Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety Bonding, Title Insurance, and Credit Insurance |
From inside the book
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Page xi
... Courts in Such Cases , 127. - The Difficulties Involved in Apportioning Compound Insurance , 128. - The Various Rules in Use for the Apportionment of Loss Among Specific and Com- pound Policies , 129. - An Example of the Apportionment ...
... Courts in Such Cases , 127. - The Difficulties Involved in Apportioning Compound Insurance , 128. - The Various Rules in Use for the Apportionment of Loss Among Specific and Com- pound Policies , 129. - An Example of the Apportionment ...
Page xv
... Court , 254. - The Force of These Decisions When Applied to Federal Supervision , 255 . PAGES PART II . - MARINE INSURANCE CHAPTER XXII THE DEVELOPMENT OF MARINE INSURANCE 257-277 The General Nature of Marine Insurance as Contrasted ...
... Court , 254. - The Force of These Decisions When Applied to Federal Supervision , 255 . PAGES PART II . - MARINE INSURANCE CHAPTER XXII THE DEVELOPMENT OF MARINE INSURANCE 257-277 The General Nature of Marine Insurance as Contrasted ...
Page 17
... courts , and there are few provisions concerning which , largely because of ambiguity in the wording , varying circum- stances surrounding the loss , or statutory requirements , there are not conflicting opinions . The principles of ...
... courts , and there are few provisions concerning which , largely because of ambiguity in the wording , varying circum- stances surrounding the loss , or statutory requirements , there are not conflicting opinions . The principles of ...
Page 18
... courts , because the sums involved are usually large . Wherever possible , it is the desire of the court to consider the policy in the light of existing circum- stances , and to enforce it for the benefit of the insured , un- less , of ...
... courts , because the sums involved are usually large . Wherever possible , it is the desire of the court to consider the policy in the light of existing circum- stances , and to enforce it for the benefit of the insured , un- less , of ...
Page 19
... court de- clared , " although of the standard form , was prepared by the insurers , who are presumed to have had their own in- terests primarily in view , and hence , when the meaning is doubtful , it should be construed most favorably ...
... court de- clared , " although of the standard form , was prepared by the insurers , who are presumed to have had their own in- terests primarily in view , and hence , when the meaning is doubtful , it should be construed most favorably ...
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Other editions - View all
Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety ... Solomon Stephen Huebner No preview available - 2013 |
Common terms and phrases
50 per cent actual cash value agency agent agreed agreement American amount of insurance ance application assume assured average barratry basis rate Bond broker cancellation capital rating cargo Cents Cents Cents charge claim coinsurance consent construction contract corporations courts covered credit insurance erty exceeding exist fact Fire Insurance fire-insurance policy fireproof building hazard hereby indemnity indorsed insolvency insurable interest insurance company issued large number Law of Insurance liable Lloyd's loss or damage marine insurance ment mercantile agency months moral hazard mortgagor notice Obligee paid pany parties payment person policy-holder premises principal prop property insured property owner proportion protection regards reinsurance risk rule ship specific sprinkler standard fire policy standard policy surance Surety Term Premium thereof tion Title Insurance underwriter unearned Universal Mercantile Schedule unless vessel void warranties Wolff's Law written York
Popular passages
Page 133 - In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss stating separately sound value and damage, and, falling to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 91 - But it is generally held, that, in order to warrant a finding that negligence, or an act not amounting to wanton wrong, is the proximate cause of an injury, it must appear that the injury was the natural and probable consequence of the negligence or wrongful act, and that it ought to have been foreseen in the light of the attending circumstances.
Page 93 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority...
Page 97 - It shall be optional, however, with this company to take all or any part of the articles at such ascertained or appraised value, and also to repair, rebuild, or replace the property lost or damaged with other of like kind and quality within a reasonable time, on giving notice, within 30 days after the receipt of the proof herein required, of its intention so to do; but there can be no : abandonment to this company of the property described.
Page 149 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 129 - ... within sixty days after the fire, unless such time is extended in writing by this company, shall render a statement to this company, signed and sworn to by said insured, stating the knowledge and belief of the insured as to the time and origin of the fire; the interest of the insured and of all others in the property...
Page 137 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Page 96 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 139 - ... (any usage or custom of trade or manufacture to the contrary notwithstanding) there be kept, used, or allowed on the above described premises, benzine...
Page 93 - If a building or any part thereof fall, except as the result of fire, all insurance by this policy on such building or its contents shall immediately cease.