TABLE 2.-Projected income of the Federal Deposit Insurance Corporation,

1 At 4 percent increase over the preceding year.

2 At 9 percent of assessments becoming due, the average of the annual percentages during 1934-56 (with assessments under the temporary plan in 1934-35 assumed to have been at the rate under the permanent plan).

3 40 percent of net assessment income, which is defined as assessments becoming due less expenses and losses.

At 2.5 percent of deposit insurance fund on preceding Dec. 31, which is the approximate average rate received by the Corporation during 1934-56.

Investment income only, at 2.5 percent of deposit insurance fund on preceding Dec. 31

TABLE 3.-Projected deposit insurance fund, Federal Deposit Insurance Corporation, 1957-80

At 4 percent increase over the preceding year, with deposits at the end of 1956 estimated at $218,000 million.

? Deposit insurance fund on Dec. 31, 1956, of $1,742,077,000, increased each year by addition of net incom of the Corporation. (See table 2.)

TABLE 4.-Deposit insurance fund and réserve for losses, and holdings of assets acquired in deposit payoff and deposit assumption cases, 1934-56

1 For 1948 and 1949 includes a special reserve for undetermined losses on assets acquired in deposit assumption cases.

2 Date of maximum holdings of assets acquired in deposit payoff and deposit assumption cases. Includes assets to be acquired in a deposit assumption transaction not completed for which the Corporation had made the necessary commitment of funds.

TABLE 5.-Disbursements and losses of the Federal Deposit Insurance Corporation in deposit payoff and deposit assumption cases, 1934-56

1 Disbursements are those pertaining to the banks that closed in each year. They do not exactly equal the disbursements made in each year because some portions of the disbursements may have been made in years subsequent to that in which the bank closed.

Deposits paid by FDIC in deposit payoff cases; principal of loan or of assets purchased in deposit assumption cases.

3 Payoff expenses in deposit payoff cases; liquidation expenses and advances for asset protection in deposit assumption cases.

Losses on principal in both deposit payoff and deposit assumption cases, plus payoff expenses in deposit payoff cases. Liquidation expenses and advances for asset protection have been fully recovered in the deposit assumption cases.

Average of the annual ratios.

NOTE.-Data for recent years subject to adjustment.

TABLE 6-Deposits of 25 insured banks relative to the deposit insurance fund, Dec. 31, 1956

1 Includes 22 insured commercial banks and 3 insured mutual savings banks.

In the banks requiring disbursements by the Corporation during 1934-56, the amount of disbursement (excluding expenses and advances for protection of assets) has ranged from 6 percent to 116 percent. In the case of banks with deposits in excess of $25 million, the range is from 29 percent to 68 percent. * Deposit insurance fund on Dec. 31, 1956, was $1,742 million.

TABLE 7.-Deposits in insured commercial banks with very small capital ratios, June 30, 1956

1 Estimated by applying to the total deposits of each bank on June 30, 1956, the ratio of insured to total deposits as reported for its size group on the special call of Sept. 21, 1955.

The deposit insurance fund on June 30, 1956, was $1,691 million.

The ratio of total capital accounts to total assets for all insured commercial banks was 7.7 percent. 4"Assets at risk" equal assets, net of valuation reserves less: Cash, balances due from banks, cash items in process of collection, U. S. Government obligations direct or fully guaranteed, loans to farmers directly guaranteed by the Commodity Credit Corporation, and real estate loans insured by the Federal Housing Administration or the Veterans' Administration. For all insured commercial banks the ratio of total capital accounts to "assets at risk" was 16.1 percent.