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STORY OF TEN YEARS' GROWTH

Bankers Life Insurance Co.

OF THE CITY OF NEW YORK

INSURANCE in force January 1st, 1895

$3,970,244.00 INSURANCE in force January 1st, 1905

23,606,311.00 INCREASE OF INSURANCE, 594 per cent. INCREASE OF ANNUAL INCOME, 1226 per cent. INCREASE OF ASSETS, 1104 per cent.

Such results have no parallel.” And yet, the growth of the Company has not been of a spasmodic character." Volume has not been attained at the expense of safety.” While this progress has caused surprise to others, it has been to us a source

of pride and gratiscation.” May 10, 1893, Insurance in force

$1,401,856.00 January 1, 1905, it has increased to

23,606,311.00 indicating a remarkable gain of

$22,204,455.00 in practically eleven years.

INVESTIGATE OUR POLICIES The Financial Position, New York Connections and Endorsements of this Company are second to no other

C. H. BUNKER, President FRANKLIN H. HEAD, Vice-President A. A. SMITH, Secretary

H. G. B. ALEXANDER, 2d Vice-Pres, and Gen. Mgr.

Continental Casualty Co.

CAPITAL STOCK, $300,000.00

GENERAL OFFICES

1208 Michigan Ave.

Chicago

I POLICIES PROTECTED BY OVER ONE
MILLION AND A HALF DOLLARS ASSETS

OVER SIX MILLION DOLLARS PAID IN
CLAIMS TO 185,000 OF OUR POLICYHOLDERS

Good Contracts in good territory to good men. Producers, Address H. G. B. ALEXANDER; L Vice-President and General Manager, 1208 Michigan Ave., Chicago

TABLE OF CONTENTS

.

Bahama Islands, Life Insurance in..

129

Balkan States, Accident Insurance in.

127

Balkan States, Life Insurance Companies. 123

Barbados, Life Insurance in....

129

Belgium, Accident Insurance Companies in.... 127

Belgium, Life Insurance Companies in

123

Bermuda, Life Insurance in..

129

Bolivia, Life Insurance in.....

Brazil, Life Insurance in.

129

British and American Miscellaneous Compa-

nies in Canada..

159-161

British Life Offices, Total Sums Insured and

Funds of

121

British Life Offices, Interest of.

120

British Guiana, Life Insurance in.

130

British Honduras, Life Insurance in.

130

British Life Companies in Canada..

149-152

British Life and Annuity Business in 1903-

1904

112

Business of Canadian Life Companies...... 138-143

Business in 1904 of United States Life Com-

panies, Financial Standing and.... .196-199

California:

Life Insurance in......

366

Miscellaneous Insurance 10....

391

Statutory Requirements

..36, 91

Canada :

Assets, Policies and Claims of Life Com-

panies in

143-148

British and American Miscellaneous Com.

panies in

159-161

British Life Companies.

.149-152

Insurance in

.137-162

Life Insurance in.

Miscellaneous Insurance in.

437

Statutory Requirements...

.88, 107, 137

United States Companies. .152-156, 159-161

Canadian Insurance Officials.

136

Canadian Life Companies, Business and Stand.

ing of

138.143

Canada, List of Life, Tire and Miscellaneous

Insurance Companies Licensed to do Busi-

162

Canadian Miscellaneous Companies.. 157-159

Canary Islands, Life Insurance in..

130

Cape Colony, Life Insurance in....

130

Casualty Insurance in Great Britain.

115

Casualty and Miscellaneous Companies Ex-

hibit of Premiums Received and Losses

Paid

.353-365

Casualty Insurance Business in 1903, Synopsis

of European

.125-126

Casualty Underwriters Associations.

.170-171

Chili, Life Insurance in.

130

China, Life Insurance in.

130

Columbia, Life Insurance in..

130

Colorado:

Life Insurance in......

367

Miscellaneous Insurance in.

393

Statutory Requirements

.38, 91

Companies in the Hands of Receivers.

