Home Mortgage Disclosure and Equal Credit Opportunity: Hearings Before the Committee on Banking, Housing and Urban Affairs, United States Senate, Ninety-fourth Congress, Second Session ... November 23, 1976
U.S. Government Printing Office, 1977 - Disclosure of information - 615 pages
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action addition agencies amended amount applicant appraisal areas Association Bank basis Board census CHAIRMAN Chicago Committee concerning consumer conventional creditor decline demand depository DEPOSITS determine Development discrimination effect ending enforcement Equal examiners existing Federal Federal Reserve Board going groups home loans Home Mortgage Disclosure housing improvement income institutions interest investment issue lenders lending means Mortgage Disclosure Act mortgage loans neighborhood Opportunity organizations origin PARK percent period person practices problems programs proposal questions racial real estate reasons received redlining regarding regulations relating reported represent request Reserve residential response Savings Savings and Loan Senator Service South standards statement tion TOTAL types units urban Washington ZIP code(s zone
Page 455 - The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided...
Page 523 - ... subsection, a violation of any requirement imposed under this title shall be deemed to be a violation of a requirement imposed under that Act. In addition to its powers under any provision of law specifically referred to in subsection (a), each of the agencies referred to in that subsection may exercise, for the purpose of enforcing compliance with any requirement imposed under this title, any other authority conferred on it by law.
Page 509 - These regulations may contain such classifications, differentiations, or other provisions, and may provide for such adjustments and exceptions for any class of transactions, as in the judgment of the Board are necessary or proper to effectuate the purposes of this title, to prevent circumvention or evasion thereof, or to facilitate compliance therewith.
Page 531 - All executive departments and agencies shall administer their programs and activities relating to housing and urban development in a manner affirmatively to further the purposes of this title and shall cooperate with the Secretary to further such purposes.
Page 495 - State government or unit of general local government is engaged in a pattern or practice in violation of the provisions of this section, the Attorney General may bring a civil action in any appropriate United States district court for such relief as may be appropriate, including injunctive relief.
Page 443 - Act. (b) It shall not constitute discrimination for purposes of this title for a creditor — (1) to make an inquiry of marital status if such inquiry is for the purpose of ascertaining the creditor's rights and remedies applicable to the particular extension of credit and not to discriminate in a determination of credit-worthiness...
Page 501 - SMSA's or otherwise) in the series "1970 Census of Population and Housing: CENSUS TRACTS, Final Reports, PHC(l) Series" prepared by the Bureau of the Census of the United States Department of Commerce.
Page 420 - An action to enforce any liability created by this title may be brought in any appropriate United States district court without regard to the amount in controversy, or in any other court of competent jurisdiction, within one year from the date on which the violation occurs.
Page 515 - Open end credit" means consumer credit extended on an account pursuant to a plan under which (1) the creditor may permit the customer to make purchases or obtain loans, from time to time, directly from the creditor or indirectly by use of a credit card, check, or other device, as the plan may provide...