS ACCIDENT COMPANY, 32 Broadway, New York.Chas. A. Marcher, L. Thomas Singer, Chas. Schenck, A. Joseph Grossman, S. Lewis Simpson. ASSURANCE

EMPLOYERS LIABILITY CORPORATION, LT'D, London (United States Branch).-Advisory Board: Samuel Sloan, William Allen Butler, Jr., Gen. Francis V. Greene. Trustees: Frank G. Webster, John Lowell, Wm. D. Mandell. Executive Committee: Henry M. Rogers, William E. Stowe, John B. Thomas.

FEDERAL UNION SURETY COMPANY, Indianapolis, Ind.-Hugh Dougherty, W. A. Guthrie, S. E. Rauh, Henry C. Paul, John F. Wild, Frederic M. Ayers, Wm. H. O'Brien, Hugh J. McGowan, Frank L. Powell. Philip Matter, Jos. I. Irwin, Newton Jackson. E. M. Johnson, Charles N. Thompson, Wm. J. Henley, Robert A. Brown, T. H. Johnson, Theo. F. Rose, R. K. Dunkerson, Charles Bierhaus, B. E. Parrott.

Company operates in Illinois, Indiana, Michigan, Ohio, Kentucky, Pennsylvania, New York, North Carolina, Arkansas. Missouri, Nebraska, Iowa, Minnesota, Indian Territory.

FIDELITY AND CASUALTY COMPANY, New York. Wm. P. Dixon, A. B. Hull, Alfred W. Hoyt, G. E. Ide, W. G. Low, J. G. McCullough, W. J. Matheson, Anton A. Raven, Alexander E. Orr, John L. Riker, George F. Seward, Henry E. Pierrepont, W. Emlen Roosevelt.

The company operates in all States and Territories except Alaska, Idaho, Cuba, Philippine Isl ands and Porto Rico.

FIDELITY AND DEPOSIT_COMPANY, Baltimore, Md.-Lloyd Lowndes, Robert Ober, Jos. R. Stonebraker, John H. Wight, George Warfield, James D. Mason, H. Crawford Black, Geo. M. Upshur, M. Gillet Gill, Seymour Mandelbaum, H. B. Platt, Charles E. Fink, H. E. Bosler, Thomas A. Whelan, Wm. A. Dickey, Solomon Frank, Wilbur F. Jackson, Edwin Warfield, Hon. A. P. Gorman, George Blakistone, John Walter Smith, E. Stanley Carey. Frank A. Furst, Van-Lear Black, Clarence W. Watson.

The company operates in all the States and Territories of the United States with the exception of Hawaii, Nevada, West Virginia and the Philippines, also in Great Britain.

FRANKFORT MARINE, ACCIDENT AND PLATE GLASS INSURANCE COMPANY, Frankfort.-United States Trustees: Ernst Thalman, Richard Delafield and Stuyvesant Fish.

The company operates in Alabama, Arizona, Cali.

fornia, Colorado, Delaware, Idaho, Illinois, Indiana, Louisiana, Maryland, Minnesota, Massachu setts, Michigan, Missouri, Mississippi, Montana, Nebraska, New Hampshire, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, Utah, Vermont, Washington, Wisconsin.

GENERAL ACCIDENT ASSURANCE CORPORATION, Perth, Scotland.-United States trustee, Girard Trust Company of Philadelphia.

The company operates in Connecticut, Delaware, District of Columbia, Illinois, Kansas, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Wisconsin, Great Britain, Belgium and South Africa.

GENERAL ACCIDENT INSURANCE COM. PANY, Philadelphia, Pa.-William S. Muir, J. Paul Haughton, James Haughton, William Muir, John W. Muir.

The company operates in Connecticut, Delaware, Illinois, New Jersey, New York, Ohio, Pennsylvania, West Virginia and Vermont.

GREAT EASTERN CASUALTY AND IN. DEMNITY COMPANY, New York.-Cornelius Van Cott, Louis H. Fibel, Louis J. Reckendorfer, B. J. Ludwig, David L. Phillips, Leop. Stern, Ernest H. Behrens, Chas. J. Wittenberg, August Goertz, Oscar E. Ballin.