165

Compendium of Life Insurance Reports....453-540

Connecticut:

Life Insurance in.

367

Miscellaneous Insurance in.

394

Statutory Requirements

.39, 91

Costa Rica, Life Insurance in.

130

Counsellors, Insurance Attorneys and.. A179

Credit Companies in the United States... 336

Cuba, Life Insurance in....

13

PAGE.

Accident and Sick Benefit Companies, Assess-

ment:

Directory of

560

Statistics of

614

Statutory Requirements

.90-107

Accident Insurance Companies of

Austria

127

Balkan States

127

Belgium and Holland.

127

Canada

.157-159

France

127

Germany

127

Great Britain

115

Italy

128

Russia

128

Scandinavia

128

Switzerland

128

United States,

178-184, 194, 330-336, 353-365, 390-439

Actuarial Societies of Great Britain.

116-118

Actuaries, List oi.....

451

Addenda

635

Additional Notes from the Statutes.

34-87

Alabama:

Life Insurance in.....

366

Miscellaneous Insurance in.

390

Statutory Requirements

.33, 90

Algeria, Life Insurance in....

129

American Life Insurance Companies:

Analysis of the Assets oi...

202

Business by States of....

366-389

Directors and Trustees of..

172-178

Dividends to Stockholders of...

209-211

Financial Standing and Business in 1904.196-199

History

223-327

In Canada

137.162

Industrial Insurance of....

214-217

Insurance in Force..

208

Interest Earned by, Rate of.

219

Io the Hands of Receivers.

165

Lapse, Terminations by...

222

Liabilities of

204

New Business of..

205

Oficers of

223-327

Payments to Policyholders in 20 years of.. 212

Policies Issued and Terminated oi.

206

Retired

163

Statistics for Forty-six Years.

200-202

Statistics from Organization of.. 223-327

Surrender, Terminations by......

Synopsis for Thirty Years..

218

American Miscellaneous Insurance Companies:

Business by States of.....

390-439

Directors and Trustees of.

178-184

Dividends of

.194-195

Field Men of.

.184-192

Oficers of

330-352

Retired

165

Statistics of

330-352

In Canada

157-159

Analysis of the Assets of Life Companies. 203

Annuity Business in 1903-1904,

Life In

surance and

112

Arabia, Life Insurance in..

129

Argentine, Life Insurance in.

129

Arizona:

Life Insurance in...

367

Miscellaneous Insurance in.

391

Statutory Requirements

..34, 90

Arkansas:

Life Insurance in......

367

Miscellaneous Insurance in.

391

Statutory Requirements

.35, 90

Ancient Order of United Workmen.

541

Assessment Companies:

Directory of

544-565

Statistics of

.566-626

Statutory Requirements

90-107

Assets of Life Companies, Analysis of the..... 202

.. 221

PAGE. Danish Life Insurance Companies.... 126 Delaware:

Life Insurance in.....
Miscellaneous Insurance in..
Statutory Requirements

.40, 92 Deposits of Companies Doing Business in Canada

102 Directors and Trustees of United States Life Insurance Companies

172-178 Directors and Trustees of United States Mis

cellaneous Insurance Companies.........178-184 Directory of Life and Miscellaneous Companies in Great Britain....

. 108-111 Directory of Assessment and Fraternal Or. ganizations

514-565 District of Columbia: Life Insurance in.

369 Miscellaneous Insurance in.. Statutory Requirements

.41, 92 Dividends to Stockholders of Life Insurance Companies

213-211 Dividends of United States Casualty and Mis.

cellaneous Insurance Companies.... .194-195 Dutch Life Insurance Companies.

123 Egypt, Life Insurance in....

131 European Casualty Insurance Business in 1903, Synopsis of

..127-128 European Life Insurance in 1903, Synopsis. . 123-126 Expense Rate Per Cent of Mean Insurance in Force, The

230

Failed or Retired Life Companies of United
States

269 Fidelity and Surety Companies in the United States

336-341 Field Men of Miscellaneous Ins. Cos. .184-192 Financial Standing and Business in 1904 of

United States Life Companies.... .196-199 Florida: Life Insurance in...

