FAIR CREDIT REPORTING ACT HEARING BEFORE THE SUBCOMMITTEE ON CONSUMER AFFAIRS AND COINAGE OF THE COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS HOUSE OF REPRESENTATIVES ONE HUNDRED SECOND CONGRESS FIRST SESSION JUNE 6, 1991 Printed for the use of the Committee on Banking, Finance and Urban Affairs Serial No. 102-45 43-659 U.S. GOVERNMENT PRINTING OFFICE WASHINGTON 1991 For sale by the U.S. Government Printing Office Superintendent of Documents, Congressional Sales Office, Washington, DC 20402 ISBN 0-16-035685-7 Stanford Law Library 3 6105 061 899 246 HOUSE COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS HENRY B. GONZALEZ, Texas, Chairman FRANK ANNUNZIO, Illinois STEPHEN L. NEAL, North Carolina CHARLES J. LUKEN, Ohio MAXINE WATERS, California LARRY LAROCCO, Idaho BILL ORTON, Utah JIM BACCHUS, Florida JAMES P. MORAN, Virginia JOHN W. COX, JR., Illinois TED WEISS, New York JIM SLATTERY, Kansas GARY L. ACKERMAN, New York CHALMERS P. WYLIE, Ohio JIM LEACH, Iowa BILL MCCOLLUM, Florida MARGE ROUKEMA, New Jersey DOUG BEREUTER, Nebraska THOMAS J. RIDGE, Pennsylvania TOBY ROTH, Wisconsin ALFRED A. (AL) MCCANDLESS, California PAUL E. GILLMOR, Ohio BILL PAXON, New York JOHN J. DUNCAN, JR., Tennessee BERNARD SANDERS, Vermont SUBCOMMITTEE ON CONSUMER AFFAIRS AND COINAGE ESTEBAN EDWARD TORRES, California, Chairman MCCANDLESS, ALFRED A. California HENRY B. GONZALEZ, Texas CARROLL HUBBARD, JR., Kentucky |