Abandonment in fire insurance,

104.

in marine insurance, 302, 303,
310, 315.

notice of, 303.
Abstracter, individual, 354, 355.
Abstracting of titles, 357-359.
system of, Title Insurance and
Trust Co. of Los Angeles,
358.

Acts, barratrous, 301.
Actual cash value, 102.

loss, 15.

total loss, in marine insurance,
302, 303.

Adjacent buildings, increase of
hazard in, 144.
Adjustment of claims, marine
policy provisions concern-
ing, 313, 314.
Administrator's bond, sample
form of, 351.
Advantages of credit insurance,
377.

of title insurance, 354-357.
Agency, character of, 70-72.
definition of, 67.
evidence of, 68.

legislation concerning, 68, 69.
system, 21, 54-57, 137.

Agent, authority of, 57, 66.
effect of opinion of, 79.

general, 76.

of both parties to contract, 71.

Agent, powers of, 75–77.
Agents, state supervision of,

245.

Agreement, coverage, 379-382.
Agreements, special. See
Clauses.

Alien corporations, amount of
business transacted by,

253.

regulation of, 243, 244.
"All other perils, losses, and
misfortunes," 301.

Ambiguity, in wording of policy,
18, 19.

American Bar Association, re-
port of the Insurance Law
Committee of, 250, 251.
American Lloyds of the United
States, 280, 281.

Antedating policies, 106, 108.
Anti-coinsurance laws, 171.
Appliances for extinguishing
fire, 63.

Application, fidelity, sample form
of, 337.

for corporate suretyship, 331
for marine insurance, 293, 294
for title insurance, 361.

sample form of, 367.
Appointment of receiver, 149.
Apportionment of loss, 23, 43-40
See Contribution.

Appraisal, 134, 139-141, 164.
clause, 250.

Buildings, rating of contents of,
190, 198, 199, 206.

repairing of, 143.

semi-fireproof, 241.
slow-burning, 241, 242.

Bureau Veritas of France, 280.

Campbell, A. C., 13.

Cancellation, 41, 56, 112-117,
147.

clause, 112.

Capital rating, 382.

stock of insurance companies,
48-52.

Captain's Register of Lloyd's,

281.

Capture, loss on account of, 318.
Cargo policies, 290.

Cargoes, insurance of, 28, 277.
Cash values, 102.
Certificate of insurance, 219.
See Collateral Security.
of loss, magistrate's, 135, 137.
of title, 357, 359.
Chain of title, 358.
Chainmaker, in abstracting ti-
tles, 358.

Character of agency. See Agent.
Chattel mortgage, 143, 148.
Chicago rule, 122, 129, 130.
Civil

War, effects of, upon
American marine insur-
ance companies, 271.
Claims, adjustment of, marine
policy provisions concern-
ing, 313, 314.

Clark vs. Western

Assurance

Co. (146 Pa. St. 561),
121.

Classification at Lloyd's, 272.
of risks, 189.

of vessels, by Lloyd's, 280.

iron safe, 138.
livestock, 152.
memorandum, 286.

application of, 311, 312.
in American policies, 311.
in Lloyd's policy, 310.
in marine insurance, 310-
312.

mortgage, 39, 40.
application of, 41-43.
contribution clause in, 44.
contribution under, 43.
development of, 39, 40.
instances where company is

not liable under, 42, 43.
other insurance, 118, 120.
reduced average, 169, 170, 250.
rent, 152.

signaling system, 152.

"Sue and Labor," in marine
insurance, 309, 310.

three-quarters loss, 180, 181.
value, 180, 181.

waiver, in marine insurance,
309, 310.

Clauses, 19.

in marine insurance, 316-322.
reinsurance, 211-213.
Clipper ship, 269.

Coinsurance, 164-182, 197.

and fireproof buildings, 175–

180.

clause, 250.

distribution form of, 169,
170.

legislation relating to, 198.
Cold storage clause, 151.
Collateral security, insurance as,

10-12.

policy assigned as, 217, 218.
Collection service, guaranteed,

388.

Collision clause, 316, 317.

Combination of risks, 4, 5.

Commissioner of insurance, ap-
pointment of, 244.

duties of, 245.

powers of, 245, 246, 252.
Commissions, 56.

Commutation for difference be-

tween old and new, in ma-
rine insurance, 304.

Companies, incorporation and
organization of, 47–65.

profits of, 51.

Compound policies, 127-131.

Concealment, 89, 90, 111, 288.
Concurrent policies, 43, 122, 124–

126.

Conflagration limit, 209, 210.
Conflagrations, 194, 209, 238,

239.
Connecticut Fire Insurance Co.
vs. Tilley (88 Va. 1024),
91.

Consequential damage clause,

151.

Consideration, 95.

Constitutionality of Federal su-
pervision, 254–256.
Construction, brick, 190.

Construction, concrete, 240.
frame, 190, 191.

of buildings, 235-242.
Constructive total loss, in ma-
rine insurance, 302, 303.
Contents of buildings, rating of,
190, 198, 199, 206.

tables in the Dean Schedule,
206, 207.

Contract, personal, insurance as
a, 14, 26, 89.
reformation of, 112.
renewal of, 109-112.
term of, 105-109.

Contractor's bond, sample form
of, 349.

Contractors' bonds, 333, 335.
Contribution, 122.

under mortgage clause, 43.

clause, in mortgage clause, 43.
Conversion of mutual into stock
companies, 52, 53.

Corporate suretyship, 323-352.
advantages of, 326.

application for, 331.

computation of the premium
in, 330-332.

development of, 327, 328.
drawbacks of personal surety

in, 325.

excluded risks in, 334, 335.
extent of the business of, 328.
policy provisions of, 333.
Corporate underwriting, in ma-
rine insurance, 266, 268.
Corporation of Underwriters,

281.

Corporations, alien, 253.
regulation of, 243, 244.

Cost of commodities, effect of
insurance on, 6.

Court law in insurance, 23, 24.