Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety Bonding, Title Insurance, and Credit Insurance |
From inside the book
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Page viii
... Mortgagor , 39. - Making the Mortgagor's Policy Payable to the Mortgagee as His Interest May Ap- pear , 39. - Insuring the Mortgagee's Interest Under the " Mortgage Clause , " 39. - Copy of the " Mortgage Clause , " 40. — The ...
... Mortgagor , 39. - Making the Mortgagor's Policy Payable to the Mortgagee as His Interest May Ap- pear , 39. - Insuring the Mortgagee's Interest Under the " Mortgage Clause , " 39. - Copy of the " Mortgage Clause , " 40. — The ...
Page 12
... could if there were no insurance . Mort- gagees , as we shall see in another chapter , invariably have their interest in the mortgagor's property protected by an insurance policy . In a hundred ways it can be 12 FIRE INSURANCE.
... could if there were no insurance . Mort- gagees , as we shall see in another chapter , invariably have their interest in the mortgagor's property protected by an insurance policy . In a hundred ways it can be 12 FIRE INSURANCE.
Page 30
... mortgagor has such an interest as the owner of the property , and the mortgagee an interest in the same property to the extent of the mortgage debt . The lessor and lessee have an insurable interest in the same prop- erty . The ...
... mortgagor has such an interest as the owner of the property , and the mortgagee an interest in the same property to the extent of the mortgage debt . The lessor and lessee have an insurable interest in the same prop- erty . The ...
Page 34
... Mortgagor ...... ORIG . OWNER 17. Occupants ......... .. Owner of title of property out of which an expectan- cy arises Nature of the Insurable Interest . Citation of Authority . der lease . Cliff ( U. S. ) , 266 ; Georgia Home Ins . Co ...
... Mortgagor ...... ORIG . OWNER 17. Occupants ......... .. Owner of title of property out of which an expectan- cy arises Nature of the Insurable Interest . Citation of Authority . der lease . Cliff ( U. S. ) , 266 ; Georgia Home Ins . Co ...
Page 37
... mortgagor and the mortgagee possess an interest in the mortgaged property which each may insure separately , with- out violating that section of the policy which provides against double insurance . The mortgagor , as owner of the ...
... mortgagor and the mortgagee possess an interest in the mortgaged property which each may insure separately , with- out violating that section of the policy which provides against double insurance . The mortgagor , as owner of the ...
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Other editions - View all
Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety ... Solomon Stephen Huebner No preview available - 2013 |
Common terms and phrases
50 per cent actual cash value agency agent agreed agreement American amount of insurance ance application assume assured average barratry basis rate Bond broker building cancellation capital rating cargo Cents Cents Cents CHAPTER charges claim clause coinsurance contract corporations courts covered credit insurance erty exceeding exist fact Fire Insurance fire-insurance policy fireproof hazard hereby incumbrances indemnify indemnity indorsed insolvency insurable interest insurance company issued Law of Insurance liability lien limited Lloyd's loss or damage marine insurance ment mercantile agency months moral hazard mortgage mortgagor notice Obligee paid pany parties payment person policy-holder premises principal prop property insured property owner protection regards reinsurance risk rule ship specific sprinkler standard fire policy surance Surety Term Premium thereof tion Title Insurance underwriter unearned Universal Mercantile Schedule unless vessel void warranties Wolff's Law written York
Popular passages
Page 40 - ... shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property, nor by the occupation of the premises for purposes more hazardous than are permitted by this policy ; provided that in case the mortgagor or owner...
Page 139 - In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss stating separately sound value and damage, and, falling to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 99 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority...
Page 103 - It shall be optional, however, with this company to take all or any part of the articles at such ascertained or appraised value, and also to repair, rebuild, or replace the property lost or damaged with other of like kind and quality within a reasonable time, on giving notice, within 30 days after the receipt of the proof herein required, of its intention so to do; but there can be no : abandonment to this company of the property described.
Page 286 - Corn, fish, salt, fruit, flour, and seed, are warranted free from- average, unless general, or the ship be stranded ; sugar, tobacco, hemp, flax, hides, and skins, are warranted free from average, under five pounds per cent.
Page 155 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 135 - ... within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire ; the interest of the insured and of all others in the property...
Page 143 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Page 102 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 145 - ... (any usage or custom of trade or manufacture to the contrary notwithstanding) there be kept, used, or allowed on the above described premises, benzine...