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Adopted in May, 1913, by the N. Y. Fire Insurance Exchange

I. SHORT RATE TABLE FOR ANNUAL OR SHORT TERM POLICIES. In writing short term policies (i. e., policies having a shorter term than one year), and in cancelling at short rates either short term or annual policies, charge or retain the percentage of annual premium indicated in following table opposite the time for whick computation is made:

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Per Cent.

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19 days...
20 days.
25 days.
30 (1 month).
45 days..

60 (2 months).
75 days.....
90 (3 months).
120 (4 months).
150 (5 months).
180 (6 months).
210 (7 months).
240 (8 months).
270 (9 months).
300 (10 months)
330 (11 months)
360 (12 months)

Per Cent.

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II. SHORT RATE TABLE FOR TERM POLICIES WRITTEN AT THREE-FOURTHS OF ANNUAL rate for EACH YEAR AFTER FIRST.

In cancelling at short rates a term policy written for two, three, four or five years at three-fourths of annual rate for each year after first, retain the percentage of premium for entire term indicated in following table opposite the time for which computation is made.

[N. B.-The short rate earned premium on a term policy (i. e., a policy having a longer term than one year) written as above, but for an irregular term or a term longer than five years is to be ascertained as follows: If cancellation is made before end of first year, use Table I above; if cancellation is made at or after end of first year, add to full annual premium three-fourths of annual premium for each additional year of term after first year, and pro rata proportion of three-fourths of annual premium for each fraction of such additional year.]

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59... 93.75 60.....

In cancelling or writing insurance, whether under annual or term policies, for a term not appearing in the regular short rate table, the charge for the next longer term appear. ing in the table shall be taken.

SHORT RATE TABLE

IN USE ON THE PACIFIC COAST.

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APPROVED MARCH 18, 1902.

If Written for One Year Policy Earns.

Time
Policy

Per
Cent. of An-
nual Premium.

Has
Been

in Force.

for Three
Years' Term,
Policy Earns.
Per Cent. of the
Term Premium.

1 Month.....

...

for Five? Years' Term, Policy Earns. Per Cent. of the Term Premium.

7

10

3456789

9

9

10

23456789

15

10

20

13

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The following cancellation table was prepared by the Auditor of State of Iowa, in accordance with the provisions of Section 1729 of the Code:

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NOTE-Refer to the table representing the year or years for which policy was written. Find time therein which the policy has run. The percentage opposite is that of the premium which may be retained by the company.

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10,000,000

165,000,000

70,000,000

1866-July 4, Portland, Me....
1871-October 8, Chicago, Ill.
1872-November 9, Boston, Mass..
1875-October 26, Virginia City, Nev.
1889-June 10, Seattle, Wash....
1901-May 3, Jacksonville, Fla..
1902-February 10, Paterson, N. J..
1902-October 20, Milwaukee, Wis....
1904-February 7, Baltimore, Md.
1906-April 18, San Francisco, Cal.
1908-Apri! 12, Chelsea, Mass..
1912 February 1, Houston, Tex..
1914-June 25, Salem, Mass...

1915 September 4, Newport News, Va.
1916 March 21, Paris, Texas

1916 March 23, Augusta, Ga.

7,500,000

6,625,000

10,000,000 5,800,000 5,000,000

50,000,000

350,000,000

6,000,000

4,500,000

8,000,000

2,000,000

10,000,000

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5,000,000

1,500,000

4,000,000

1,500,000

2,600,000

2,500,000

1913.

1914.

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January... $21,922,450 $35,653,150 $20,193,250 $23,204,700 $20,060,600 $21,423,350 16,415,000 28,601,650 22,084,600 21,744,200 13,081,250 24,770,770 31,569,800 16,650,850 17,511,000 25,512,750 18,786,400 38,680,250

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17,670,550 16,349,400 16,738,250
21,422,000 21,043,950 17,225,850
20,691,950 16,103,450 24,942,700 29,348,000 10,893,950 12,247,500
25,301,150 15,219,100 20,660,900 17,539,800 9,006,800
12,662,650 14,158,800 21,180,700 11,765,650 10,067,100
11,333,250 13,770,300 17,919,300 14,383,050
13,945,000 13,651,650 14,932,750 14,004,700
18,680,600 16,172,300 15,207,600 21,372,750 21,204,850 19,898,450
22,722,850 17,967,000 16,126,450 23,507,150 20,877,100 18,303,400

23,013,800 10,745,000 14,823,500 12,244,625 14,465,850 17,701,375

Totals.. $234,337,250 $225,320,600 $224,723,350 $235,591,350 $782,836,200 $227,683,070

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