(a) Sets forth Department of Defense (DOD) policy on cooperation and relationships with credit unions serving military and civilian personnel in the United States, the District of Columbia, the possessions of the United States, the Canal Zone, and Puerto Rico; (b) Prescribes the extent of logistical and administrative assistance to be uniformly provided by DoD components; and (c) Assigns responsibility for the policy direction of the credit union program. § 230.2 Applicability. The provisions of this part apply to all DoD components. (ii) To emphasize self-help and w management of resources, thereby ra ing the standard of living, strengtheni the family unit and increasing the se reliance of the member. (2) Department of Defense poli The DoD: (i) Recognizes the right of all milita and civilian personnel to organize a affiliate with credit unions, without i striction or discrimination, formed pu suant to the Federal Credit Union A (12 U.S.C., 1751 et seq.) or other du constituted authority. (ii) Will provide appropriate guidan and assistance in conduct of credit uni operations. (iii) Permits and encourages the ope ation of one credit union at each D installation without charge for accomm dations when space is available: Pr vided, The commander responsible f allocating the space has determined th the credit union permits membership f all qualified military and civilian pe sonnel without discrimination includin but not limited to, grade, rank, race, con ponent, etc. At those installations whe the credit union will not meet the for going standards of membership, con manders may encourage the formati of a second credit union which will me the standards, and thereby receive t benefits of this Directive. With the a proval of the membership involved a the regulatory authorities as stated paragraph (c) of this section, merge may also be accomplished to better ser the total Defense Community station on the installation. (b) Recognition of and Assistance Credit Unions. Credit unions organiz by and for Defense military and civilia personnel are to be recognized and a sisted at all echelons as important m rale and welfare resources, and organiz by law and regulation as cooperative a sociations for mutual benefit and sel help by: (1) Encouraging and accumulation savings and the granting of loans f provident purposes at reasonable rates interest; (2) Inculcating habits of thrift; (3) Combating usury or the patrona of lenders who charge exorbitant rates interest; (4) Analyzing consumer credit pro lems including the true costs of insta ment buying; (5) Counseling in family financi planning; and (6) Providing experience in organizaion management and administration. (c) Organization of credit unions servng DoD Personnel-(1) Federal Credit Unions. Credit unions organized as Federal Credit Unions are incorporated and operated under the authority granted by che Federal Credit Union Act, as amended (12 U.S.C. 1751 et seq.), are legal enEities with specific powers and authorities as approved by law, and are examned periodically by the Bureau of Federal Credit Unions of the Department of Health, Education, and Welfare. (2) State Credit Unions. Credit unons organized under State credit union laws operate on the same general principles as Federal credit unions. Generally, State credit unions are under the jurisdiction of the State banking departments. $230.5 Credit union operations in the Department of Defense. Credit unions organized by and for DoD military and civilian personnel may be provided with the property and logistic support contemplated by § 230.6, provided operating policies are consistent with the following: ! (a) Lending. In accordance with proven credit union practice, lending policies should be as liberal as possible and still be consistent with the interests of the credit union and the individual member. To be avoided are unnecessarily restrictive, unreasonable, or outof-date rules on the size of loans, type and amount of security, or waiting periods before loan eligibility can be granted. Special attention should be given to the youthful military member in pay grades of E-1, E-2, and E-3 in assisting such member to secure necessary loans for provident purposes. (b) Counseling. Skilled counseling service, without charge, should be made available to Defense credit union members with every effort made to help the members, particularly the youthful and inexperienced serviceman and the young married families, to solve money problems, to budget, and to continue assistance and instruction until they can solve their problems without guidance. (c) Savings. Members should be encouraged to participate in a regular savings plan: (1) With reasonable limitations as to amounts which may be deposited at any one time or the total amount which may be held in shares; and (2) By a reasonable dividend or return on savings. (d) Relations-(1) Exchange of information. Cooperation, liaison and exchange of information between credit unions of all DoD components will be observed. (2) By Credit Unions. All credit unions serving DoD personnel will cooperate with the installation commander, keep him advised of the credit union operation, including submission of a copy of the monthly financial report, other credit union publications, and invite him or his designees to attend annual meetings and other appropriate functions. (3) By Installation Commanders. The support and sympathetic understanding intended by this part is not to be construed as control or supervision by installation commanders. § 230.6 Property and logistic support. (a) Credit unions serving DoD personnel will be afforded advertising space in appropriate publications, the use of bulletin boards for promotional or information purposes, and other appropriate facilities to further the aims of the organization. (b) Station clearance forms will provide a block reserved for the credit union to be executed by personnel on