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2
DATA GATHERING IMPROVED, BUT PROCESS COULD BE
MORE EFFECTIVE, LESS BURDENSOME TO BANKS
Changes in data collection and analysis
have improved information on banks
Use of modified scope examinations should
be expanded, but agencies should be
aware of potential problems
8
11
3
PROBLEMS IDENTIFIED EARLY, BUT EMPHASIS STILL
ON BANKS' FINANCIAL CONDITIONS
20
4
FORMAL ACTIONS IMPROVED, BUT INFORMAL METHODS
SHOULD BE MADE MORE EFFECTIVE
32
VII
VIII
FIRA
Financial Institutions Regulatory and Interest Rate Control Act of 1978