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ARTICLE IV.

INSURANCE.

SEC. 400. That in order to give to every commissioned officer and enlisted man and to every member of the Army Nurse Corps (female) and of the Navy Nurse Corps (female) when employed in active service under the War Department or Navy Department greater protection for themselves and their dependents than is provided in Article III, the United States, upon application to the bureau and without medical examination, shall grant insurance against the death or total permanent disability of any such person in any multiple of $500, and not less than $1,000 or more than $10,000, upon the payment of the premiums as hereinafter provided.

SEC. 401. That such insurance must be applied for within one hundred and twenty days after enlistment or after entrance into or employment in the active service and before discharge or resignation, except that those persons who are in the active war service at the time of the publication of the terms and conditions of such contract of insurance may apply at any time within one hundred and twenty days thereafter and while in such service. Any person in the active service on or after the sixth day of April, nineteen hundred and seventeen, who, while is such service and before the expiration of one hundred and twenty days from and after such publication, becomes or has become totally and permanently disabled or dies, or has died, without having applied for insurance, shall be deemed to have applied for and to have been granted insurance, payable to such person during his life in monthly installments of $25 each. If he shall die either before he shall have received any of such monthly installments or before he shall have received two hundred and forty of such monthly installments, then $25 per month shall be paid to his wife from the time of his death and during her widowhood, or to his child, or widowed mother if and while they survive him: Provided, however, That not more than two hundred and forty of such monthly installments, including those received by such person during his total and permanent disability, shall be so paid; and in that event the amount of the monthly installments shall be apportioned between them as may be provided by regulations.

SEC. 402. That the director, subject to the general direction of the Secretary of the Treasury, shall promptly determine upon and publish the full and exact terms and conditions of such contract of insurance. The insurance shall not be assignable, and shall not be subject to the claims of creditors of the insured or of the beneficiary. It shall be payable only to a spouse, child, grandchild, parent, brother, or sister, and also during total and permanent disability to the injured person, or to any or all of them. The insurance shall be payable in two hundred and forty equal monthly installments. Provisions for maturity at certain ages, for continuous installments during the life of the insured or beneficiaries, or both, for cash, loan, paid-up and extended values, dividends from gains and savings, and such other provisions for the protection and advantage of and for alternative benefits to the insured and the beneficiaries as may be found to be reasonable and practicable, may be provided for in the contract of insurance, or from time to time by regulations. All calculations shall be based upon the American Experience Table of Mortality and interest at three and one-half per centum per annum, except that no deduction shall be made for continuous installments during the life of the insured in case his total and permanent disability continues more than two hundred and forty months. Subject to regulations, the insured shall at all times have the right to change the beneficiary or beneficiaries of such insurance without the consent of such beneficiary or beneficiaries, but only within the classes herein provided. If no beneficiary within the permitted class be designated by the insured, either in his lifetime or by his last will and testament, or if the designated beneficiary does not survive the insured, the insurance shall be payable to such person or persons, within the permitted class of beneficiaries as would under the laws of the State of the residence of the insured be entitled to his personal property in case of intestacy. If no such person survive the insured, then there shall be paid to the estate of the insured an amount equal to the reserve value, if any, of the insurance at the time of his death, calculated on the basis of the American Experience Table of Mortality and three and one-half per centum interest in full of all obligations under the contract of insurance.

SEC. 403. That the United States shall bear the expenses of administration and the excess mortality and disability cost resulting from the hazards of war. The premium rates shall be the net rates based upon the American Experience Table of Mortality and interest at three and one-half per centum per annum.

SEC. 404. That during the period of war and thereafter until converted the insurance shall be term insurance for successive terms of one year each. Not later than five years after the date of the termination of the war as declared by proclamation

of the President of the United States, the term insurance shall be converted, without medical examination, into such form or forms of insurance as may be prescribed by regulations and as the insured may request. Regulations shall provide for the right to convert into ordinary life, twenty payment life, endowment maturing at age sixtytwo and into other usual forms of insurance and shall prescribe the time and method of payment of the premiums thereon, but payments of premiums in advance shall not be required for periods of more than one month each and may be deducted from the pay or deposit of the insured or be otherwise made at his election.

SEC. 405. That in the event of disagreement as to a claim under the contract of insurance between the bureau and any beneficiary or beneficiaries thereunder, an action on the claim may be brought against the United States in the district court of the United States in and for the district in which such beneficiaries or any one of them resides. The court, as part of its judgment, shall determine and allow such reasonable attorney's fees, not to exceed ten per centum of the amount recovered, to be paid by the claimant on behalf of whom such proceedings are instituted to his attorney; and it shall be unlawful for the attorney or for any other person acting as claim agent or otherwise to ask for, contract for, or receive any other compensation because of such action. No other compensation or fee shall be charged or received by any person except such as may be authorized by the commissioner in regulations to be promulgated by him. Any person vilolating the provisions of this section shall be deemed guilty of a misdemeanor, and upon conviction thereof shall, for each and every such offense, be fined not exceeding $500, or be imprisoned at hard labor not exceeding two years, or both, in the discretion of the court.

SEC. 3. That section eight of the act entitled "An act to authorize the President to increase temporarily the Military Establishment of the United States," approved May eighteenth, nineteen hundred and seventeen, shall be held and construed to authorize the President, in accordance with the provisions of said act and for the period of the existing emergency only, to appoint as generals the Chief of Staff and the commander of the United States forces in France, and as lieutenant general each commander of an army or army corps organized as authorized by existing law: Provided, That the pay of the grades of general and lieutenant general shall be $10,000 and $9,000 a year, respectively, with allowances appropriate to said grades as determined by the Secretary of War: And provided, That brigadier generals of the Army shall hereafter rank relatively with rear admirals of the lower half of the grade. And, hereafter, the chief of any existing staff corps, department, or bureau, except as is otherwise provided for the Chief of Staff, shall have the rank, pay, and allowances of major general.

