Home Mortgage Disclosure and Equal Credit Opportunity: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fourth Congress, Second Session ... November 23, 1976 |
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Page 19
... group / population of the bank's primary service area ? 7. What is the estimated number of residential real estate loans made by the bank during the past calendar year ? 8 . What is the estimated number of residential real estate loans ...
... group / population of the bank's primary service area ? 7. What is the estimated number of residential real estate loans made by the bank during the past calendar year ? 8 . What is the estimated number of residential real estate loans ...
Page 20
... group members in which the bank refuses to make real estate loans ? If so , specify area and reasons for such refusal . 12 . Does the bank refuse to make loans to members of minority groups seeking to purchase residential property in ...
... group members in which the bank refuses to make real estate loans ? If so , specify area and reasons for such refusal . 12 . Does the bank refuse to make loans to members of minority groups seeking to purchase residential property in ...
Page 36
... group that pays . Most of our institutions are mutual institutions . One group pays and that's the borrower . The bor- rower pays the costs . I think I share the concern of the FDIC . I share the concern of the National Association of ...
... group that pays . Most of our institutions are mutual institutions . One group pays and that's the borrower . The bor- rower pays the costs . I think I share the concern of the FDIC . I share the concern of the National Association of ...
Page 37
... group and sees what they can work out . Our experience with the NHS programs or similar pro- grams we don't have a monopoly on programs that work has in- dicated that it is beneficial to get these three groups together , and that things ...
... group and sees what they can work out . Our experience with the NHS programs or similar pro- grams we don't have a monopoly on programs that work has in- dicated that it is beneficial to get these three groups together , and that things ...
Page 39
... group or crusaders that Senator Garn constantly deplores - that's an estimate by the Savings and Loan League itself ... groups to have an opportunity to be able to borrow money in a credit society ? Mr. MARSTON . I think you want to ...
... group or crusaders that Senator Garn constantly deplores - that's an estimate by the Savings and Loan League itself ... groups to have an opportunity to be able to borrow money in a credit society ? Mr. MARSTON . I think you want to ...
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Common terms and phrases
agencies ALBANY PARK applicant applicant's appraisal AUBURN GRESHAM Board census tract CHAIRMAN CHICAGO LAWN COMMUNITY AREA community groups Comparison of Neighborhood CONSUMER LOANS conventional home loans creditor creditworthiness depository institution disclosure data DISCRIMINATION A Comparison disinvestment enforcement Equal Credit Opportunity Federal Reserve Federal Reserve System Federal Savings FHA loans financial institutions GAGE PARK given neighborhood home improvement loans Home Mortgage Disclosure housing market income institution for given investment July proposal lenders LENDING DISCRIMINATION loans plus total marital status Mortgage Disclosure Act mortgage loans National Bank Non-redlined neighborhood One-year's lending figures PARK programs real estate Real Estate Appraisers Redlined neighborhood regulations reinvestment reported 9/30/76 according represent total conventional request Savings & Loan Savings and Loan Section SMSA SOUTH DEERING SOUTH LAWNDALE South Shore spouse tion total conventional home total home improvement units urban Washington ZIP code(s zone
Popular passages
Page 525 - It is the policy of the United States to provide, within constitutional limitations, for fair housing throughout the United States.
Page 49 - To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, or national origin, or an intention to make any such preference, limitation, or discrimination.
Page 521 - Commission, notwithstanding that such rule or regulation may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
Page 517 - For the purpose of the exercise by any agency referred to in subsection (a) of its powers under any Act referred to in that subsection, a violation of any requirement imposed under this title shall be deemed to be a violation of a requirement imposed under that Act.
Page 514 - No person shall be held liable for any violation of this section if he shows by a preponderance of the evidence that at the time of the alleged violation he maintained reasonable procedures to assure compliance with the provisions of subsections (a) and (b).
Page 504 - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation...
Page 491 - Development or any other officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by any other such officer or agency; or (iii...
Page 485 - ... any report in which a person who has been requested by a third party to make a specific extension of credit directly or indirectly to a consumer conveys his decision with respect to such request, if the third party advises the consumer of the name and address of the person to whom the request was made and such person makes the disclosures to the consumer required under any applicable federal or state law or regulation.
Page 433 - Act. (b) It shall not constitute discrimination for purposes of this title for a creditor — (1) to make an inquiry of marital status if such inquiry is for the purpose of ascertaining the creditor's rights and remedies applicable to the particular extension of credit and not to discriminate in a determination of credit-worthiness...
Page 420 - Open end credit" means consumer credit extended on an account pursuant to a plan under which (1) the creditor may permit the customer to make purchases or obtain loans, from time to time, directly from the creditor or indirectly by use of a credit card, check, or other device, as the plan may provide...