Policy, assignment of, 15, 39, concurrent, 43, 122, 124-126. contract in fire insurance, 14- in marine insurance, 288- delivery of, 105, 106. floating, 291. freight, 290. general, 127-131. interest, 291, 292. Lloyd's, 263, 285, 292, 293, named, 291. non-concurrent, 126-133. in title insurance, 362, substitution of, 121. Possession, 15, 29, 82, 143, 148, Pottsville Mutual Fire Ins. Co. vs. Minnequa Springs Im- Powers of agent, 75-77. Premium, computation of, in cor- porate suretyship, 332. in title insurance, 356. notes, 58. payments, 58, 64, 74. 330- pro-rata portion of, 152-163, rates, 14. unearned, 112–114. See Re- serve. Prevention of fire, 193, 195, 200, 201. of loss, in credits, 386-388. Profits of companies, 51. Proof of loss, 134-137. in credit insurance, 387, 388. location of, 86-89. nature of, 86, 92. removal of, 95, 96, 99. Pro-rata premium, 112-114. 201. Proximate cause, doctrine of, 16, 96-98. Purposes and organization of Randolph, C. F., 253. Rate, basis, 189, 190, 193, 194, making, in fire insurance, 183- fireproof buildings, non-fireproof buildings, 195. Rates, fire, 63. Rating, capital, 382. credit, 382. in Dean Schedule, 206. of contents in buildings, 190, of mercantile properties, 190, 191. of stocks, 198, 199. Retaliatory legislation, 246. Right of replacement, 102-104. Riley vs. Commonwealth Mutual Riot, loss from, 99, 100. Risk assumed in fire insurance, Risks, classification of, 189. in corporate suretyship, 334, in marine insurance, 312, inspection of, 6, 7, 102. Rules underlying interpretation Salvage, in marine insurance, in credit insurance, 386. systems, 187-191, 192, 202. ance, 277. Semi-fireproof buildings, 241. Sole ownership, 143. Special agents, 54, 56, 70, 76, agreements. See Clauses. Specific insurance, 168, 169. Stand pipes, 223. Standard building, 193, 194. fire policy, 18, 19, 249. 24. grouping of provisions in, risk, 189. State legislation, 60, 61, 66, 68, State legislation, concerning mu- regulation of insurance, 55, 198. lack of uniformity in, 248, of agents, 245. vs. Federal supervision, 252- Statement, employer's sample Stock companies, 53-58. Stocks, rating of, in Dean Sched- in Universal Mercantile Sub-agents. See Agency. in marine insurance, 313, 314. Sun Insurance Office vs. Merz, 64 325. Suretyship, corporate, 323–352. Tables of short rates, 114, 116, Tax, fire, 184, 185. See Rating, Taxes and fees, 246, 247. Term of contract in fire insur- in marine insurance, 295- of title policies, 355, 356. value clause, 180, 181. Title, abstracting of, 357-359. chain of, 358. examination of, 357-359. advantages of, 354-357. application for, 361. definition of, 353. fee policies in, 361. losses paid in, 360, 364. policy provisions in, 362, premium in, 356. Title insurance, payment of types of policies of, 360. term of, 355, 356. Title insurance, policy, sample possession or ownership, 15, transfer of, in relation to as- "Total loss," in marine insur- Tract systems, 357, 358. of risks, by members of of title, in relation to assign- of undivided interest, 149. |