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Request for copies of GAO reports should be sent to:

U.S. General Accounting Office
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The first five copies of individual reports are free of charge. Additional copies of bound audit reports are $3.25 each. Additional copies of unbound report (i.e., letter reports) and most other publications are $1.00 each. There will be a 25% discount on all orders for 100 or more copies mailed to a single address. Sales orders must be prepaid on a cash, check, or money order basis. Check should be made out to the "Superintendent of Documents".

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This report evaluates changes made in the supervision of banks since the General Accounting Office's 1976 Task Force on Federal Supervision of Banks. Although many improvements have been made, we recommend further ones, including an amendment to current banking law.

We undertook this review because we had not rendered an opinion on whether bank supervision has improved overall, and many legislative, regulatory, and procedural changes have occurred since our January 1977 task force report.

Copies are being sent to the Chairman, Board of Governors of the Federal Reserve System; the Executive Secretary of the Federal Financial Institutions Examination Council; the Chairman of the Federal Deposit Insurance Corporation; the Comptroller of the Currency; and the Secretary of the Treasury.

Charles A. Bowsher

Comptroller General
of the United States

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