363 Miscellaneous Insurance in..

396 Statutory Requirements

.42, 92 Foreign Business of American Life Com panies

538 Foreign Companies, Statistics of.

.108.128 Foreign countries, Insurance in.

.129-135 Forty-six Years, Life Insurance for... 200-202 France, Accident Insurance Companies in.... 127 France, Life Insurance Companies in.

124 Fraternal Orders: Directory of

546 Statistics of

.574-613 Statutory Requirements

..90-107 Funds of British Life Offices, Total Sums Insured and

121

PAGE. Illinois: Life Insurance in.....

371 Miscellaneous Insurance in. Statutory Requirements

. 46, 93 India, Life Insurance in...

131 Indiana: Life Insurance in .....

370 Miscellaneous Insurance in.

400 Statutory Requirements

.47, 94 Indian Territory: Life Insurance in

371 Miscellaneous Insurance in..

403 Industrial Insurance in Great Britain.

114 Industrial Insurance in the United States..214-217 Insurance Agents, List oi....

A-3 Insurance in Canada

.137.162 Insurance in Force of \'. S. Lise Companies.. 203 Insurance Officials, Canadian

136 Insurance Officials, l'nited States.

136 Insurance in Foreign Countries.

..129-135 Interest Earned on Mean Invested Funds, Rate of

219 Interest of British Life Offices.

120 Investment Insurance Companies in U. S..... 341 Iowa: Life Insurance in ......

372 Miscellaneous Insurance in..

402 Statutory Requirements

48, 95 Issued and Terminated Policies.

. 206-207 Italian Accident Insurance Companies... 128 Italian Life Insurance Companies..

125 Jamaica, Life Insurance in.

132 Japan, Life Insurance in...

132 Java, Life Insurance in...

132 Kansas: Life Insurance in........

373 Miscellaneous Insurance in...

404 Statutory Requirements.

.49, 95 Kentucky: Life Insurance in...

372 Miscellaneous Insurance in.

405 Statutory Requirements

.50, 95 Korea, Life Insurance in....

122 Lapses to Mean Number of Policies. Lapse, Termination by..... Legislatures, State and Territorial.

136 Liability Companies in the U. S...

341-342 Liability Decisions

444-450 Liabilities of Life Insurance Companies, The. 204 Life and Miscellaneous Companies in Great Britain, Directory of

. 108-111 Life Insurance and Annuity Business in 1903-1904: Austria

123 Balkan States

123 Belgium

123 Denmark France

124 Germany

124 Great Britain

112 Holland

123 Italy

124 Norway

123 Russia

126 Scandinavia

125 Spain

126 Sweden

126 Switzerland

126 United States

.196-199 Life Insurance by States

366-389 Life Insurance Business in 1903, Synopsis of European

.123-126 Life Insurance Compendium

453-540 Admitted Assets

462-465 Admitted Surplus

484 Aggregates

529 All Other Assets

478 All Other Policies

523 Bonds Owned

469 Business of 1904

460-463 Cash on Hand.....

475 Collateral Loans

472 Combined Aggregates,

530 Deferred and Unpaid Premiums. Endowment Policies

521 Expenses of Management

498 Foreign Companies

633 Foreign countries, Business in.

538 Gross Assets and Surplus

489 Income Saved

502 Increase in Aggregates

532

126

.... 127

Gain and Loss Exhibit, 1904........ 440-443
General and Special Agents of Miscellaneous

Insurance Companies in the United
States

.....184-192 Georgia: Life Insurance in

369 Miscellaneous Insurance in......

398 Statutory Requirements

.43, 93 German Accident Insurance Companies.. German Life Insurance Companies..

125 Gibraltar, Life Insurance in.

131 Great Britain: Actuarial Societies of...

116-118 Casualty Insurance in

115 Directory of Life and Miscellaneous Com. panies in

.108-111 Foreign Companies in..

