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Property Insurance: Comprising Fire and Marine Insurance, Corporate Surety ...
Solomon Stephen Huebner
No preview available - 2013
according actual addition agency agent agreed agreement amount application assume assured authority average become Bond building cancellation cause cent CHAPTER charge claim classes clause consent considered construction contained contract contribution courts covered damage effect examination exceeding exist fact Fire Insurance fireproof give given hazard held important increase insurance company interest involved issued knowledge less liable limited loss Marine Insurance material means ment months mortgage mutuals notice occupancy original owner paid pany parties payment person practice premium prevent principal proportion protection reason received reference regards reinsurance relating renewal result risk rule Schedule specific sprinkler standard statement Surety tion underwriters United unless usually writing written York
Page 118 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Page 40 - ... the interest of the mortgagee (or trustee) only therein, shall not be invalidated by any act or neglect of the mortgagor or owner of the within described jproperty, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property...
Page 139 - In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss stating separately sound value and damage, and, falling to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 97 - But it is generally held, that, in order to warrant a finding that negligence, or an act not amounting to wanton wrong, is the proximate cause of an injury, it must appear that the injury was the natural and probable consequence of the negligence or wrongful act, and that it ought to have been foreseen in the light of the attending circumstances.
Page 99 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority...
Page 286 - Corn, fish, salt, fruit, flour, and seed, are warranted free from- average, unless general, or the ship be stranded ; sugar, tobacco, hemp, flax, hides, and skins, are warranted free from average, under five pounds per cent.
Page 155 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 102 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Page 145 - ... (any usage or custom of trade or manufacture to the contrary notwithstanding) there be kept, used, or allowed on the above described premises, benzine...