Approved, October 6, 1917.

PART XIII.

EXEMPTED OFFICIALS.

The following are to be termed "Officers, legislative, executive or judicial" of the United States for the purpose of classification in Class V.

A. EXECUTIVE OFFICES.

1. Executive Mansion.-Secretary to the President.

2. Department of State.-Secretary of State, Counselor for the Department of State, the Assistant Secretary of State, Second Assistant Secretary of State, Third Assistant Secretary of State, Solicitor, Ambassador, Minister, Diplomatic Agent, Consul General, Consul.

3. Treasury Department. Secretary, Assistant Secretary, Treasurer, Assistant Treasurer, Deputy Assistant Treasurer, Commissioner of Internal Revenue, Comptroller of the Treasury, Assistant Comptroller of the Treasury, Comptroller of the Currency, Surgeon General Public Health Service, Captain Commandant of the Coast Guard of the United States, Director of the Mint, Register of the Treasury, Assistant Register of the Treasury, Auditors for Departments, Assistant Treasurers, Collectors of Customs, Surveyors of Customs, General Appraisers of Merchandise, Appraisers of Merchandise, Assistant Appraisers of Merchandise, Special Examiners of Drugs, Medicines, and Chemicals, Collectors of Internal Revenue, Mint and Assay Officers, Federal Farm Loan Board.

4. War Department. Secretary of War, Assistant Secretary of War, Board of Ordnance and Fortifications, Mississippi River Commission, and all persons in the military service (as already defined in sec. 18, par. d, of Regulations for Local and District Boards).

5. Department of Justice.-Attorney General, Assistant to the Attorney General, Assistant Attorneys General, Solicitor General, Solicitors for the Several Departments, Assistant Solicitors.

6. Post Office Department.-Postmaster General, Assistant Postmasters General, Purchasing Agent, postmasters at offices of the first, second, and third classes.

7. Navy Department. Secretary of the Navy, Assistant Secretary of the Navy, and all persons in the naval service (as already defined in sec. 18, par. d, of Regulations for Local and District Boards).

8. Department of the Interior.-Secretary of the Interior, First Assistant Secretary of the Interior, Assistant Secretary of the Interior, Commissioner of the General Land Office, Assistant Commissioner of the General Land Office, recorder of the General Land Office, Commissioner of Indian Affairs, Assistant Commissioner of

Indian Affairs, Commissioner of Pensions, Deputy Commissioner of Pensions, Commissioner of Patents, First Assistant Commissioner of Patents, Assistant Commissioner of Patents, examiners in chief in the Patent Office, Commissioner of Education, Director of the Geological Survey, Director of the Bureau of Mines, Recorder of Deeds, Register of Wills, Registers of Land Office, Receivers of Public Moneys, Surveyors General, Governor of Alaska, Governor and Secretary of Hawaii, Superintendent for Five Civilized Tribes.

9. Department of Agriculture. Secretary of Agriculture, Assistant Secretary of Agriculture, Chief of the Weather Bureau. 10. Department of Commerce.-Secretary of Commerce, Assistant Secretary of Commerce, Director of the Census, Chief of Bureau of Foreign and Domestic Commerce, Assistant Chief of Bureau of Foreign and Domestic Commerce, Director of the Bureau of Standards, Commissioner of Fish and Fisheries, Superintendent of the Coast and Geodetic Survey, Commissioner of Navigation, Supervising Inspector General Steamboat-Inspection Service, District Supervising Inspectors Steamboat-Inspection Service; Coast and Geodetic Survey: Hydrographic and geodetic engineers, junior hydrographic and geodetic engineers, aids.

11. Department of Labor.-Secretary of Labor, Commissioner General of Immigration, Commissioner of Labor Statistics, Chief of Children's Bureau, Commissioners of Immigration at the ports.

12. Presidential boards.-Board of Mediation and Conciliation, Commission of Fine Arts, Geographic Board, National Advisory Committee for Aeronautics.

13. Interstate Commerce Commission.-Commissioners. 14. Civil Service Commission.-Commissioners

President).

(including

15. Federal Reserve Board.-Governor, Vice Governor, and Members.

16. Federal Trade Commission.-Chairman, Vice Chairman, and Commissioners.

17. Panama Canal.-Governor, Engineer of Maintenance, Engineer of Terminal Construction, Chief Health Officer.

18. Smithsonian Institution.-Secretary.

19. Government Printing Office.-Public Printer.

20. National Homes for Disabled Volunteers.-President of the Board, General Treasurer, Inspector General, and Governors of Branches.

21. Pan American Union.-Director General.

1. Congress:

B. LEGISLATIVE OFFICES.

Senate.-Vice President of the United States, Senators,
Secretary, Sergeant at Arms, Chaplain.

House. Representatives, Territorial Delagates, Resident
Commissioners, Clerk, Doorkeeper, Sergeant at Arms, Post-
master, Chaplain, Superintendent of Capitol.

2. Library of Congress.-Librarian, Superintendent of Buildings and Grounds.

C. JUDICIAL OFFICES.

1. Supreme Court.-Chief and Associate Justices, clerk, marshal, reporter.

2. Court of Claims.-Chief Justice, Judges, chief and assistant, clerk, auditor, and bailiff.

3. Court of Customs Appeals.-Presiding and Associate Judges, clerk, marshal.

4. Circuit Courts of Appeals.-Circuit Judges, clerks, attorneys, marshals.

5. District Courts.-Judges, clerks, attorneys, marshals.

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