Code of Federal Regulations: Containing a Codification of Documents of General Applicability and Future Effect as of December 31, 1948, with Ancillaries and IndexDivision of the Federal Register, the National Archives, 1999 - Administrative law Special edition of the Federal Register, containing a codification of documents of general applicability and future effect ... with ancillaries. |
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Page 193
... annual percentage rate in oral disclosures . 226.27 Spanish language disclosures . 226.28 Effect on State laws . 226.29 State exemptions . 226.30 Limitation on rates . Subpart E - Special Rules for Certain Home Mortgage Transactions ...
... annual percentage rate in oral disclosures . 226.27 Spanish language disclosures . 226.28 Effect on State laws . 226.29 State exemptions . 226.30 Limitation on rates . Subpart E - Special Rules for Certain Home Mortgage Transactions ...
Page 201
... percentage . If the amount of any fee required to be dis- closed under this section is determined on the basis of a ... Annual percentage rate . Each peri- odic rate that may be used to compute the finance charge on an outstanding ...
... percentage . If the amount of any fee required to be dis- closed under this section is determined on the basis of a ... Annual percentage rate . Each peri- odic rate that may be used to compute the finance charge on an outstanding ...
Page 204
... percentage rate , 10c showing the minimum periodic payment , any bal- loon payment , and the time it would take to ... Annual percentage rate . For fixed- rate plans , a recent annual percentage ratelo imposed under the plan and a ...
... percentage rate , 10c showing the minimum periodic payment , any bal- loon payment , and the time it would take to ... Annual percentage rate . For fixed- rate plans , a recent annual percentage ratelo imposed under the plan and a ...
Page 205
... rate is variable , the following disclosures , as applicable : ( i ) The fact that the annual percent- age rate , payment , or term may change due to the variable - rate feature . ( ii ) A statement that the annual per- centage rate ...
... rate is variable , the following disclosures , as applicable : ( i ) The fact that the annual percent- age rate , payment , or term may change due to the variable - rate feature . ( ii ) A statement that the annual per- centage rate ...
Page 206
... a creditor may : ( i ) Provide in the initial agreement that it may prohibit additional exten- sions of credit or reduce the credit limit during any period in which the maximum annual percentage rate is reached . A creditor also may ...
... a creditor may : ( i ) Provide in the initial agreement that it may prohibit additional exten- sions of credit or reduce the credit limit during any period in which the maximum annual percentage rate is reached . A creditor also may ...
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Common terms and phrases
activities amount financed ance annual percentage rate annual percentage yield appendix apply assets available for withdrawal bank holding company bank's banking day billing cycle Board broker business day capital card issuer cash cluded collateral consumer consumer's credit card creditor debt deposit depositary bank determined disclosed disclosures required equity example exemption extended extension of credit fees finance charge forward collection funds imposed indorsement institution interest rate investment limit loan margin stock ment mortgage nance nonlocal checks notice obligation open-end credit option pany paragraph payable paying bank payment percent periodic rate periodic statement principal dwelling prior purchase purposes quired received Regulation CC rescission returned check returning bank reverse mortgage risk routing number rules schedule security interest specific subpart subsidiary sumer term Tier Tier 1 capital tion trans unit-period variable-rate
Popular passages
Page 382 - Federal agency" means any department, agency, corporation, or other entity or instrumentality of the executive branch of the Federal Government, including the United States Postal Service, the Federal National Mortgage Association, and the Federal Home Loan Mortgage Corporation. (6) The term "Federal building...
Page 80 - Board after due notice and opportunity for hearing has determined (by order or regulation) to be so closely related to banking or managing or controlling banks as to be a proper incident thereto.
Page 56 - Control" means the power to exercise a controlling influence over the management or policies of a company, unless such power is solely the result of an official position with such company.
Page 542 - Midnight deadline" with respect to a bank is midnight on its next banking day following the banking day on which it receives the relevant item or notice or from which the time for taking action commences to run, whichever is later; (i) "Properly payable...
Page 82 - ... proper incident to banking or managing or controlling banks the Board shall consider whether its performance by an affiliate of a holding company can reasonably be expected to produce benefits to the public, such as greater convenience, increased competition, or gains in efficiency, that outweigh possible adverse effects, such as undue concentration of resources, decreased or unfair competition, conflicts of interests, or unsound banking practices.
Page 30 - It shall be unlawful for any member of a national securities exchange or any broker or dealer who transacts a business in securities through the medium of any such member, directly or indirectly to extend or maintain credit or arrange for the extension or maintenance of credit to or for any customer...
Page 139 - ... any company with respect to the management or policies of which such bank holding company has the power, directly or indirectly, to exercise a controlling influence, as determined by the Board, after notice and opportunity for hearing. (e) The term "successor...
Page 192 - legal holiday" includes New Year's Day, Washington's Birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, Christmas Day, and any other day appointed as a holiday by the President or the Congress of the United States, or by the state in which the district court is held.
Page 460 - ... (1) twice the amount of the finance charge in connection with the transaction, except that the liability under this paragraph shall not be less than $100 nor greater than $1,000; and (2) in the case of any successful action to enforce the foregoing liability, the costs of the action together with a reasonable attorney's fee as determined by the court.
Page 468 - Commission, notwithstanding that such rule, regulation, or order may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.