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If you responded to an ad like
The Tracer Association Page...

YOU COULD GET SCAMMED!

The Tracer Association Page does not advertise a real business opportunity. The ad is a fake, posted by the Federal Trade Commission to raise awareness about the hazard of business opportunity fraud on the Net. No information about you has been transmitted to or collected by the FTC.

DON'T BE A VICTIM OF CYBERFRAUD

Beware of online business opportunity advertisements that make exaggerated earnings claims and ads that offer little product information but lots of glowing promises.

Use extreme caution before sending bank account or credit card information online. The Net is NOT a secure environment for financial transactions yet.

• Also use caution when transmitting address and other personal information. This information is used by scam artists to compile "sucker" lists.

BEFORE YOU INVEST...

Get disclosure documents and review them carefully. In most cases, the law requires business opportunity and franchise promoters to give potential buyers detailed information about the business and about company finances.

• Check to make sure the business opportunity is in compliance with applicable state registration laws.

• Research the business and the market, and talk to current investors.

Additional information about Franchises and Business Opportunities is available from the Federal Trade Commission. Real information is also available about the HUD/FHA mortgage insurance refund program. Send comments on The Tracer Association Page to tracer@ic.gov.

EXHIBIT 5

FTC "Teaser" Site

featured as

"New" Site of the Week

YAHOO!

Like a little more green in your life?

www.amway.com

Like a little more green in your life!

click here

Top:Business and Economy:Products and Services:Business Opportunities

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•EZ Toys Investment Opportunity

- distribute licensed products! EZ Toyz presents an

exciting investment opportunity for the entrepreneur who insists on earning at least $100K per year!

• Virtual Technologies

- offers business plan for starting a company with little money down. SurfPay-get paid to surf the Net!

101 Jobs You Can Do at Home - Opportunities for 'at home' employment. Additional income without 'traditional' outside work. Hundreds of jobs you can do at home, no experience required. • 21st Century Marketing Systems, Inc own a marketing consulting practice.

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3 Goddesses Gourmet Tea - Seeking national and international distributors for its gourmet Indian Nilgiri tea offers excellent product, attractive packaging and easy financial arrangements

• A&M Wholesale Distributors - hot business links for the entrepreneur.

• A+ Learning Success Institute - innovative learning strategies and business opportunity. ABC Marketing Group

• About Business in Australia - Australian stock exchange information, Australian employment opportunities, products and services available via the internet.

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Abuse the IRS Right Back!

Abyss Scuba Center - dive shop for sale including inventory.

Access to Home Based Business - ten unusual home computer business opportunities including medical billing, paralegal, financial broker, scholarships, advertising, scor, small business services and travel agency.

Access to Success - providing access to information that will aid in furthering your success.
Action Computer - distributer of computer components.

AdMaxNets - unique software which allows you to write an ad for you business opportunity.
Advantage Financial Services

Agents Needed for U.S. Mortgage

Agnm.Com - credit card, mortgage reduction, and many business opportunities.

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United States Senate

Permanent Subcommittee on Investigations
Committee on Governmental Affairs
February 10, 1998

Tatiana Gau

Integrity Assurance.

America Online, Inc.

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