113 Industrial Insurance in..

114 Life Insurance and Annuity Business in, 1903-1904

112 New Assurance Associations of.

119 Guadeloupe, Life Insurance in..

131 Guatemala, Life Insurance in..

131

.131, 370

398

476

131 123

Hawaii, Life Insurance in..

Miscellaneous Insurance in.

Statutory Requirements
Honduras, Life Insurance in..
Holland, Life Insurance Companies in..
Idaho:

Life Insurance in..
Miscellaneous Insurance in.
Statutory Requirements

370

398 .45, 93

373

PAGE, Life Insurance Compendium-Continued.

Increase in Assets, Liabilities and Surplus. 487
Increase in Disbursements

501 Increase in Income

495 Icsurance Gained

516 Insurance in Force

518 Insurance Terminated

508-511 Interest and Other Income

492 Invested Assets

479 List of Companies

456-459 Mortgage Loans

467 Net or Ledger Assets

512 New Business Issued

504-507 New Business Placed

515 Notes

453-455 Ordinary and Special Surplus.

485 Payments to Policyholders

496 Premium Income

490 Premium Votes and Loans to Policyholders 473 Premium Receipts Since Organization.. 539 Rate of Interest and Profits Earned. 526 Rate of Interest Realized

524 Real Estate

466 Results from Organization

.534-537 Stocks Owned

470 Surplus Earned

513 Total Disbursements

499 Total Income

493 Total Liabilities, 1903

482 Total Liabilities, 1904

481 Whole Life Policies

520 Life Insurance History

223-327 Life Insurance Payments by States, Summary of

193 Life Caderwriters Associations

..166-170 Lire Stock Companies in the United States.... 342 Live Stock Companies, Assessment: Directory of

564 Louisiana:

Life Insurance in
Miscellaneous Insurance in

406 Statutory Requirements

.51, 96 Maine: Life Insurance in

373 Miscellaneous Insurance in

406 Statutory Requirements

.53, 97 Managers of British Insurance Companies..108-111 Manaqua, Life Insurance in

132 Maryland: Life Insurance in

374 Miscellaneous Insurance in

408 Statutory Requirements

.54, 97 Massachusetts: Life Insurance in

375 Miscellaneous Insurance in

409 Statutory Requirements

..55, 97 Mean Invested Funds, Rate of Int. Earned on. 219 Verico, Life Insurance in ...

132 Michigan:

374

Life Insurance in
Miscellaneous Insurance in

411 Statutory Requirements

.58, 98 Minnesota: Life Insurance in

375 Miscellaneous Insurance in

411 Statutory Requirements

.59, 98 Miscellaneous Companies in Canada... 157-161 Miscellaneous Companies in Great Britain, Directory of Life and

. 108-111 Miscellaneous Cos., Statistics of Canadian..157-159 Miscellaneous Insurance Companies in the United States

.330-352, 390-439 Miscellaneous Insurance Companies: Business by States of

390-439 Directors and Trustees of

178-184 Field Men

184-192 Officers of

330-352 Statistics of

330-352 Stocks and Dividends of

194-195 Miscellaneous Insurance Companies Licensed in Canada, List of Life and.

162 Miscellaneous' Insurance Premiums and Losses for Eleven Years, 1894-1904

328 Mississippi: Life Insurance in

376 Miscellaneous Insurance in

413 Statutory Requirements

.61, 98 Life Insurance in

377 Miscellaneous Insurance in

413 Statutory Requirements

.62, 99

PAGE.
Montana:
Life Insurance in

376 Miscellaneous Insurance in

414 Statutory Requirements

.63, 99 Morocco, Life Insurance in

132 Mortgage Guarantee Companies in the United States

342 Mozambique, Life Insurance in.

132 Mutual Hail Insurance Companies in

the United States

.349-350 Mutual Live Stock Companies in the United States

351 Mutual Liability Cos. in the United States... 350 Mutual Miscellaneous Companies in the United States

.349 350 Mutual Plate Glass Companies in the United States

351 Mutual Steam Boiler Insurance Companies in the United States

352 Natal, Life Insurance in

132 Nebraska: Life Insurance in

377 Miscellaneous Insurance in

415 Statutory Requirements

..64, 99 Nevada : Life Insurance in

378 Miscellaneous Insurance in

417 Statutory Requirements

..64, 100
New Business Issued by Life Companies.. 205
New Insurance Associations of Great Britain.. 119
New Hampshire:
Life Insurance in

