(2) $10.50 for nursing home care, and for each veteran receiving such care in a State home, if such veteran is eligible for such care in a Veterans' Administration facility. (Amended P.L. 86-625; P.L. 88-450, § 3(a); P.L. 90-432, § 1; P.L. 91-178, § 1; P.L. 93-82, § 403 (a); P.L. 94 417, § 1(a).) (b) In no case shall the payments made with respect to any veteran under this section exceed one-half of the cost of the veteran's care in such State home. (Amended P.L. 86-625; P.L. 88-450, § 3 (a); P.L. 90-432, §1; P.L. 91-178, §1; P.L. 93-82, § 403 (a); P.L. 94 417, § 1(a).) § 642. Inspections of such homes; restrictions on beneficiaries (a) The Administrator may inspect any State home at such times as the Administrator deems necessary. No payment or grant may be made to any home under this subchapter unless such home is determined by the Administrator to meet such standards as the Administrator shall prescribe, which standards with respect to nursing home care shall be no less stringent than those prescribed pursuant to section 620 (b) of this title. (Amended P.L. 94-581, §§ 107 (a), 210(a) (16).) (b) The Administrator may ascertain the number of persons on account of whom payments may be made under this subchapter on account of any State home, but shall have no authority over the manageinent or control of any State home. § 643. Applications Payments on account of any veteran of any war cared for in a State home shall be made under this subchapter only from the date the Administrator receives a request for determination of such veteran's eligibility; however, if such request is received by the Administrator within ten days after care of such veteran begins, payments shall be made on account of such veteran from the date care began. Subchapter VI-Sickle Cell Anemia § 651. Screening, counseling, and medical treatment The Administrator is authorized to carry out a comprehensive program of providing sickle cell anemia screening, counseling, treatment, and information under the provisions of this chapter. (Added P.L. 93-82, § 109 (a).) § 652. Research The Administrator is authorized to carry out research and research training in the diagnosis, treatment, and control of sickle cell anemia based upon the screening examinations and treatment provided under this subchapter. (Added P.L. 93-82, § 109 (a).) § 653. Voluntary participation; confidentiality (a) The participation by any person in any program or portion thereof under this subchapter shall be wholly voluntary and shall not be a prerequisite to eligibility for or receipt of any other service or assistance from, or to participation in, any other program under this title. (Added P.L. 93-82, § 109 (a).) (b) Patient records prepared or obtained under this subchapter shall be held confidential in the same manner and under the same conditions prescribed in section 4132 of this title. (Added P.L. 93–82, § 109 (a); amended P.L. 94-581, § 111 (b).) § 654. Reports The Administrator shall include in the annual report to the Congress required by section 214 of this title a comprehensive report on the administration of this subchapter, including such recommendations for additional legislation as the Administrator deems necessary. (Added P.L. 93-82, § 109 (a).) CHAPTER 19-INSURANCE SUBCHAPTER 1-NATIONAL SERVICE LIFE INSURANCE Sec. 701. Definitions. 702. Premium rates and policy values. 703. Amount of insurance. 704. Plans of insurance. 705. Renewal. 706. Policy provisions. 707. Payment or use of dividends. 708. Premium payments. 709. Effective date of insurance. 710. Incontestability. 711. Forfeiture. 712. Total disability waiver. 713. Death before six months' total disability. 714. Statutory total disabilities. 715. Total disability income provision. 716. Insurance which matured before August 1, 1946. 717. Insurance maturing on or after August 1, 1946. 718. Assignments. 719. National Service Life Insurance appropriation. 720. National Service Life Insurance Fund. 721. Extra hazard costs. 722. Service disabled veterans' insurance. 723. Veterans' special life insurance. 724. In-service waiver of premiums. 725. Limited period for acquiring insurance. Sec. CHAPTER 19.-Continued SUBCHAPTER II-UNITED STATES GOVERNMENT LIFE INSURANCE-Continued 755. United States Government Life Insurance Fund. 756. Military and naval insurance appropriation. 757. Extra hazard costs. 758. Statutory total permanent disability. 759. Waiver of disability for reinstatement. 760. Waiver of premium payments on due date. 765. Definitions. SUBCHAPTER III-SERVICEMEN'S GROUP LIFE INSURANCE 766. Eligible insurance companies. 767. Persons insured; amount. 768. Duration and termination of coverage; conversion. 769. Deductions; payment; investment; expenses. 770. Beneficiaries; payment of insurance. 771. Basic tables of premiums; readjustment of rates. 772. Benefit certificates. 773. Forfeiture. 774. Advisory Council on Servicemen's Group Life Insurance. 775. Jurisdiction of District Courts. 776. Effective date. 777. Veterans' Group Life Insurance. 778. Reinstatement. 779. Incontestability. SUBCHAPTER IV-GENERAL 781. Replacement of surrendered and expired insurance. 782. Administrative cost. 783. Settlements for minors or incompetents. 784. Suits on insurance. 785. Decisions by the Administrator. 786. Deposits in and disbursements from trust funds. 787. Penalties. 788. Savings provision. Subchapter I-National Service Life Insurance § 701. Definitions For the purposes of this subchapter (1) The term "insurance" means National Service Life Insurance. (2) The terms "widow" or "widower" mean a person who was the lawful spouse of the insured at the maturity of the insurance. (3) The term "child" means a legitimate child, an adopted child, and, if designated as beneficiary by the insured, a stepchild or an illegitimate child. (4) The terms "parent", "father", and "mother" mean a father, mother, father through adoption, mother through adoption, persons who have stood in loco parentis to a member of the military or naval forces at any time before entry into active service for a period of not less than one year, and a stepparent, if designated as beneficiary by the insured. 