Financial Institutions and the Nation's Economy (FINE): "discussion Principles" : Hearings Before the Subcommittee on Financial Institutions Supervision, Regulation and Insurance of the Committee on Banking, Currency and Housing, House of Representatives, Ninety-fourth Congress, First and Second Sessions ....U.S. Government Printing Office, 1976 - Banks and banking |
From inside the book
Results 1-5 of 100
Page 1620
... terms of the ideal type of financial structure for this country . I am going to summarize the material in the first 32 ... term housing credit , we do note that since 1963 the mortgage rate relative to bond rates has actually fallen by 1620.
... terms of the ideal type of financial structure for this country . I am going to summarize the material in the first 32 ... term housing credit , we do note that since 1963 the mortgage rate relative to bond rates has actually fallen by 1620.
Page 1621
... term credit users , of course , is the existence of the savings and loan business . We are specialized institu- tions developed carefully by acts of Congress , strengthened by insur- ance of deposits , the Federal Home Loan Bank System ...
... term credit users , of course , is the existence of the savings and loan business . We are specialized institu- tions developed carefully by acts of Congress , strengthened by insur- ance of deposits , the Federal Home Loan Bank System ...
Page 1624
... term amortized loans , such as are used universally today . We visualize the mortgage instrument as becoming a lot more flexible and a lot more usable to a lot more families . But the basic problem of our institutions today is a lack of ...
... term amortized loans , such as are used universally today . We visualize the mortgage instrument as becoming a lot more flexible and a lot more usable to a lot more families . But the basic problem of our institutions today is a lack of ...
Page 1628
... term credit market . Long - term money for corporate financing has -4- frequently been not available in recent years , and 1628.
... term credit market . Long - term money for corporate financing has -4- frequently been not available in recent years , and 1628.
Page 1629
... term bonds they have had to pay very high rates . States and local governments have been unable to sell long - term bonds at anywhere approaching reasonable rates for a long time . This is not because money is not available from long ...
... term bonds they have had to pay very high rates . States and local governments have been unable to sell long - term bonds at anywhere approaching reasonable rates for a long time . This is not because money is not available from long ...
Other editions - View all
Common terms and phrases
activities assets bank holding companies Bankers banking agencies banking system believe billion borrowers branches capital Chairman commercial banks Commission Committee competition Comptroller Congress consumer corporate demand deposits depository institutions disclosure Discussion Principles disintermediation domestic banks economic effect equity FDIC Federal Home Loan Federal Reserve Board Federal Reserve System financial institutions foreign banks funds Glass-Steagall Act going Governor HOLLAND Home Loan Bank housing market IBAA income increase industry inflation interest on demand interest rates investment investors legislation lenders loan associations ment monetary policy mortgage lending mortgage loans mortgage market National Bank offices operations PATMAN percent period powers prepared statement present problem proposal purchase question rate ceilings regulation Q regulatory agencies Reserve banks reserve requirements ROUSSELOT savings accounts savings and loan securities ST GERMAIN subcommittee subsidiaries tax credit thrift institutions tion U.S. banks underwriting York
Popular passages
Page 2082 - The business of dealing in securities and stock by the association shall be limited to purchasing and selling such securities and stock without recourse, solely upon the order, and for the account of, customers...
Page 1893 - Nation's financial institutions, including commercial banks, savings and loan associations, mutual savings banks, and credit unions.
Page 2329 - The bank shall provide a narrative analysis of the results of operations explaining the reasons for material changes in the amount of revenue and expense items between the most recent quarter and the quarter immediately preceding it, between the most recent quarter and the same calendar quarter in the preceding year, and, if applicable, between the current year to date and the same calendar period in the preceding year.
Page 2216 - I wish to thank you, Mr. Chairman, and the members of your committee, for the opportunity to...
Page 2024 - Left unchecked, the trend toward the combining of banking and business could lead to the formation of a relatively small number of power centers dominating the American economy. This must not be permitted to happen; it would be bad for banking, bad for business, and bad for borrowers and consumers. The strength of our economic system is rooted in diversity and free competition; the strength of our banking system depends largely on its independence. Banking must not dominate commerce or be dominated...
Page 2326 - If the registrant has any shares, the preference of which upon Involuntary liquidation exceeds the par or stated value thereof, there shall be filed an opinion of counsel as to whether there are any restrictions upon surplus by reason of such excess and also as to any remedies available to security holders before or after payment of any dividend that would reduce surplus to an amount less than the amount of such excess.
Page 2058 - Report to Congress on The Effect of the Absence of Fixed Rates of Commission, Dec.
Page 2066 - ... interest on indebtedness incurred or continued to purchase or carry obligations the interest on which is wholly exempt from taxation under chapter 1 of the Code.
Page 2122 - Stockholders' equity consists of capital stock (net of treasury stock), capital surplus, minority Interest, earned surplus and surplus reserves, and reserves not reflected elsewhere (the bulk of the last item is surplus reserves because not all companies include such reserves with earned surplus as called for on the report form). Ideally, stockholders...
Page 1889 - Thank you, Mr. Chairman. First, let me say that it is a real privilege to be with you today on these very serious deliberations.