Home Mortgage Disclosure and Equal Credit Opportunity: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fourth Congress, Second Session ... November 23, 1976
U.S. Government Printing Office, 1977 - Disclosure in accounting - 615 pages
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action additional agencies amended amount applicant appraisal areas Association Bank basis Board census CHAIRMAN Chicago Committee concerning consumer conventional creditor decline depository institution deposits determine Development discrimination effect enforcement Equal examination existing Federal Reserve Board filed given groups home loans Home Mortgage Disclosure housing improvement income insured interest investment issue lenders lending located means Mortgage Disclosure Act mortgage loans National Bank neighborhood Opportunity organizations originated PARK payments percent period person practices problems programs proposal questions racial real estate reasons received redlining regarding regulations relating reported represent request residential response result Savings and Loan Senator Service South standards statement tion units urban Washington ZIP code(s zone
Page 523 - It is the policy of the United States to provide, within constitutional limitations, for fair housing throughout the United States.
Page 49 - To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, or national origin, or an intention to make any such preference, limitation, or discrimination.
Page 519 - Commission, notwithstanding that such rule or regulation may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
Page 515 - For the purpose of the exercise by any agency referred to in subsection (a) of its powers under any Act referred to in that subsection, a violation of any requirement imposed under this title shall be deemed to be a violation of a requirement imposed under that Act.
Page 512 - No person shall be held liable for any violation of this section if he shows by a preponderance of the evidence that at the time of the alleged violation he maintained reasonable procedures to assure compliance with the provisions of subsections (a) and (b).
Page 502 - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation...
Page 489 - Development or any other officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by any other such officer or agency; or (iii...
Page 483 - ... any report in which a person who has been requested by a third party to make a specific extension of credit directly or indirectly to a consumer conveys his decision with respect to such request, if the third party advises the consumer of the name and address of the person to whom the request was made and such person makes the disclosures to the consumer required under any applicable federal or state law or regulation.
Page 431 - Act. (b) It shall not constitute discrimination for purposes of this title for a creditor — (1) to make an inquiry of marital status if such inquiry is for the purpose of ascertaining the creditor's rights and remedies applicable to the particular extension of credit and not to discriminate in a determination of credit-worthiness...
Page 420 - Open end credit" means consumer credit extended on an account pursuant to a plan under which (1) the creditor may permit the customer to make purchases or obtain loans, from time to time, directly from the creditor or indirectly by use of a credit card, check, or other device, as the plan may provide...