October October S. C. October -Insurance Institute of America. Annual Meeting, Chicago, Ill. -Rocky Mountain Fire Underwriters Association. Annual meeting, Denver, -Southern Casualty and Surety Conference. Annual meeting, Columbia, -Casualty Actuarial and Statistical Society. Annual meeting, New York City. -Western Automobile Underwriters Conference. Annual meeting, Chicago, -Massachusetts Association of Insurance Agents. Annual meeting. October -National Association of Insurance Agents. Annual meeting, St. Louis, Mo. NOVEMBER, 1917 October November 2.-Casualty Insurance Exchange of New York. Annual meeting, New York City. November 6.-Election Day. November 15 (Tentative Date).-Workmen's Compensation Publicity Bureau. Annual meeting, New York City. November 21.-Underwriters Bureau of New England. Annual meeting. November 26.-Thanksgiving Day. November --Central Traction and Lighting Bureau. Annual meeting, Chicago, Ill. DECEMBER, 1917 December 4.-National Workmen's Compensation Service Bureau. Annual meeting, New York City. December 7, 8.-Pennsylvania Association of Insurance Agents. Annual meeting. December 7-8.-Special Agents Association of the Pacific Northwest. Annual meeting. December 11.-Fire Insurance Society of Newark. Annual Meeting, Newark, N. J. December 17.-Kansas City Fire Insurance Agents Association. Annual meeting. December 25.- -Christmas Day. December -Association of Life Insurance Presidents. Annual meeting, New York December -General Adjustment Bureau. Annual meeting, New York City. -Association of Life Insurance Counsel. Annual meeting, New York City. December --Casualty and Surety Social Club of New York. Annual meeting. December January 1.-New Year's Day. JANUARY, 1918 January 8.-Hartford Board of Fire Underwriters. Annual meeting, Hartford, Conn. January 8, 9.-Fire Underwriters Association of the Pacific. Annual meeting, San January 12.-New England Insurance Exchange. Annual meeting, Boston, Mass. January 16.-Fire Underwriters' Association of the Middle Department. Annual meeting, Philadelphia, Pa. January -Western Adjustment and Inspection Company. FEBRUARY, 1918 Annual meeting, Chicago, February 1.-New England Bureau of United Inspection. Annual meeting. meeting, New York City. Annual February 12.- Nova Scotia Board of Fire Underwriters. Annual meeting, Halifax, N. S. February 12.-Board of Marine Underwriters of San Francisco. Annual meeting. February -New Jersey Association of Fire Underwriters. Annual meeting, Trenton, February -Health and Accident Underwriters Conference. Annual meeting. February -Canadian Association of Automobile Underwriters. Annual meeting. February 27.-Underwriters Bureau of the Middle and Southern States. Annual meeting, New York City. MARCH, 1918 March 19, 20, 21, 22.-Mill and Elevator Mutual Fire Insurance Fieldmen's Association, Annual Meeting, Chicago, Ill. March-Southern Adjustment Bureau. Annual meeting, Atlanta, Ga. March New York Fire Insurance Exchange. Annual meeting, New York City. APRIL, 1918 April -The Western Insurance Bureau. Annual meeting. April -The Union. Annual meeting. April -New York Suburban Fire Insurance Exchange. Annual meeting. New York April Maryland Assosciation of Local Insurance Agents. Annual meeting, Baltimore, Md. 1849 Largest Fire Largest Fire Insurance Company 1917 Chartered by the State of Massachusetts Incorporated 1849 Springfield Fire and Marine Insurance Company OF SPRINGFIELD, MASSACHUSETTS CASH CAPITAL, $2,500,000.00 Sixty-Eighth Annual Statement, January 1, 1917 ASSETS Cash on hand, in Banks and Cash Items.... Cash in hands of Agents and in course of collection.. $927,621.85 1,445,982.37 90,606.33 300,000.00 2,590,020.00 Accrued Interest, etc... Real Estate Unincumbered. Loans on Mortgage (first lien) Bank Stocks 1,740,036.00 Railroad Stocks 2,212,270.00 W. J. MACKAY, Vice Pres. 5,014,452.80 $68,836,946.84 E. H. HILDRETH, Sec'y GEO. G. BULKLEY, 2d Vice Pres. PRIOLEAU ELLIS, Asst. Sec'y F. H. WILLIAMS, Treas. Agencies in all Prominent Localities throughout the United States and Canada in the United States Domestic Companies ÆTNA INSURANCE COMPANY, Hartford, Conn. Organized 1819. OFFICERS.-Pres., William B. Clark; V. Prests., Henry E. Rees, A. N. Williams; Sec., E. J. Sloan; Asst. Sec., E. S. Allen, Guy E. Beardsley, Ralph B. Ives; Marine V. Pres., W. F. Whittelsey; Marine Sec., R. E. Stronach. DIRECTORS.-Austin C. Dunham, Morgan G. Bulkeley, Atwood Collins, William B. Clark, Francis Goodwin, Charles E. Gross, James H. Knight, Charles P. Cooley, Arthur L. Shipman, Charles L._Spencer, Horace B. Cheeney, Charles A. Goodwin, Henry E. Keės. A. N. Williams, J. P. Morgan. WRITES.