permanent change of station. (c) DoD military personnel and credit unions are encouraged to use the service allotment privilege permitted by DoD Directive 7330.1, "Voluntary Military Pay Allotments," December 12, 1956. (d) The transaction of credit union business during duty hours will be permitted providing there is no interference with the performance of official duties. § 230.7 Utilization of military real property and space. (a) When available, the furnishing of office space and related real property to credit union tenants will be governed by Section 1770 of the Federal Credit Union Act (12 U.S.C., 1751 et seq.). (b) All other services such as telephone lines, or long distance toll calls, space alterations, etc., provided credit unions, resulting from assignment of military real property or space for these purposes will be subject to reimbursement by the credit union tenants. (c) Assignment of existing space facilities or construction of new space facilities (when authorized) to credit union tenants will be in accordance with the criteria specified in DoD Instruction 1330.3, "Space Criteria for Providing Religious, Welfare and Recreational Facilities," September 4, 1963. (d) The erection of structures at credit union expense may be authorized if such proposals are first reviewed and approved for conformity to long range master utilization plans by the appropriate Military Departments and the Assistant Secretary of Defense (Installations and Logistics). Credit unions submitting such plans for consideration must also agree to be financially responsible for the maintenance, utilities and services furnished. (e) Land required for approved construction at credit union expense shall be made available only at fair rental by lease, provided that structures erected thereon will be conveyed to the Government without reimbursement in the event of installation inactivation, closing or other disposal action, liquidation of the credit union, or the lease is revoked. services for official and quasi-official I organizations and personnel. § 231.2 Applicability. The provisions of this Directive a to all DoD components. § 231.3 Responsibility. (a) The Assistant Secretary of fense (Comptroller) shall, in con with the Fiscal Assistant Secretary of Treasury Department, develop and m itor policies and procedures goverr the establishment, operation and ter nation of banking institutions on n tary installations. (b) The Assistant Secretary of fense (Installations and Logistics) sl develop and monitor policies and cedures governing logistical supp including the use of DoD property ¦ real estate furnished banking insti tions on military installations. § 231.4 Policy. Recognizing that the prudent adm istration of public moneys and efficient management of private fu of DoD personnel require the serv of a properly constituted and C venient banking institution, DoD cc ponents will: (a) Encourage regularly establis banks or branch banks to provide cc plete banking and finance services military installations world-wide wh there is a demonstrated need for s services; (b) Establish military banking fac ties with the approval and assistance the Treasury Department, at milit installations where a demonstrated : justified need cannot be met by off-b banks or branches; (c) Provide the Treasury Departm with full particulars concerning requirements for banking services facilitate the selection of a bank institution under prescribed competi principles; (d) Participate with the Treas Department in evaluating banking & finance services being provided by ba ing facilities serving the DoD and I personnel in relation to (1) existing quirements at each location and operating changes needed to impr existing services or satisfy additio requirements; and (e) Encourage the use of bank facilities on military installations a means of: (1) Assisting DoD personnel; (2) Providing safe custody of official nd quasi-official funds; (3) Facilitating the paying and colection of official and quasi-official inds; and (4) Eliminating the possibility of loss f funds by theft or otherwise. 231.5 Logistical support and services. In the interest of providing banking nd finance services at a minimum cost the DoD and DoD personnel, banking acilities, banks and branch banks uthorized to locate on military installaons will be furnished such utilities and ther logistical support as may be uthorized under the provisions of DoD nstruction 1330.3, "Space Criteria for roviding Religious, Welfare, and Recretional Facilities," dated September 4, 963, DoD Directive 4270.18, "Standards nd Criteria for Construction-Permaent-Type Religious, Morale, Welfare, nd Recreational Facilities, and Peronnel Support and Service Facilities," ated November 29, 1955, and DoD Directive 4000.6, "Policy on Logistic upport of U.S. Non-Governmental, Jon-Military Agencies and Individuals Oversea Military Commands," dated March 15, 1956,1 under the following erms and conditions: (a) Banking facilities certified as nonelf-sustaining organizations by the Treasury Department will be furnished gistical support, including the use of DoD property and services without harge, provided the properties and ervices are available from existing esources. Generally, DoD facilities will e furnished in support of banking facilijes on a nonreimbursable permit for a eriod of 5 years subject to renewal for n additional 5 years by mutual agreehent. Type and size of facilities shall be à accordance with criteria heretofore stablished. The Secretary of the miliary department concerned shall have he right to terminate the permit at any ime. In the event of a notice by the Treasury Department that a banking acility has become a self-sustaining rganization, the nonreimbursable pernit under which it occupies DoD faciliies shall be terminated and a lease ntered into in accordance with the 1 Filed as part of original document. Copies available at Publications Counter, DASD(A), Room 3B200 Pentagon, or OX 52167. 