United State. 49-616 COMMITTEE ON ENERGY AND COMMERCE HOUSE OF REPRESENTATIVES ONE HUNDRED SECOND CONGRESS FIRST SESSION ག་འཐུང MAY 22, 1991 Serial No. 102-57 Printed for the use of the Committee on Energy and Commerce U.S. GOVERNMENT PRINTING OFFICE WASHINGTON: 1991 For sale by the U.S. Government Printing Office Superintendent of Documents, Congressional Sales Office, Washington, DC 20402 ISBN 0-16-037142-2 COMMITTEE ON ENERGY AND COMMERCE JOHN D. DINGELL, Michigan, Chairman JAMES H. SCHEUER, New York EDWARD J. MARKEY, Massachusetts W.J. "BILLY" TAUZIN, Louisiana BILL RICHARDSON, New Mexico NORMAN F. LENT, New York THOMAS J. BLILEY, JR., Virginia MICHAEL G. OXLEY, Ohio JOHN S. ORLANDO, Chief of Staff Margaret A. DURBIN, Minority Chief Counsel/Staff Director KF27 CONTENTS Page Cluff, Lawrence D., Assistant Director for Financial Institutions and Mar- kets, General Accounting Office.. Collins, Hon. Cardiss, a Representative in Congress from the State of Curiale, Salvatore, superintendent of insurance, State of New York.. Demarcus, Rachel, Assistant General Counsel, General Accounting Office. Dollar, Roby, chairman, National Association of Life Companies...... Fogel, Richard L., Assistant Comptroller General, General Government Issues, General Accounting Office.... Graham, John R., chairman, Solvency Task Force, National Association National Association of Insurance Commissioners: Letters from James E. Miscellaneous correspondence between the General Accounting Office |