Oakland County Board of Commissioners, Pontiac, Mich., letter from Ponder, C. L., president, Midwest Mortgage Consultants, Inc., Herrin, Sanson, Joseph A., president, National Apartment Association, statement Solar, Frank B., Homemart Real Estate, Inc., Philadelphia, Pa., letter Steinbach, John E., commissioner, Brenham Development Board, Bren- U.S. Commission on Civil Rights, letter from John A. Buggs, staff director, Page 1766 1770 1912 1768 1763 1781 1731 1773 1779 1770 Utilities Council on Community Development, statement on housing and urban development_ 1723 1785 Weber, Daniel E., supervisor of the town of Cheektowga, N. Y., letter to Congressman T. J. Dulski of New York, regarding "The Better Communities Act of 1973," dated August 24, 1973-- White, Lee C., letter dated November 16, 1973, with an attached statement by the utilities Council on Community Development.. Williams, Enoch H., president, American Institute of Housing Consultants, Inc., letter dated October 25, 1973_-- Wilson, Hon. Betty, mayor, city of Santa Fe Springs, Calif., letter to Congressman Chet Holifield of California, dated October 31, 1973, asking for continued support of "hold-harmless" protection for cities with population below 50,000 – – Wilson, Hon. Bob, a Representative in Congress from the State of California, statement_ _ 1762 1785 1748 1770 Young, Gene, chairman, Kern County Board of Supervisors, Bakersfield, Calif., letter dated November 2, 1973, urging amendment to H.R. 10036 to include urban counties in the formula for distribution of Federal funds__. 1903 1769 HOUSING AND COMMUNITY DEVELOPMENT LEGISLATION-1973 TUESDAY, OCTOBER 9, 1973 HOUSE OF REPRESENTATIVES, OF THE COMMITTEE ON BANKING AND CURRENCY, Washington, D.C. The subcommittee met, pursuant to notice, at 10 a.m. in room 2128, Rayburn House Office Building, Hon. William A. Barrett [chairman of the subcommittee] presiding. Present: Representatives Barrett, Sullivan, Reuss, Ashley, Moorhead, Stephens, St Germain, Gonzalez, Widnall, Stanton, Blackburn, Brown, Heckler, and Rousselot. Mr. BARRETT. The meeting will come to order, please. Today we begin 3 weeks of hearings on pending housing and community development legislation. We do so at a time of great certainty and frustration concerning future Federal efforts in housing and community development. The President's housing proposal recently submitted to Congress represents, in the eyes of many, a full retreat from the bipartisan national commitment to provide decent housing for our citizens. Congressional proposals, on the other hand, attempt to maintain that commitment, providing new and improved tools to serve our housing needs. I hope that we are mistaken in our view of the administration's goal. I hope our differences involve only the most effective ways to serve housing needs and not the need to serve them at all. Today we will hear from the Secretary of Housing and Urban Development, James T. Lynn. Mr. Secretary, we are delighted to have you and your associates with us today. We are also happy to have with us James Neville, who is Assistant Administrator for Rural Housing of the Department of Agriculture. At this point in the hearing record, I wish to insert the four major bills before the subcommittee: H.R. 10036, the bill introduced by Congressman Ashley, and myself; and H.R. 7277, H.R. 10688, and H.R. 10689, the administration's community development and housing bills. [The text of H.R. 10036, H.R. 7277, H.R. 10688, and H.R. 10689 follows:] (1) 93D CONGRESS H. R. 10036 Mr. BARRETT (for himself and Mr. ASHLEY) introduced the following bill; To establish a program of community development and housing block grants, to consolidate, simplify, and improve laws re- lating to housing and urban development activities, and for 1 Be it enacted by the Senate and House of Representa- 2 tives of the United States of America in Congress assembled, 3 That this Act, divided into chapters, parts, and sections ac- 4 cording to the following table of contents, may be cited as Sec. 113. Community development program activities eligible for assist- ance. Sec. 114. Allocation and distribution of funds. Sec. 115. Loans for land acquisition. Sec. 116. Termination of existing programs. Sec. 117. Liquidation of superseded programs. Sec. 121. Authorization to make grants. Sec. 122. Application requirements. Sec. 123. Housing program activities eligible for assistance. Sec. 124. Allocation and distribution of funds. Sec. 125. Public financing of housing projects. Sec. 4. Loans for low-income housing projects. Sec. 5. Annual contributions for low-income housing projects. Sec. 8. Low-income housing in private accommodations. Sec. 9. Annual contributions for operation of low-income housing projects. Sec. 202. Applicability of rental requirements. Sec. 203. Exemption of certain projects from rental formula. Sec. 204. Repeal of specification requirements in construction contracts. Sec. 205. Retroactive effect of repeal of section 10(j). Sec. 206. Amendment to National Bank Act. CHAPTER III-MORTGAGE CREDIT ASSISTANCE Sec. 301. Consolidation and revision of mortgage insurance authorities. Sec. 201. Consolidation of insurance funds. Sec. 202. Insurance premiums, processing fees, and service charges. Sec. 501. Multifamily housing. Sec. 502. Multifamily housing assistance. Sec. 503. Mortgage insurance for health facilities. Sec. 504. Supplemental project loans. Sec. 601. Home mortgage insurance claim settlement. Sec. 602. Forebearance of payments. Sec. 603. Acquisition of home mortgages to avoid foreclosure. Sec. 604. Project mortgage insurance claim settlement. Sec. 701. General authorization for dealing with and disposing of property. Sec. 702. Acquisition of title by the Secretary. Sec. 703. Insurance for mortgages sold or executed in connection with the sale Sec. 704. Expenditures to correct or compensate for structural defects in Sec. 302. Transition between the National Housing Act and the Revised Sec. 303. Conforming and technical amendments. Sec. 304. Government National Mortgage Association. Sec. 305. Counseling and technical assistance. Sec. 306. Expenditures to correct or compensate for defects in mortgaged |