99-171-69— -24 terms and conditions hereinafter set forth. (b) A lease of land as the site for construction of a building to house a selfsustaining banking facility, bank or branch bank shall be at fair rental value and for a term not to exceed 25 years but within that limitation for sufficient duration to permit full depreciation of the structures constructed by the lessee, in accordance with agreements reached in this regard between the lessee and the Internal Revenue Service. The right is reserved to the Secretary of the military department concerned to terminate such leases in the event of a national emergency; base closure; the installation or a major portion thereof becomes excess; default by the lessee; or in the interest of national defense. In the event of such termination or upon expiration of a lease, the Secretary of the military department concerned shall have the option to require the lessee to remove the improvements and restore the land or, to cause title to such improvements to vest in the United States. The lessee shall have the right to terminate such lease at any time upon 90 days written notice in which event the foregoing options are reserved to the Secretary of the military department concerned. Maintenance and the cost of utilities and services furnished shall be the responsibility of the lessee. (c) The duration of leases as set forth in this directive will promote the national defense and be in the public interest and constitutes the finding and determinations required by section 2667(b) (1) of Title 10 United States Code. (d) A lease of existing structures to house a self-sustaining military banking facility, a bank, or a branch bank shall be at fair rental value for a period of 5 years, subject to renewal by mutual agreement for an additional 5-year term and subject also to the right of the Secretary of the military department concerned to terminate the lease in accordance with the cancellation provisions set forth in § 231.5(b). The lessee shall be responsible for interior maintenance and reimbursement shall be made by the lessee for utilities, custodial, janitorial and other services to the extent such are furnished. (e) Leases executed prior to the issuance of this Directive will not be disturbed unless a lessee (bank) specifically requests that a lease be renegotiated under the provisions of this section. PART 232-NATURAL RESOURCES; FISH AND WILDLIFE MANAGEMENT Sec. 232.1 Purpose. 232.2 Applicability and scope. 232.3 232.4 Fish and wildlife management pro- Section 2671, Chapter 159, Title 10, 232.5 Public Law 797, 86th Congress. SOURCE: The provisions of this Part 232 appear at 30 F.R. 14903, Dec. 2, 1965, unless otherwise noted. § 232.2 Applicability and scope. The provisions of this part apply to all DoD members and components and cover military installations and facilities located in the United States containing land and water areas suitable for conservation and management of fish and wildlife resources. Fish and wildlife management will be integrated with other natural resources activities into a balanced multiple-use program. § 232.3 Fish and wildlife management program procedures. (a) Programming, budgeting, and financing. Policy covering programming, budgeting, and financing is contained in Part 263 of this chapter. (b) Installation management plans. (1) Management plans will be executed for all military installations which contain land and water areas suitable for the conservation and management of fish and wildlife resources and will be made part of the installation master plan. (2) All installations and facilities shall give consideration to the improvement and conservation of fish and wildlife resources, including aspects of natural beauty during the planning and development stages of authorized projects and programs. (3) The Installation Conservati Committee will annually review the ma agement plan for currency, amendmen or revisions, as applicable. (1) Habit (c) Fish management. control and improvement should ser as the basic means of perpetuating ai improving the fisheries resources. I troduction of fish to new waters (e new ponds) or the reintroduction of d sirable species to waters which have be cleared of old stock as a manageme technique or by severe pollution kills w be done upon the advice and guidan of the appropriate State or Federal nat ral resource officials. (2) Where waters are suitable f game fish, they should be managed with in ecological limits to produce the mo desirable of the game species, in best si and number. Streams whose values f such fish have been destroyed by th activities of man should be rehabilitat to the extent possible. (3) The utmost care and cautic should be exercised in introducing fo eign, or exotic, species and only aft approval of the appropriate State Federal natural resource officials. (d) Wildlife management. (1) Hab tat control and improvement shou serve as the basic tool of wildlife mar agement. Artificial stocking should n be regarded as a major manageme technique except in special cases, an then, only upon the advice and guidan of appropriate State or Federal natur resource officials. (2) Utmost caution, in the form thorough scientific investigations an State or Federal cooperation, should exercised in the introduction of wildli species into areas to which they are no native. (3) All precautions and measur necessary shall be made to prevent th extermination of any species of wildlif (4) Measures for the control of preda tors must be authorized and approve by qualified State or Federal official Scientific research has shown that the is no valid justification for the wide spread destruction of animals classed & predators. Control of animals whic are proved to be undesirable in specif instances is recognized. (5) Wetlands valuable for waterfow and other wildlife purposes shall be pre served wherever possible. |