Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety Bonding, Title Insurance and Credit Insurance |
From inside the book
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Page 5
... cent to a maximum of 1 per cent . Now , were there no system of insurance , it is apparent that these five thousand capitalists , if they wished to eliminate the element of gamble , would have to make a liberal addition to the rental in ...
... cent to a maximum of 1 per cent . Now , were there no system of insurance , it is apparent that these five thousand capitalists , if they wished to eliminate the element of gamble , would have to make a liberal addition to the rental in ...
Page 6
... cent , or $ 50 per house , and only $ 250,000 for the group . With- out the aid of insurance all these capitalists were obliged to increase their rentals by at least twice the amount needed to cover their losses , and at the end of the ...
... cent , or $ 50 per house , and only $ 250,000 for the group . With- out the aid of insurance all these capitalists were obliged to increase their rentals by at least twice the amount needed to cover their losses , and at the end of the ...
Page 9
... cent of the world's business is conducted on a cash basis , and that 95 per cent is based on credit . A thousand illustrations can be cited to show the far- reaching influence of fire and marine insurance upon our credit system . A ...
... cent of the world's business is conducted on a cash basis , and that 95 per cent is based on credit . A thousand illustrations can be cited to show the far- reaching influence of fire and marine insurance upon our credit system . A ...
Page 10
... secure the most favorable rate from the lender of credit , if he protects his banker or the manufac turer of the goods with an insurance policy . In buying the goods the wholesaler may pay only 10 per cent of 10 FIRE INSURANCE.
... secure the most favorable rate from the lender of credit , if he protects his banker or the manufac turer of the goods with an insurance policy . In buying the goods the wholesaler may pay only 10 per cent of 10 FIRE INSURANCE.
Page 11
... cent of the pur- chase price in cash , the remaining 90 per cent being ad- vanced as a loan by the banker or manufacturer , the security for the loan being the goods themselves , but only when in- sured against loss by fire . Of course ...
... cent of the pur- chase price in cash , the remaining 90 per cent being ad- vanced as a loan by the banker or manufacturer , the security for the loan being the goods themselves , but only when in- sured against loss by fire . Of course ...
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Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety ... Solomon Stephen Huebner No preview available - 2013 |
Common terms and phrases
actual cash value agency agent agreed agreement American amount of insurance ance application assume assured average Bond broker building cancellation capital rating cargo Cents Cents Cents CHAPTER charge claim clause coinsurance contract corporations courts covered credit insurance Credit Rating debtor defects erty exceeding exist fact Fire Insurance fire-insurance policy fireproof guarantee hazard hereby incumbrances indemnify indemnity indorsed insolvency insurable interest insurance company issued Law of Insurance liable lien limited Lloyd's loss or damage Marine Insurance ment mercantile agency months moral hazard mortgage notice Obligee paid pany parties payment person policy-holder premises principal prop property insured property owner protection regards reinsurance risk rule ship specific Spectator Company sprinkler standard fire policy standard policy surance Surety Term Premium thereof tion Title Insurance Treatise underwriter unearned unless vessel void warranties Wolff's Law York
Popular passages
Page 118 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Page 40 - ... the interest of the mortgagee (or trustee) only therein, shall not be invalidated by any act or neglect of the mortgagor or owner of the within described jproperty, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property...
Page 139 - In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss stating separately sound value and damage, and, falling to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 97 - But it is generally held, that, in order to warrant a finding that negligence, or an act not amounting to wanton wrong, is the proximate cause of an injury, it must appear that the injury was the natural and probable consequence of the negligence or wrongful act, and that it ought to have been foreseen in the light of the attending circumstances.
Page 99 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority...
Page 286 - Corn, fish, salt, fruit, flour, and seed, are warranted free from- average, unless general, or the ship be stranded ; sugar, tobacco, hemp, flax, hides, and skins, are warranted free from average, under five pounds per cent.
Page 155 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 102 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 145 - ... (any usage or custom of trade or manufacture to the contrary notwithstanding) there be kept, used, or allowed on the above described premises, benzine...
Page 134 - If fire occur, the insured shall give immediate notice of any loss thereby in writing to this company, protect the property from further damage...