-Fire, Marine, Tornado, Automobile, Sprinkler, Leakage, Explosion, Lightning, Use and Occupancy, Rents, Money, Profits, Commissions, Tourist and Registered Mail Insurance. TERRITORY COVERED.-United States, Hawaii, Canada. WESTERN DEPARTMENT.-Genl. Agt., Thos. E. Gallagher; Asst. Genl. Agt., Louis O. Kohtz; Asst. Sec., Ralph B. Ives, Chicago. PACIFIC COAST DEPARTMENT.-Genl. Agt., W. H. Breeding; Asst. Genl. Agt., Fire, Geo. E. Townsend; Asst. Genl. Agt. Marine, E. S. Livingston, San Francisco. Etna was incorporated by special act of the Connecticut Legislature in 1819, the stockholders holding their first meeting on June 15 of that year and the first policy being issued on the 17th of August. The original charter restricted the Company to the writing of fire insurance, but twenty years later this was amended to include inland marine. The initial capital was $150,000, which was increased from time to time, until it has reached $5,000,000. The history of the Etna has been one of careful underwriting and steady success. It stands in the very forefront of American fire insurance companies, with an unrivalled reputation for reliability and square dealing both toward its thousands of agents and the general public as well. It has met its losses promptly and has accepted business with such prudence that no conflagration has found it with claims to settle disproportionate to its resources. The Etna writes fire, marine, tornado, automobile, explosion, sprinkler leakage, tourist and registered mail insurance, operating in all the States and Territories and Canada. At the close of 1916 it had total assets of $26,693,569, as compared with $24,724,091 in 1915. Further contrasts of the two years, indicating the advance movement the Company regularly maintains, follow: Net surplus, 1916, $8,146,447-1915, $7,423,298; total income, 1916, $14,604,116-1915, $13,387,394; underwriting profit, 1916, $816,692-1915, $743,286; cash dividend, 1916, $1,000,000-1915, $900,000; net fire risks in force 1916, $1,884,148,596-1915, $1,740,348,539; marine and inland risks in force at the close of 1916, $76,761,683—1915, $67,106,046. The Etna's net fire premiums in force on December 31 last totaled $20,196,146—one year before they were $19,050,021, and the ratio of the losses incurred to premiums received in 1916 was 53.9% in 1915 it was 51.9%. The expense ratio in 1916 was 35.2% in 1915 it was 35.1%. Policies are also issued through its Etna Fire Underwriters' Agency Department. AGRICULTURAL INSURANCE COMPANY, 203 Washington street, Watertown, Organized 1853. N. Y. OFFICERS.-Pres., W. H. Stevens; V. Prests., J. C. Knowlton, W. C. Stebbins; Sec., J. Q. Adams; Asst. Sec., P. H. Willmott; Treas., J. Q. Adams. DIRECTORS.-J. Q. Adams, J. C. Stebbins, D. C. Middleton, R. J. Buck, R. S. Whitman, P. H. Willmott, J. C. Knowlton, W. H. Stevens, H. Barnum, D. M. Anderson, E. B. Sterling, W. C. Stebbins, S. A. Upham. PACIFIC COAST DEPARTMENT.-Edward Brown & Sons, San Francisco. WRITES.-Fire, Lightning, Windstorm, Sprinkler Leakage, Marine and Automobile TERRITORY COVERED.-All of the United States except Vermont, Arkansas, Texas, South Car., Dakotas, New Mexico and British Columbia. Insurance. ALBANY INSURANCE COMPANY, Albany, N. Y. Organized 1811. OFFICERS.-Pres., J. Townsend Lansing; 1st V. Pres., Ledyard Cogswell; 2d V. Pres., Charles H. Hahn; Sec., John P. Deal. DIRECTORS.-J. Townsend Lansing, John E. McElroy, Ledyard Cogswell, Clifford D. Gregory, Henry M. Sage, Frederick Tillinghast, Charles E. McElroy, Charles S. Stedman, Benjamin Walworth Arnold, Lewis R. Parker, Russell E. Sard, Thomas I. Van Antwerp, Parker Corning, Charles H. Hahn, Robert Olcott, Edward W. Rankin. WRITES.-Fire and Tornado Insurance. TERRITORY COVERED.-N. Y., Conn., Mass., N. J., Ohio, Pa., R. I. OF THE WO HARTFORDS For more than one hundred years the Hartford Fire Insurance Company has served its agents and policyholders by its progressive methods and the honorable discharge of its obligations. From the date of its organization the company has been noted not only for its unquestioned financial strength and integrity, but also for its hearty co-operation in every progressive movement in American insurance. The Hartford Accident & Indemnity Company conducts an up-to-date casualty and bonding business along the same sound and liberal lines, and it has justly inherited the parent company's reputation for the prompt settlement of every honest obligation. The two companies between them write practically every form of insurance but life insurance. |