Simplify and Reform the Truth in Lending Act: Hearings Before the Subcommittee on Consumers Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Nineth-fifth Congress, First Session, on S. 1312 ... S. 1501 ... S. 1653 ... July 11, 12, and 13, 1977 |
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action administrative advertising agency agricultural credit amended amount financed annual percentage rate assignee Association believe billing error borrowers Chairman civil liability closed end credit Committee compliance comply Congress consumer credit consumer's contract cost of credit court credit cost credit insurance credit terms credit transaction credit unions creditor disclosed disclosure forms disclosure requirements disclosure statement draft effective eliminate end credit plans enforcement exemption extension of credit Farm Credit System farmers Federal Reserve Board Federal Trade Commission fees finance charge imposed included institutions interest rate legislation lenders Lending Act Lending disclosures Lending Law LEVENSON litigation loan ment model forms obligor open end credit penalties percent present law problem proposed real estate regulation required disclosures restitution retailers right of rescission security interest Senator PROXMIRE Senator RIEGLE Senator SCHMITT statute Subcommittee substantial sumer tion Truth in Lending Truth-in-Lending Act violations