fairs of this world, men are saved, not by faith, but by the want of it :" but a man's own care is profitable; for if you would have a faithful servant, and one that you like-serve yourself. A little neglect may breed great mischief; for want of a nail the shoe was lost; for want of a shoe the horse was lost; and for want of a horse the rider was lost;' being overtaken and slain by the enemy; all for want of a little care about a horse shoe nail.

"III. So much for industry, my friends, and attention to one's own business but to these we must add

frugality, if we would make our industry more certainly successful. A man may, if he know not how to save as he gets, keep his nose all his life to the grindstone, and die not worth a groat at last. A fat kitchen makes a lean will;' and,

"Many estates are spent in getting,

Since women for tea forsook spinning and knitting,
And men for punch forsook hewing and splitting."

If you would be wealthy, think of saving as well as of getting. The Indies have not made Spain rich, because her outgoes are greater than her incomes.'

Away then with your expensive follies and you will not then have so much cause to complain of hard times,

heavy taxes, and chargeable families; for,

"Women and wine, game and deceit,

Make the wealth small, and the want great."

And farther; What maintains one

vice, would bring up two children.' You may think, perhaps, that a little tea, or a little punch now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter; but remember, Many a little makes a mickle.' Beware of little

expenses; · A small leak will sink a great ship,' as Poor Richard says:

Fools make feasts, and wise men eat them.' Here you are all got together to this sale of fineries and knickknacks. You call them goods; but

if

you do not take care, they will prove evils to some of you. You expect they will be sold cheap, and, perhaps, they may for less than they cost but if you have no occasion for them, they may be dear to you. Remember what Poor Richard says,

Buy what thou hast no need of, and

ere long thou shalt sell thy necessa

ries,' And again, At a great penny-worth pause a while;' he means, that perhaps the cheapness is apparent only, and not real; or the bargain, by straitening thee in thy business, may do thee more harm than good. For in another place he says, Many have been ruined by buying good penny-worths.' Again, It is foolish to lay out money in a purchase of repentance; and yet this folly is practised every day at auctions, for want of minding the almanac. Many a one, for the sake of finery on the back, has gone with a hungry belly, and half starved their families; Silks and satins, scarlet