(Available for Losses in the United States Only) LIABILITIES 10,563,651 SURPLUS TO U. S. POLICYHOLDERS $4,200,180 TRUSTEES IN THE UNITED STATES: NEW YORK LIFE INSURANCE AND TRUST COMPANY in the United States AACHEN AND MUNICH FIRE INSURANCE COMPANY, Aix-la-Chappelle, Germany. Organized 1825. OFFICERS.-U. S. Mgr., J. A. Kelsey; Asst. Mgr., S. H. Quackenbush, New York. PACIFIC COAST DEPT. MGRS.-Selback & Deans, San Francisco, Cal. LOUISIANA DEPT. MGRS.-J. D. Kitchen & Bro., New Orleans, La. TERRITORY COVERED.-Entire United States, except Ark., Kan., Miss., N. D., S. D., S. C. and Calif. ABEILLE FIRE INSURANCE COMPANY of Paris, France. Organized 1857. OFFICERS.-U. S. Mgrs., Starkweather & Shepley, Supt. of Agencies and Man. Undr., Emil G. Pieper, 17 Custom_House_street, Providence, R. I. U. S. TRUSTEES.-Bankers Trust Company, 16 Wall street, New York City. ALLIANCE ASSURANCE COMPANY, LTD., London, Eng. Organized 1824. Commenced business in United States 1892. OFFICERS.-U. S. Mgrs., Chubb & Son, 5 South William street, New York City. U. S. TRUSTEE.-Bankers Trust Company, New York. WRITES.-Automobile, Marine and Inland Marine Insurance. TERRITORY COVERED.-Cal., Ill., La., Md., Mass., Minn., Neb., N. J., N. Y., N. D., Pa., S. D. ALLIANZ INSURANCE COMPANY, LTD., Berlin, Germany. Organized 1890. OFFICERS.-U. S. Mgr., H. K. Fowler, New York. Organized 1831. ASSICURAZIONI GENERALI, Trieste, Austria. ATLAS ASSURANCE COMPANY, LTD., 100 William street, New York City, Organized 1808. Commenced business in United States, 1886. NEW YORK DEPARTMENT MANAGER.-Frank Lock. WESTERN DEPT. MGR.-George E. Haas, Chicago, Ill. PACIFIC COAST DEPT. MGR.-Frank J. Devlin, San Francisco, Cal. U.S. TRUSTEES.-R. J. Cross, W. P. Bliss, E. G. Merrill. WRITES.-Fire, Tornado, Automobile, Sprinkler Leakage, Use and Occupancy In surance. TERRITORY COVERED.-United States. The Atlas has a paid-up capital of $1,320,000, a net surplus of $5,065,940, and total assets as of December 31, 1915, of $22,319,923. These resources, apart from life insurance funds, are available for any requirement that might arise in this country. When the Company first entered the United States it started business on the Pacific Coast, took out its Massachusetts license four years later, and not till five years after that did it receive admission to New York. The headquarters of the New York Branch is at 100 William street, Frank Lock being the manager. The operations of the American department have been profitable, the loss ratio has been normal, and the cost of management kept to a minimum. It is in high repute throughout the country for its satisfactory handling of losses. At the close of last year the resources of the American department were as follows, the accompanying figures for the same items in 1915 serving to show the progress the Branch made during the year: Admitted assets, 1916, $3,270,655-1915, $3,082,720; unearned premium reserve, 1916, $1,821,715 -1915, $1,714,138; surplus over all liabilities, 1916, $1,239,137-1915, $1,176,426; amount at risk, 1916, $357,468,756-1915, $331,909,994; net premium income for 1916, $1,936,126-for 1915, $1,776,877; gross income for 1916, $2,059,389-for 1915, $1,912,161; ratio for 1916 of losses incurred to premiums 49.7-for 1915, 56.3; expense ratio for 1916, 40.6-for 1915, 43.1. The strength of these figures indicates how ably the affairs of the American department have been conducted. In the Pacific Coast States the Company issues