The company operates in New York, Pennsylvania, Ohio, Michigan, Illinois, Minnesota, Colorado, Missouri, New Jersey, District of Columbia, Maryland, Maine, Kentucky, Rhode Island, Georgia and Vermont.

GUARANTEE COMPANY OF NORTH AMERICA, Montreal, Can.-Edward Rawlings, president; Hartland S. MacDougall, vice-president; E. S. Clouston, Geo. Hague, Wm. Wainwright, Robert Kerr, É. C. Smith, H. W. Cannon, J. B. Forgan; Robert Kerr, secretary and treas

urer.

The company has local boards of directors in the principal cities of the United States and operates in Alabama, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, Wisconsin and in Canada and England.

HARTFORD STEAM BOILER INSPEC TION AND INSURANCE COMPANY, Hart. ford, Conn.-F. B. Allen, Frank W. Cheney Chas. M. Beach, L. B. Brainerd, M. B. Brainerd, Hon. Francis B. Cooley, Geo. Burnham, Hon. Nathaniel Shipman, C. C. Kimball, Philip Corbin, George A. Fairfield, J. B. Pierce, Atwood Collins, Lucius F. Robinson, J. O. Enders.

The company operates in all States and Terri tories of the United States with the exception of Alaska, Hawaii, Idaho, Indian Territory. Nevada, New Mexico, Porto Rico, Wyoming, Cuba, the Philippine Islands and Canada.

INDIANA AND OHIO LIVE STOCK INSURANCE COMPANY, Crawfordsville. Ind.A. F. Ramsey, president; P. C. Somerville, vicepresident; T. N. Lucas, second vice-president; Zack Mahorney, secretary; D. W. Rountree, treas urer; H. C. Naylor, general manager.

The company operates in Indiana, Illinois and Ohio.

INDUSTRIAL TRUST, TITLE AND SA√INGS COMPANY of Philadelphia, Pa.-John G. Carruth, James Pollock, Peter Woll, Jr., Thomas S. Gay. Alexander M. Fox, Joseph H. Bromley, James E. Mitchell, Wm. C. Williamson, Wm. A. DICA, Thos. H. Wilson, E. Louis Metzger, Joseph T. Pearson, John Dickey, Jr., H. B. Luff. berry.

INTEGRITY TITLE INSURANCE, TRUST AND SAFE DEPOSIT COMPANY, Philadel phia, Pa.-Jacob Rech, Frederick A. Poth, Philip Doerr, Frederick Orlemann, Chas. G. Berlinger, Thomas Y. England, Philip Spaeter, George Kessler, Charles Mahler, William H. Rookstool, Albert Hellwig, John G. Vogler, John Greenwood, Frederick Gaeckler, George Nass, C. J. Preisen. danz, Henry Haeuser, William Roesch, Bernard Ernst, Daniel W. Grafly.

KENTUCKY TITLE COMPANY, Louisville, Ky.-Gilmer S. Adams, Thomas W. Bullitt, J. E. Caldwell, R. T. Durrett, Basil Doerhoefer, W. C. Priest, Embry L. Swearingen.

LAWYERS MORTGAGE COMPANY, New York.-Edwin W. Coggeshall, Joseph S. Auerbach, Clarence Cary, Chas. S. Fairchild, Henry E. Howland, James H. Hyde, John T. Lockman, Henry Morganthau, David B. Ogden, O. E. Schmidt, George H. Squire, George L. Rives, Wm. M. McIntyre, Cecil C. Evers, Richard M. Hurd, Henry Rogers Winthrop, Robert A. Grannis, Alvin W. Krech, Emory McClintock, W. W. Richards.

LAWYERS TITLE & GUARANTY INSURANCE COMPANY, Washington, D. C.-Michael J. Colbert, H. R. Howenstein, Arthur G. Bishop, Geo. E. Hamilton, John F. Donohoe, Joseph N. Saunders, J. A. Maedel, E. L. Schmidt, George M. Emmerich.

