Real Estate Closing Costs: Settlement performance evaluationU.S. Department of Housing and Urban Development, Office of Policy Development and Research, 1980 - Government publications |
From inside the book
Results 1-5 of 100
Page viii
... Interest Rates for Selected SMSAs , January and May 1980 X.25 X - 9 Effective Interest Rate Summary Data for Four Areas During January 23-24 , 1980 X.27 X - 10 Comparison of Monthly Payments for a $ 75,000 Conventional Loan with a ...
... Interest Rates for Selected SMSAs , January and May 1980 X.25 X - 9 Effective Interest Rate Summary Data for Four Areas During January 23-24 , 1980 X.27 X - 10 Comparison of Monthly Payments for a $ 75,000 Conventional Loan with a ...
Page 1-6
... interest in the lender . These revelations created a furor among consumers , public interest groups , and government . During the time when these stories were released , HUD was completing its own study of settlement costs in ...
... interest in the lender . These revelations created a furor among consumers , public interest groups , and government . During the time when these stories were released , HUD was completing its own study of settlement costs in ...
Page 1-12
... interest in the property , the borrower's inter- est , or both . " ( 12 USC 2603 ) The settlement agent is required to allow the borrower to inspect the HUD - 1 form one day prior to closing upon the borrower's request to alert him to ...
... interest in the property , the borrower's inter- est , or both . " ( 12 USC 2603 ) The settlement agent is required to allow the borrower to inspect the HUD - 1 form one day prior to closing upon the borrower's request to alert him to ...
Page 1-14
... interest of corporate owner- ship and may refer to all settlement services , not just title insurance . Controlled business and other tied relationships are discussed in detail in Chapter VII . 2 Ibid . , pp . 2-59 to 2-63 . 3 Ibid ...
... interest of corporate owner- ship and may refer to all settlement services , not just title insurance . Controlled business and other tied relationships are discussed in detail in Chapter VII . 2 Ibid . , pp . 2-59 to 2-63 . 3 Ibid ...
Page 1-16
... interest would be better served because the lender has a mutual and compatible interest in these same services . Of course , many issues and questions suggest that lender - pay may have some serious shortcomings or , at the extreme ...
... interest would be better served because the lender has a mutual and compatible interest in these same services . Of course , many issues and questions suggest that lender - pay may have some serious shortcomings or , at the extreme ...
Common terms and phrases
active price competition agent amount areas Association Assurance and Conveyancing attorneys borrower brokerage industry charges commercial banks commission rate consumer conveyancing services Corporation coverage escrow evaluation Exhibit Faith Estimates Federal fees FHLMC flat-fee firms FNMA function funds home buyers increase indicated institutions interest rate interviews investment investors Jacksonville lending licensing LTVR market performance market share master policy MGIC mortgage bankers mortgage financing mortgage insurance industry mortgage lenders mortgage loans mortgage market Multiple Listing Services National payment percent PMM&CO premiums written private mortgage insurance purchase pure competition real estate brokers real estate settlement Realtors referral regulation regulatory residential mortgage RESPA responsibility reverse competition S&Ls secondary market selection sell settlement costs settlement process settlement services SMSA SOURCE survey tion title assurance title companies title insurance title insurance companies title search typically underwriting Washington workable competition
Popular passages
Page XT-35 - No person shall give and no person shall accept any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service involving a federally related mortgage loan shall be referred to any person.
Page XT-32 - Act to effect certain changes in the settlement process for residential real estate that will result— (1) in more effective advance disclosure to home buyers and sellers of settlement costs; (2) in the elimination of kickbacks or referral fees that tend to increase unnecessarily the costs of...
Page XT-32 - Secretary or any other officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by the Secretary or a housing or related program administered by any other such officer or agency ; or (iii) is eligible for purchase by the Federal National Mortgage Association, the...
Page D-7 - ... any commission , or any part of its premium charges. or any other consideration as an inducement for or as compensation on any mortgage guaranty insurance business. . (b) In connection with the placement of any mortgage guaranty insurance, a mortgage guaranty insurance company shall not cause or permit any commission, fee, remuneration, or other compensation to be paid to, or received by; any insured lender or lessor; any subsidiary or affiliate of any insured...
Page XT-35 - ... in the case of any successful action to enforce the foregoing liability, the costs of the action together with a reasonable attorney's fee as determined by the court.
Page 11-37 - To establish the jurisdictional element of a Sherman Act violation it would be sufficient for petitioners to demonstrate a substantial effect on interstate commerce generated by respondents' brokerage activity. Petitioners need not make the more particularized showing of an effect on interstate commerce caused by the alleged conspiracy to fix commission rates, or by those other aspects of respondents' activity that are alleged to be unlawful.
Page XT-35 - No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.
Page A-2 - System, notwithstanding that such rule or regulation may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
Page XT-35 - Booklets may be printed and distributed by lenders if their form and content are approved by the Secretary as meeting the requirements of subsection (b) of this section.
Page XT-33 - ... title company" means any institution which is qualified to issue title insurance, directly or through its agents, and also refers to any duly authorized agent of a title company; (5) the term "person...