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The reader may be curious to learn the fate of Collins, and we will briefly record it here. He tried to secure a situation, but his dram-drinking habits frustrated his exertions. Every few days he went to Benjamin for money, knowing that he had that of Vernon, always promising to pay as soon as he found business. Benjamin, in the kindness of his heart, lent him little by little, until he was troubled to know what he should do if Vernon should call for the money. Sometimes he lectured Collins severely for his habits, until their friendship was essentially modified. One day they were in a boat with other young men, on the Delaware, when Collins refused to row.

"We shall not row you," said Benjamin. "You will row me, or stay all night on the water, just as you please," retorted Collins.

"We can stay as long as you can," continued Benjamin. "I shall not row you."

"Come, Ben, let us row," said one of the young men. "If he don't want to row let him sit still."

"Row him, if you wish to," replied Benjamin, "I shall not."

"Yes, you will," shouted Collins, starting from his seat. "I will be rowed home, and you shall help do it, or I will throw you overboard;" and he hurried to execute his threat. But, as he came up and struck at him, Benjamin clapped his head under his thighs, and rising, threw him

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head over heels into the river. He knew that Collins was a good swimmer, so that he had no fears about his drowning.

"Will you row now ?" he inquired, as Collins swam towards the boat.

"Not a stroke," he answered, angrily; whereupon they sent the boat forward out of his reach, with one or two strokes of the oar. Again and again they allowed him to approach the boat, when they repeated the question: "Will you promise to row?" and as often received an emphatic "No" for a reply. At length, perceiving that he was quite exhausted, they drew him in without extorting from him a promise to row.

This scene closed the intimate relations of Benjamin and Collins. They scarcely spoke together civilly afterward. Collins sailed for Barbadoes within a few weeks after, and he was never heard from again. He probably died there, a miserable sot, and Benjamin lost all the money he lent him. In later life, Benjamin Franklin referred to this event, and spoke of himself as having received retribution for his influence over Collins. For, when they were so intimate in Boston, Benjamin corrupted his religious opinions by advocating doubts about the reality of religion, until Collins became a thorough sceptic. Until that time he was industrious, temperate, and honest. But having lost his respect for religion, he was left without restraint, and went rapidly to

ruin. Benjamin was the greatest sufferer by his fall, and thus was rebuked for influencing him to treat religion with contempt.

Benjamin immediately sought an interview with Governor Keith, and told him the result of his visit home, and gave his father's reasons for declining to assist him.

"But since he will not set you up," said the Governor, "I will do it myself. Give me an inventory of the things necessary to be had from England, and I will send for them. You shall repay me when you are able; I am resolved to have a good printer here, and I am sure you must succeed."

This was said with such apparent cordiality that Benjamin did not doubt that he meant just what he affirmed, so he yielded to his suggestion to make out an inventory of necessary articles. In the meantime he went to work for Keimer.

CHAPTER XX.

A LITERARY GAME.

At this point it is necessary to speak of Benjamin's associates. He was not long in finding new acquaintances in Philadelphia. His industry and general good habits won the respect and confidence of all who came in contact with him. Among those who particularly pleased him were three young men, Charles Osborne, Joseph Watson, and James Ralph, all lovers of reading. Their literary tendencies no doubt attracted Benjamin, and caused him to value their companionship more highly. The first two were clerks of Charles Brockden, an eminent conveyancer of the town, and the other was a merchant's clerk. Watson was a pious young man of sterling integrity, while the others were more lax in their religious opinions and principles. All were sensible young men, much above the average of this class in intellectual endowments. Osborne and Ralph were imaginative and poetical, and frequently tried their talents at verse-making.

Much of their leisure time was spent together, reading to each other, and discussing what they

read. Even their Sundays were often wickedly devoted to such intellectual pastime on the banks of the Schuylkill, whither they strolled, instead of visiting the house of God-all except Watson, who had too much religious principle thus to desecrate the Sabbath.

"You overrate your talent for poetry," said Osborne to Ralph, at one of their interviews. "You will never make a poet, if you live to be as old as Methuselah."

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"Much obliged for your compliment,' swered Ralph; "but it does not alter my own opinion. All poets have their faults when they begin. It is practice that makes perfect."

"It will take something more than practice to make a poet of you," continued Osborne. "That piece which you have just read has no poetry about it. Besides, if you should become a poet, it will not bring you a fortune, as you seem to think."

"Perhaps not; but I am confident that a poet may easily win both popularity and a livelihood. At any rate, I am determined to try it, in spite of your decidedly poor opinion of my abilities."

"Well, I advise you to stick to the business to which you were bred," added Osborne, "if you would keep out of the poor-house. A good clerk is better than a bad poet"—and he cast a particularly roguish glance at Ralph as he said it.

"You need not set yourself up for a critic,"

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