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This book is 5 stars all the way. I had been eyeing it in the book store for weeks before I finally purchased it. I could hardly put it down. It is literally permeated with truth. I have read a lot of books on financing and have recommended many to my friends (also lending the books to them), but I now have a new book that I tell everyone about (but loving my own copy and loving to review it, they have to obtain their own copy!) and that book is "Does Your Bag Have Holes?" It has already begun to help my family immensly, and I am now purchasing the other e-book offered as well as the software. I can't wait!