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an easy understanding of rural development programs rather than a complex catalog written in bureaucratic

style. Senator Humphrey discussed republication of the "Guide" with the president of the Independent Bankers Association, Mr. Donald M. Carlson, who has given permission to print this book as a Senate document. I was delighted to offer a Senate Resolution to have this book printed as a Senate document with 12,000 copies to be available to the Senate Committee on Agriculture and Forestry.

In keeping with our agreement with the Independent Bankers Association of America, the staff of the Committee has updated and revised the original publication.

Of course, it is virtually impossible to have all programs in a compilation of this sort completely current as of the date of printing. Therefore, the Committee would appreciate being informed of needed corrections and other suggested improvements in this guide.

HERMAN E. TALMADGE,

Chairman.
Senate Committee on Agriculture

and Forestry.

1

GUIDE TO FEDERAL PROGRAMS

FOR RURAL DEVELOPMENT

By
JOHN A. BAKER

ORIGINALLY PUBLISHED BY
THE INDEPENDENT BANKERS ASSOCIATION OF AMERICA

SAUK CENTRE, MINNESOTA 56378

ORIGINAL EDITION

LC Number: 72–138093

Copyright © 1971 Independent Bankers Association of America

All Rights Reserved

Preface of Original Edition

Bankers are natural community leaders. The service a bank provides is the economic lifeblood of the community, and the future of the independent bank depends upon a healthy local economy,

Others in the community who are interested in local development naturally turn for assistance to their bank, which is the depository of community funds and the primary source of credit.

That's why the Independent Bankers Association of America had the community banker specifically in mind when it conceived the idea for this GUIDE TO FEDERAL PROGRAMS FOR RURAL DEVELOPMENT. This is a unique volume—a handbook to lead you through the wilderness of federal assistance programs that are available for the development of your community.

Big cities employ a fulltime staff of experts whose only job is to uncover sources of federal money. This GUIDE gives the rural banker and other community leaders similar expertise.

The IBAA commissioned a uniquely qualified Washington couple John and Sue Baker—to slice through the bureaucratic encrustations and bring to light some 494 programs available to your community. Mr. Baker is a former Assistant Secretary of Agriculture and is now a consultant on rural development through his firm, Community Development Services in Arlington, Virginia. Mrs. Baker is a writer and former newspaperwoman.

The GUIDE is an outgrowth of the nationwide effort of the IBAA Agriculture-Rural America Committee to promote rural community development. The Committee discovered that no functional guide to federal programs existed which would tell the reader in layman's terms not only what programs are available, but also how to go after them.

The book has been divided into sections with colored paper stock for easy reference and is completely indexed and cross-referenced. An Appendix lists the government agencies (and their regional addresses) that provide rural development assistance. The contents will be updated from time to time as new programs are funded.

The IBAA hopes that this GUIDE TO FEDERAL PROGRAMS FOR RURAL DEVELOPMENT will help make every independent bank a local clearing house for community development information. In the process, we also hope that this volume will make a significant contribution to the revitalization of rural America.

Considering the enormous social and economic problems resulting from over-population in the cities, rural community development is vitally important not just to rural residents, but to all Americans.

ROD L. PARSCH, President,
Independent Bankers Association of America
President, Lapeer County Bank &
Trust Company, Lapeer, Michigan
DON F. KIRCHNER, Chairman,
IBAA Agriculture-Rural America Committee
President, Peoples Trust & Savings Bank,
Riverside, Iowa

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