LAWYERS TITLE INSURANCE COMPANY, New York.-Edwin W. Coggeshall, John M. Bowers, Wm. P. Dixon, Henry E. Howland, Į. Frederic Kernochan, Franklin B. Lord, John T. Lockman, J. Lawrence Marcellus, David B. Ogden, Dumont Clark, James M. Varnum, John Webber, Jas. Stillman, Henry Morganthau, Frederic de P. Foster, James H. Hyde, J. Harsen Rhoades, George H. Squire, Thomas D. Jordan, Wm. H. McIntyre, John Arbuckle, Chas. E. Miller, Louis V. Bright, Julian D. Fairchild.

Operates in New York State only.

LINCOLN TRUST COMPANY, St. Louis, Mo.-L. R. Blackmer, Chas. R. Blake, E. H. Cotfin, Geo. F. Durant, Geo. W. Lubke, A. O. Rule, I. H. Aug. Meyer, J. Wagoner, James P. Dawson, Thos. Wright, A. A. B. Woerheide, Wm. Duncan, Ben. Eiseman, C. Marquard Forster, Charles Hamilton, John C. Roberts, W. B. Wells, E. S. Baker, Geo. E. W. Luchrmann, Henry Ittleson, Thos. H. Wagner.

LLOYDS PLATE GLASS INSURANCE COMPANY, New York.-Wm. T. Woods, John H. Seed, George H. Prentiss, George M. Olcott, Sturgis Coffin, Wm. D. Chase, Wm. A. Nash, Fred'k A. Guild, Henry B. Hall, Wilbur L. Moly. neaux, Ralph Oakley, Alfred B. Hall, Robert B. Woodward.

The company operates in the United States with the exception of Alabama, Alaska, Arizona, Hawaii, Idaho, Maryland, Nevada, Porto Rico, Cuba, Philippine Islands and Virginia, and also in Canada.

LONDON GUARANTEE AND ACCIDENT COMPANY LIMITED, London, Eng.-Trustees for the United States: J. Crosby Brown, New York; Erskine M. Phelps, Orson Smith and Frank O. Lowden, Chicago.

The company operates in Alabama, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New York, Pennsylvania, Carolina, Rhode Island, South Texas, Vermont, Wyoming and Wisconsin.

MARYLAND CASUALTY COMPANY, Baltimore, Md.-George B. Baker, Daniel E. Conklin, William J. Donnelly, Emanuel Greenbaum, Jackson C. Gott, W. H. Gorman, Louis K. Gutman, J. W. Middendorf, Seymour Mandelbaum, Aubrey Pearre, Geo. A. Pope, Simon Rosenberg, Ernest Schmeisser, J. Walter Smith, John T. Stone, Chas. J. Taylor, J. Skelton Williams, George R. Webb, Wm. P. Harvey, Murray Vandiver, Thomas A. Whelan, Alfred E. Booth, John Hubner, James L. Sellman.

The company operates in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, Dis trict of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Indian Territory, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Okla homa, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia and Wisconsin, also Canada.

MASSACHUSETTS

TITLE INSURANCE COMPANY, Boston, Mass.-Wm. H. Cundy, John C. Haynes, Alonzo N. Burbank, Wm. Trautwine, Frederick F. Baldwin (secretary and treasurer), Joseph L. Drew, Chas. Matlack, Charles S. skinner, Walter H. Baldwin.

The company operates chiefly in Massachusetts, rarely in other New England States.

MERCANTILE TRUST COMPANY, St. Louis. -Lorenzo E. Anderson, Geo. Warren Brown, James W. Bell, Paul Brown, James G. Butler, James Campbell, Gustave Cramer, L. D. Dozier, C. F. Gauss, Henry Griese dieck, Jr., Emerson McMillin, C. H. McMillan, Wm. Maffitt, Geo. D. Markham, Dan C. Nugent, Harry Scullin, Corwin H. Spencer, Joseph Spiegelhalter, John S. Sullivan, Festus J. Wade, D. D. Walker, George W. Wilson, David Eiseman, W. J. Kinsello.