policies entitled "Atlas Assurance Company, Limited, with which is incorporated the Manchester Assurance Company." Manager Frank Lock was born on the Isle of Wight, England, January 10, 1855, and has been engaged in fire insurance from boyhood. He was in the home office of the Commercial Union for eleven years, was foreign superintendent of the Fire Insurance Association of London for four years and its United States manager for two years, and accepted his present engagement in July, 1891. He was one of the organizers of the General Adjustment Bureau, and its first president, and has been president of the New York Fire Insurance Exchange, and president of the Eastern Union. BALKAN NATIONAL INSURANCE COMPANY, Sofia, Bulgaria. U. S. Dept., Hartford, Conn. Organized 1895. Entered United States in 1910. OFFICERS.-U. S. Mgrs., William C. Scheide & Co., Inc. U. S. TRUSTEES.-State Bank & Trust Co., Hartford, Conn. TERRITORY COVERED.-Ark., Colo., Conn., Del., Ill., Ind., Ia., La., Mass, Mich., Miss., Mont., Nev., N. H., N. J., N. Y., N. C., Ohio, Pa., Tex., Utah., W. Va. BRITISH AMERICA ASSURANCE COMPANY, Toronto, Can. Organized February 13, 1833 OFFICERS.-V. Pres. and Gen. Mgr., W. B. Meikle; Asst. Gen. Mgr., John Sime. SOUTHERN DEPT. MGR.-C. H. Godfrey. WESTERN DEPT. MGR.-H. T. Lamey. PACIFIC COAST DEPT. MGRS.-Miller, Henley & Scott. U. S. TRUSTEES.-United States Mortgage and Trust Company, New York City. WRITES.-Fire Insurance. BRITISH AND FOREIGN MARINE INSURANCE COMPANY, LTD., Liverpool, Eng. Organized 1863. OFFICERS.-U. S. Mgr., W. L. H. Simpson; Sec., H. J. M. Edgar, Cotton Exchange Bldg., New York. U. S. TRUSTEES.-Central Trust Company, New York. WRITES.-Marine, Tourists' Baggage, Registered Mail and Automobile Insurance. BRITISH DOMINIONS GENERAL INSURANCE COMPANY, London, OFFICERS.-U. S. Mgrs., E. E. Hall & Co., 80 Maiden Lane, New York. England. "BULGARIA," FIRST BULGARIAN INSURANCE COMPANY, Bulgaria. Organized August 23, 1891. Rustchuk, OFFICERS.-U. S. Mgrs., Snow & Thieme, 80 Maiden Lane, New York; Office Mgr., Joseph Horn. U. S. TRUSTEE.-Fidelity Trust Company, Hartford, Conn. Organized 1805. CALEDONIAN INSURANCE COMPANY, U. S. Branch, 50 and 52 Pine street, New York, N. Y. Commenced business in United States 1890. OFFICERS.-U. S. Mgr., Charles H. Post; Asst. U. S. Mgr., R. C. Christopher. U. S. TRUSTEES.-R. J. Cross, W. P. Bliss, E. G. Merrill. WRITES.-Fire and Tornado Insurance. TERRITORY COVERED.-Ala., Alaska, Ariz., Cal., Col., Conn., Del., Dist. Col., Fla., Ga., Hawaii, Idaho, Ill., Ind., Ía., Kas., Ky., La., Me., Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N. H., N. J., N. Y., N. C., Ohio, Ore., Pa., R. I., Tenn., Texas, Utah, Vt., Va., Wash., W. Va., Wis., Wyo. CANTON INSURANCE OFFICE, LTD., Canton, China. Organized 1836. Commenced business in United States 1882. OFFICERS.-U. S. Mgrs., Parrott & Co., San Francisco. TERRITORY COVERED.-Cal., Wash., Hawaii, B. C. CENTURY INSURANCE COMPANY, LTD., Edinburgh, Scotland. April 17, 1885. Admitted to United States October 31, 1911. Organized OFFICERS.-U. S. Mgrs., Henry W. Brown & Co., 80 Maiden Lane, New York. U. S. TRUSTEES.-Roland L. Taylor, U. C. Crosby, Henry I. Brown. TERRITORY COVERED.-Mass., Md., R. I., N. Y., N. J., Pa., N. C., Ill., Wis., Minn., Mo., Cal., Ore., Wash. and Colo. COLOGNE REINSURANCE COMPANY, Cologne, Germany. Commenced business in the United States August 12, 1898. OFFICERS.-U. S. Mgr., E. M. Cragin, 1 Liberty street, New York City. |