"Renegotiable Rate" Mortgage Proposals of Federal Home Loan Bank Board: Hearings Before a Subcommittee of the Committee on Government Operations, House of Representatives, Ninety-sixth Congress, Second Session, March 26 and 27, 1980 |
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adjustable rate mortgages adjustable-rate mortgages alternative mortgage instruments annual percentage rate average believe borrower borrower's Chairman consumer protections consumer safeguards cost of funds decrease deposits Federal Home Loan Federal Savings FHLBB financing fixed rate mortgage fixed-rate mortgage funds index graduated payment graduated payment mortgage Home Loan Bank homebuyers households housing income industry inflation institutions interest rate increase issue JANIS lenders LESSARD limited loan associations Loan Bank Board loan term long-term market rates maximum ment monthly payments mortgage bankers mortgage loan mortgage market mortgage rates national index National People's Action offer option original loan payment mortgage percent percentage permit portfolio prepayment penalties problem proposed regulations purchase rate adjustment rate mortgage instruments refinancing renegotiable rate mortgage risk rollover mortgage ROSENTHAL S&Ls savings and loan secondary market SFPM SILVERBERG specific standard mortgage Subcommittee thrift Truth in Lending variable rate mortgages VRM regulations VRM's
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Page 456 - Affairs United States Senate Washington, DC 20510 Dear Mr. Chairman: I am pleased to respond to your letter of January 31 asking additional questions in connection with my renomination hearing.
Page 444 - Chairman Federal Home Loan Bank Board 1700 G Street, Nw Washington, DC 20552 Dear...
Page 506 - Each agency also shall maintain and make available for public inspection and copying a current index providing identifying information for the public as to any matter issued, adopted, or promulgated after July 4, 1967, and required by this paragraph to be made available or published.
Page 56 - Board and was subsequently the basis of invited testimony before the Commerce, Consumer and Monetary Affairs Subcommittee of the House Committee on Government Operations (February 27, 1985).
Page 307 - Federal savings and loan associations, and institutions the accounts of which are insured by the Federal Savings and Loan Insurance Corporation.
Page 87 - Consumers Union is a nonprofit membership organization chartered in 1936 under the laws of the State of New York to provide information, education and counsel about consumer goods and services and the management of family income. Consumers Union's income is derived solely from the sale of Consumer Reports, its other publications and films. Expenses of occasional public service efforts may be met, in part, by nonrestrictive, noncommercial contributions, grants and fees.
Page 316 - Part 545 of the Rules and Regulations for the Federal Savings and Loan System...
Page 697 - Chairman Subcommittee on Commerce, Consumer, and Monetary Affairs Committee on Government Operations House of Representatives Washington, DC 20515 Dear Mr.
Page 328 - You may pay off the entire loan or a part of it without penalty at any time. If you have questions about this notice, please contact [title and telephone number of lender's employee].
Page 291 - The loan shall not exceed the lesser of purchase price or value of the real estate ; (ii) The savings account shall consist only of funds belonging to the borrower, members of his family, or his employer ; (iii) The association shall fully disclose to the prospective borrower the difference (including interest, private-mortgage-insurance costs, and equity interest) between a loan secured by real estate and savings and a loan secured by real estate aloiie ; and (iv) The loan shall comply with section...