Competitive equity in the financial services industry: hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-eighth Congress, first session, on S. 2181 ... S. 2134 ....U.S. Government Printing Office, 1984 - Bank holding companies |
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acquire acquisition activities agency apply assets Association authorized bank holding company Bankers believe BHCA bill brokerage capital Chairman commercial banks Committee Competitive Equity Congress consumer bank consumer lease cost credit unions customers demand deposits Depository Institution Service deregulation disclosure effect enactment engage Federal Deposit Insurance Federal Reserve Act Federal Reserve Board financial institutions financial services financial services industry firms Garn Glass-Steagall Act Holding Company Act imposed insured institution interstate banking investment issue legislation lessor liability limitations loan holding company marketplace member bank ment Merrill Lynch money market mortgage mortgage-backed securities mutual funds nonbank offer operate paragraph percent permitted powers products and services prohibition proposed purchase pursuant qualified thrift lender real estate regulation regulatory restrictions safety and soundness savings and loan securities affiliate Senator LAUTENBERG shares statement subparagraph subsidiary term tie-in tion transaction transaction accounts underwriting Utah
Popular passages
Page iii - Loan Act of 1933, and the Bank Service Corporation Act, and for other purposes. 2 1 Be it enacted by the Senate and House of Representa2 lives of the United States of America in Congress assembled, 3 8HOET TITLE 4 SECTION 1.
Page 141 - ... the Federal National Mortgage Association (Fannie Mae) , the Federal Home Loan Mortgage Corporation (Freddie Mac) , and the Government National Mortgage Corporation (Ginnie Mae) . In addition, banks actively engage in mortgages and mortgage pools and portfolios.
Page 137 - Is so closely related to banking as to be a proper incident thereto before it may approve that activity for bank holding companies.
Page 139 - National Association of Counties, National League of Cities, US Conference of Mayors, and the International City Management Association.
Page 500 - ... (4) Where one or more periodic rates may be used to compute the finance charge, each such rate, the range of balances to which it is applicable, and the corresponding nominal annual percentage rate determined by multiplying the periodic rate by the number of periods in a year.
Page 77 - Commission, notwithstanding that such rule or regulation may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
Page 135 - Islands, which both— (i) accepts demand deposits or deposits that the depositor may withdraw by check or similar means for payment to third parties or others; and (ii) is engaged in the business of making commercial loans. (2) EXCEPTIONS.— The term "bank...
Page 150 - A bank shall not in any manner extend credit, lease or sell property of any kind, or furnish any service, or fix or vary the consideration for any of the foregoing, on the condition or requirement...
Page 204 - ... billion, and that the ratios of the $4 billion bank are equal to the weighted average ratios of all banks over $5 billion. 2 Net demand deposits are gross demand deposits less cash items in the process of collection and demand balances due from domestic banks.
Page 440 - A description of any security interest held or to be retained or acquired by the creditor in connection with the extension of credit, and a clear identification of the property to which the security interest relates.