METROPOLITAN ACCIDENT COMPANY OF MINNESOTA, St. Paul, Minn.-John Gorman, Thomas P. Swan, James Drummond, Arthur J. Stobbart, Fred A. Defiel, Frank Curran, Walter Nelson, John H. Downey, W. I. Gray.

METROPOLITAN PLATE GLASS AND CASUALTY INSURANCE COMPANY, New York.John B. Duncklee, Daniel D. Whitney, Clement Lockitt, Cyrus B. Davenport, George G. Reynolds, William H. Joost, C. R. Porterfield, Alfred C. Barnes, Theo. E. Smith, Isaac H. Cary, Peter Wyckoff, Russell R. Cornell, Eugene H. Winslow, Julian D. Fairchild, James McGovern.

The company operates in all the States except Alaska, Arizona, Florida, Hawaii, Idaho, Nevada, Porto Rico, Virginia, Wyoming, Cuba and the Philippines.

MINERS ACCIDENT INSURANCE CO., Glean Jean, W. Va.-A. G. Harman, George Wolf, George P. Daniels, C. B. Lee, R. L. Walker.

MINNESOTA TITLE INSURANCE & TRUST COMPANY, Minneapolis, Minn.-H. A. Barnes, R. R. Henderson, L. E. Joy, J. U. Barnes, W. S. Jenkins, Wallace Campbell, N., M. Barnes, W. A. Hotchkiss, B. F. Piatt.

MISSISSIPPI VALLEY TRUST COMPANY, St. Louis, Mo.-Charles Clark, Harrison I. Drummond, August B. Ewing, August Gehner, George H. Goddard, S. E. Hoffman, Breckinridge Jones, William F. Nolker, William D. Orthwein, Julius S. Walsh, Rolla Wells, David R. Francis, H. C. Pierce, Charles H. Huttig, Joseph Ramsey Jr., Moses Rumsey, Murray Carleton, John Davis, James E. Brock, R. H. Stockton.

The company operates in Missouri.

MISSOURI TRUST COMPANY, St. Louis, Mo.-John W. Harrison, R. M. Scruggs, Wm. Bagnell, Geo. H. Augustine, Geo. T. Cram, Jas. L. La Prelle, Henry W. Peters, James F. Coyle, L. S. Parker, John E. Franklin, Henry M. Meier, Dr. Pinckney French, M. E. Hogan, Joseph W. Moon, Aug. Schlafly, William Eliott Smith, Jesse French, Julius C. Birge, Jos. L. Hanley, A. P. Ghio, W. A. J. Sparks, P. M. Johnston, Lon. V. Stephens, Jos. M. Nelson, Jr., Frank Wyman.

MOUNTAIN STATE ACCIDENT ASSOCIATION, Charleston, W. Va.-Peter Silman, D. W. Patterson, J. W. Scherr, J. W. Paul, John Davidson and William Jones.

Operates in West Virginia only.

COM

MUTUAL BOILER INSURANCE PANY, Boston, Mass.-Edward Atkinson, George W. Wheelwright, Chas. F. Fairbanks, J. W. Farwell, A. B. Silsbee, Harcourt Amory, James S. Murphy, John C. Cobb, Homer B. Richardson, S. G. Wells, A. G. Pierce, Jr., A. P. Loring, M. B. Mason, Á. P. Sharp.

Operates in Maine, Massachusetts, New Hampshire, New Jersey, New York, Ohio, Pennnsylvania. Rhode Island and Vermont.

MUTUAL PLATE GLASS INSURANCE ASSOCIATION, Shelby, O.-W. A. Shaw, Henry Wentz, Erastus S. Close, H. W. Hilderbeant, H. M. Dick, Geo. Waite.

NATIONAL SURETY COMPANY, New York. -S. Reading Bertron, Jas. A. Blair, Anthony N. Brady, A. B. Chandler, B. P. Cheney, Chauncey M. Depew, Marshall S. Driggs, E. S. French, Thos.

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