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United States.

THE NATIONAL CONSUMER COOPERATIVE BANK

HEARINGS

BEFORE THE

SUBCOMMITTEE ON FINANCIAL INSTITUTIONS
SUPERVISION, REGULATION AND INSURANCE

OF THE

COMMITTEE ON
BANKING, FINANCE AND URBAN AFFAIRS

HOUSE OF REPRESENTATIVES

NINETY-EIGHTH CONGRESS

FIRST SESSION

MAY 24, AND JUNE 14, 1983

Serial No. 98-34

Printed for use of the Committee on Banking, Finance and Urban Affairs

U.S. GOVERNMENT PRINTING OFFICE

23-148 0

WASHINGTON : 1983

KF22 3544

19836

2

Copy *

HOUSE COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS

FERNAND J. ST GERMAIN, Rhode Island, Chairman HENRY B. GONZALEZ, Texas

CHALMERS P. WYLIE, Ohio JOSEPH G. MINISH, New Jersey

STEWART B. MCKINNEY, Connecticut FRANK ANNUNZIO, Illinois

GEORGE HANSEN, Idaho PARREN J. MITCHELL, Maryland

JIM LEACH, Iowa WALTER E. FAUNTROY, District of

RON PAUL, Texas Columbia

ED BETHUNE, Arkansas STEPHEN L. NEAL, North Carolina

NORMAN D. SHUMWAY, California JERRY M. PATTERSON, California

STAN PARRIS, Virginia CARROLL HUBBARD, JR., Kentucky

BILL McCOLLUM, Florida JOHN J. LAFALCE, New York

GEORGE C. WORTLEY, New York NORMAN E. D'AMOURS, New Hampshire MARGE ROUKEMA, New Jersey STAN LUNDINE, New York

BILL LOWERY, California MARY ROSE OAKAR, Ohio

DOUG BEREUTER, Nebraska BRUCE F. VENTO, Minnesota

DAVID DREIER, California DOUG BARNARD, JR., Georgia

JOHN HILER, Indiana ROBERT GARCIA, New York

THOMAS J. RIDGE, Pennsylvania
MIKE LOWRY, Washington

STEVE BARTLETT, Texas
CHARLES E. SCHUMER, New York
BARNEY FRANK, Massachusetts
BILL PATMAN, Texas
WILLIAM J. COYNE, Pennsylvania
BUDDY ROEMER, Louisiana
RICHARD H. LEHMAN, California
BRUCE A. MORRISON, Connecticut
JIM COOPER, Tennessee
MARCY KAPTUR, Ohio
BEN ERDREICH, Alabama
SANDER M. LEVIN, Michigan
THOMAS R. CARPER, Delaware
ESTEBAN E. TORRES, California

SUBCOMMITTEE ON FINANCIAL INSTITUTIONS SUPERVISION, REGULATION AND

INSURANCE

FERNAND J. ST GERMAIN, Rhode Island, Chairman FRANK ANNUNZIO, Illinois

CHALMERS P. WYLIE, Ohio
CARROLL HUBBARD, JR., Kentucky

GEORGE HANSEN, Idaho
NORMAN E. D'AMOURS, New Hampshire JIM LEACH, Iowa
DOUG BARNARD, JR., Georgia

ED BETHUNE, Arkansas
JOHN J. LAFALCE, New York

STEWART B. MCKINNEY, Connecticut MARY ROSE OAKAR, Ohio

NORMAN D. SHUMWAY, California BRUCE F. VENTO, Minnesota

BILL MCCOLLUM, Florida ROBERT GARCIA, New York

BILL LOWERY, California CHARLES E. SCHUMER, New York

GEORGE C. WORTLEY, New York
BILL PATMAN, Texas

DAVID DREIER, California
STEPHEN L. NEAL, North Carolina
BARNEY FRANK, Massachusetts
RICHARD H. LEHMAN, California
JIM COOPER, Tennessee
BEN ERDREICH, Alabama
THOMAS R. CARPER, Delaware

RICHARD L. Still, Subcommittee Staff Director

(II)

CONTENTS

(III)

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