378 Miscellaneous Insurance in

416 Statutory Requirements

.65, 100 New Jersey: Life Insurance in

379 Miscellaneous Insurance in

418 Statutory Requirements

.66, 100 New Mexico: Life Insurance in

378 Miscellaneous Insurance in

419 Statutory Requirements

.67, 101 New Organizations

630 New York: Life Insurance in

378 Miscellaneous Insurance in

421 Statutory Requirements

..68, 101 North Carolina: Life Insurance in

380 Miscellaneous Insurance in

421 Statutory Requirements

.71, 101 North Dakota: Life Insurance in

381 Miscellaneous Insurance in.

.423, 636 Statutory Requirements

.72, 101 Norwegian Life Insurance Companies.

126 Notes from the Statutes, Additional..

34-87 Officers of Life Ins. Cos. in the U. S. .223-327 Officers of Miscellaneous Insurance Companies in the United States.

.330-352 Official Changes

627 Officials Having Authority in Insurance Mat. ters, State

136 Ohio: Life Insurance in......

381 Miscellaneous Insurance in.

422 Statutory Requirements

..73, 102 Oklahoma Territory: Life Insurance in.

380 Miscellaneous Insurance in..

424 Statutory Requirements

74, 102 Oregon: Life Insurance in......

381 Miscellaneous Insurance in...

425 Statutory Requirements

.75, 103 Payments to Life Policyholders in Twenty Years, Synopsis of...

212 Paraguay, Insurance in..

133 Pennsylvania: Life Insurance in.

382 Miscellaneous Insurance in.

424 Statutory Requirements

.76, 103 Pernambuco, Life Insurance in..

133 Persia, Life Insurance in....

133 Peru, Life Insurance in.

133 Philippine Islands, Life Insurance in.

133 Plate Glass Cos. in the United States. 343-344 Policies Issued and Terminated.......... .206: Porto Rico, Life Insurance in.....

Missouri:

133

......... 328

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PAGE. Portugal, Life Insurance in....... Premiums and Losses for Eleven Years, 1894

1904, Miscellaneous Insurance... Rate of Interest Earned on Mean Invested Funds ...

........ 219 Receivers, Companies in the Hands of........ Record of the Year ............................. Retired American Life Insurance Companies.. Retired American Miscellaneous Ins. Cos..... Retired Companies in 1904 ... Rhode Island: Life Insurance in.....

83 Miscellaneous Insurance in.....

Statutory Requirements ..................77, 103 Russia, Accident Insurance Companies in..... 128 Russia, Life Insurance Companies in..........

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Securitü mutual.' Nebraska

.......... 108-128

PAGE Manhattan

26 Maryland .........

26 Massachusetts Mutual .

26
Meridian L. and T...
Metropolitan ..
Michigan Mutual
Minnesota Mutual
Missouri State ......
Mutual Benefit ....
Mutual of Baltimore.......
Mutual of New York...
Mutual Reserve ..
National Life of U. S. of A.
National of Vermont....
New England ...........
New York Life............
Northwestern Mutual
Northwestern National
Pacific Mutual
Penn Mutual ...
Phoenix Mutual
Pittsburgh Life and Trust...
Presbyterian Ministers ..........
Providence Life .....
Provident Life and Trust .
Provident Savings
Prudential ..