702. Premium rates and policy values Premium rates for insurance shall be the net rates based upon the American Experience Table of Mortality and interest at the rate of 3 per centum per annum. All cash, loan, paid-up, and ex tended values, and all other calculations in connection with insurance, shall be based upon said American Experience Table of Mortality and interest at the rate of 3 per centum per annum. § 703. Amount of insurance Insurance shall be issued in any multiple of $500 and the amount of insurance with respect to any one person shall be not less than $1,000 or more than $10,000. No person may carry a combined amount of National Service Life Insurance and United States Government life insurance in excess of $10,000 at any one time. The limitations of this section shall not apply to the additional paid up insurance the purchase of which is authorized under section 707 of this title. (Amended P.L. 92–188, § 1.) $704. Plans of insurance (a) Insurance may be issued on the following plans: Five-year level premium term, ordinary life, twenty-payment life, thirtypayment life, twenty-year endowment, endowment at age sixty, and endowment at age sixty-five. Level premium term insurance may be converted as of the date when any premium becomes or has become due, or exchanged as of the date of the original policy, upon payment of the difference in reserve, at any time while such insurance is in force and within the term period to any of the foregoing permanent plans of insurance, except that conversion to an endowment plan may not be made while the insured is totally disabled. (b) Under such regulations as the Administrator may promulgate a policy of participating insurance may be converted to or exchanged for insurance issued under this subsection on a modified life plan. Insurance issued under this subsection shall be on the same terms and conditions as the insurance which it replaces, except (1) the premium rates for such insurance shall be based on the 1958 Commissioners Standard Ordinary Basic Table of Mortality and interest at the rate of 3 per centum per annum; (2) all cash, loan, paid-up, and extended values shall be based on the 1958 Commissioners Standard Ordinary Basic Table of Mortality and interest at the rate of 3 per centum per annum; and (3) at the end of the day preceding the sixty-fifth birthday of the insured the face value of the modified life insurance policy or the amount of extended term insurance thereunder shall be automatically reduced by one-half thereof, without any reduction in premium. (Added P.L. 88-664, § 12(b).) (c) Under such regulations as the Administrator may promulgate, a policy of nonparticipating insurance may be converted to or exchanged for insurance issued under this subsection on a modified life plan. Insurance issued under this subsection shall be on the same terms and conditions as the insurance which it replaces, except that (1) term insurance issued under section 621 of the National Service Life Insurance Act of 1940 shall be deemed for the purposes of this subsection to have been issued under section 723 (b) of this title; and (2) at the end of the day preceding the sixtyfifth birthday of the insured the face value of the modified life insurance policy or the amount of extended term insurance thereunder shall be automatically reduced by one-half thereof, without any reduction in premium. Any person eligible for insurance under section 722(a), or section 725 of this title may be granted a modi fied life insurance policy under this subsection which, subject to exception (2) above, shall be issued on the same terms and conditions. specified in section 722 (a) or section 725, whichever is applicable. (Added P.L. 88-664, § 12 (b).) (d) Any insured whose modified life insurance policy is in force by payment or waiver of premiums on the day before his sixtyfifth birthday may upon written application and payment of premiums made before such birthday be granted National Service Life Insurance, or an ordinary life plan, without physical examination. in an amount of not less than $500, in multiples of $250, but not in excess of one-half of the face amount of the modified life insurance policy in force on the day before his sixty-fifth birthday. Insurance issued under this subsection shall be effective on the sixty-fifth birthday of the insured. The premium rate, cash, loan, paid-up, and extended values on the ordinary life insurance issued under this subsection shall be based on the same mortality tables and interest rates as the insurance issued under the modified life policy. Settlements on policies involving annuities on insurance issued under this subsection shall be based on the same mortality or an nuity tables and interest rates as such settlements on the modified life policy. If the insured is totally disabled on the day before his sixty-fifth birthday and premiums on his modified life insurance policy are being waived under section 712 of this title or he is entitled on that date to waiver under such section he shall be automatically granted the maximum amount of insurance authorized under this subsection and premiums on such insurance shall be waived during the continuous total disability of the insured. (Added P.L. 88-664, § 12(b).) (e) On and after the effective date of this subsection and under such regulations as the Administrator may promulgate, insurance may be converted to or exchanged for insurance on a modified life plan under the same terms and conditions as are set forth in subsections (b) and (c) of this section except that at the end of the day preceding the seventieth birthday of the insured the face value of the modified life insurance policy or the amount of extended insurance thereunder shall be automatically reduced by one-half thereof, without any reduction in premium. Any insured whose modified life insurance policy issued under this subsection is in force by payment or waiver of premiums on the day before his seventieth birthday may be granted insurance on the ordinary life plan upon the same terms and conditions as are set forth in subsection (d) of this section except that in applying such provisions the seventieth birthday is to be substituted for the sixty-fifth birthday. Notwithstanding any other provision of law or regu lations the Administrator under such terms and conditions as he determines to be reasonable and practicable and upon written applica tion and payment of the required premiums, reserves, or other necessary amounts made within one year from the effective date of this subsection by an insured having in force a modified life plan issued under subsections (b) or (c) of this section, including any replace ment insurance issued under subsection (d) of this section or other provision of this title, can exchange such insurance without proof of good health for an amount of insurance issued under this subsection |