FHA Loan Origination Guide

acceptable agency appraised value approval assets borrower borrower's buyer CAIVRS calculated cash investment Certificate closing costs co-borrower compensating factors construction credit history credit report debt delinquent Direct Endorsement discount points document eligible employment equity escrow Fannie Mae Federal fees FHA guidelines FHA loans FHA-insured mortgage FHA's foreclosure Freddie Mac homebuyer housing expenses Inspection insured mortgage interest rate Lender ID liability lien loan amount loan application loan closing Loan Origination maximum mortgage monthly payments months mortgage amount mortgage credit analysis mortgage insurance mortgage loan mortgage note mortgage payments paid principal residence purchase qualifying real estate red flags refinance transaction refinanced rental repairs sales contract sales price secondary financing Section seller Statement of Appraised streamline refinances subject property submitted Subordinate Financing tax returns True O False U.S. Department UFMIP Underwriting Findings report Unit Test URLA verify