30
Register L. and A.
Reliable Life .....
Reliance Life.
Reserve Loan ...
Royal Union .....
Scandia Life ..................
Security L. and A., North Carolir
Security L. and A. of America..
Security Mutual, Nebraska

rity Mutual, New York.....
curity Trust and Life .....
South Atlantic Life .......
Southern Life and Trust ..
Southwestern Life ..
State Life ........
State Mutual ...
State Security Life and Accident
Texas Life ...,
Travelers .......
Union Central ...
Union Mutual
United States .....
Volunteer State Lif
Washington ....
Western and Southern ......

Wisconsin Life .....
Statutes, Additional Notes from the..... ....34-8
Statutory Requirements .......

.33-10 Steam Boiler Ins. Cos, in the United States.. 34 Stipulated Premium Companies: Statistics of .........

...........542-54 Statutory Requirements ...... ......90-10 Stockholders of Life Ins. Cos., Dividends to.209-21 Stock Miscl. Cos. in the United States......330-3€ Stocks and Dividends, Casualty and Miscel.

laneous Insurance ........................194-19 Summary of Life Insurance by States......... 38 Summary of Life Insurance Payments by

States ... Summary of Miscl. Insurance by States.... Surrenders to Mean Number of Policies.. Surrender, Terminations by............... Swedish Life Insurance Companies.. Suva, Fiji Islands, Life Insurance in.... Swiss Accident Insurance Companies. Swiss Life Insurance Companies .... Sums Insured and Funds of British Life

Offices, Total ................ Synopsis of Life Insurance for Thirty Years. Synopsis of Payments to Life Policyholders in Twenty Years ............

K Syria, Life Insurance in........

31

.: .....200-202

31

San Salvador, Life Insurance in................
Santo Domingo, Life Insurance in.............
Scandinavia, Accident Insurance Companies..
Scandinavia, Life Insurance Companies in....
Siam, Life Insurance in......
South Africa, Life Insurance in...

... 134 St. Helena, Life Insurance in..........

134 St. Thomas, Life Insurance in..........

..... 134 South Carolina:

Life Insurance in......
Miscellaneous Insurance in.

Statutory Requirements
South Dakota:
Life Insurance in ..............

383 Miscellaneous Insurance in........

428 Statutory Requirements ........... ...79, 104 Spanish Life Insurance Companies....

126
State and Territorial Legislatures...
State Officials Having Authority in Insurance
Matters ...... .............................. 136

I
Statistics of Foreign Companies....
Statistics of Life Insurance for Forty-six

Years ...
Statistics of Miscellaneous Canadian Cos...157-159
Statistics of Miscellaneous Cos. in the U. S.330-352
Statistics of United States Life Insurance

Companies from Organization..........223-327 Ætna Life ..........

224 American Central

226 American Life ...

226 American National

226 Baltimore Life ..

226 Bankers, New York...

228
Bankers of Nebraska..
Bankers Reserve ...

228
Beneficial Life
Berkshire .....
Boston Mutual

232 Central of Iowa..

999 Central Union Chicago Life.

232 Citizens Life ...

232 Colonial Life Columbia Life ...

234 Columbian National Life Connecticut General

234 Connecticut Mutual ... Conservative Life ..

238 Contentnea Life ...

238 Continental Life ....

240
Des Moines .....
Eastern Life
Equitable, New York...
Equitable Industrial
Equitable of Iowa.....
Eureka Lite .......

244 Federal, Illinois.

... 244
Fidelity Mutual
Franklin Life ....

246
Germania .....
German Mutual ..
Greensboro Life ...
Guaranty Mutual ....
Hartford Life ......
Home Life, New York...
Home, Delaware
Illinois Life ....

256 Immediate Benef

256 Inter-State of Indiana.....

258
Tohn Hancock .........
Kansas City Life......
Liberal Life ..........
Life Association of America..
Life Insurance Club.....
Life Insurance Company of Virginia

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Tahita, Life Insurance in................
Tasmania, Life Insurance in .......
Tennessee:

Life Insurance in .....
Miscellaneous Insurance in........

Statutory Requirements ......
Terminated, Policies Issued and...
Territorial Legislatures, State and.
Texas:

Life Insurance in ................
Miscellaneous Insurance in..
Statutory Requirements ...............

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