Real Estate Closing Costs: Settlement performance evaluationU.S. Department of Housing and Urban Development, Office of Policy Development and Research, 1980 - Government publications |
From inside the book
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Page xv
... companies , brokers , and lenders perform these services in some areas . A detailed discussion of pricing for these services and of the individual settlement service markets is provided in Part 2 . I. INTRODUCTION TO THE STUDY The Real ...
... companies , brokers , and lenders perform these services in some areas . A detailed discussion of pricing for these services and of the individual settlement service markets is provided in Part 2 . I. INTRODUCTION TO THE STUDY The Real ...
Page 1-5
... companies , or another provider ) collects all settlement documents and fees , and , when all stipulations of the sales contract and settlement are met , the transfer of title takes place . These various dimensions of settlement all ...
... companies , or another provider ) collects all settlement documents and fees , and , when all stipulations of the sales contract and settlement are met , the transfer of title takes place . These various dimensions of settlement all ...
Page 1-6
... companies , lenders , brokers , and developers in his two - month in- vestigation . He documented many cases in which consumers were : ( 1 ) paying what appeared to be excessive charges for settlement services ; ( 2 ) paying for ...
... companies , lenders , brokers , and developers in his two - month in- vestigation . He documented many cases in which consumers were : ( 1 ) paying what appeared to be excessive charges for settlement services ; ( 2 ) paying for ...
Page 1-17
... companies . This listing was sorted by state and within each state by lender type . The sorted listings were then stratified by size of lender ( large and small ) based on loan origination activity . This stratification scheme yielded ...
... companies . This listing was sorted by state and within each state by lender type . The sorted listings were then stratified by size of lender ( large and small ) based on loan origination activity . This stratification scheme yielded ...
Page 1-18
... companies ; and small mortgage companies . Exhibit I - 1 depicts the stratification scheme for institutional lenders . EXHIBIT I - 1 LENDERS STRATIFICATION SCHEME STATE Lender Type Lender S & Ls Mutuals Commercials Size Mortgage ...
... companies ; and small mortgage companies . Exhibit I - 1 depicts the stratification scheme for institutional lenders . EXHIBIT I - 1 LENDERS STRATIFICATION SCHEME STATE Lender Type Lender S & Ls Mutuals Commercials Size Mortgage ...
Common terms and phrases
active price competition agent amount areas Association Assurance and Conveyancing attorneys borrower brokerage industry charges commercial banks commission rate consumer conveyancing services Corporation coverage escrow evaluation Exhibit Faith Estimates Federal fees FHLMC flat-fee firms FNMA function funds home buyers increase indicated institutions interest rate interviews investment investors Jacksonville lending licensing LTVR market performance market share master policy MGIC mortgage bankers mortgage financing mortgage insurance industry mortgage lenders mortgage loans mortgage market Multiple Listing Services National payment percent PMM&CO premiums written private mortgage insurance purchase pure competition real estate brokers real estate settlement Realtors referral regulation regulatory residential mortgage RESPA responsibility reverse competition S&Ls secondary market selection sell settlement costs settlement process settlement services SMSA SOURCE survey tion title assurance title companies title insurance title insurance companies title search typically underwriting Washington workable competition
Popular passages
Page XT-35 - No person shall give and no person shall accept any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service involving a federally related mortgage loan shall be referred to any person.
Page XT-32 - Act to effect certain changes in the settlement process for residential real estate that will result— (1) in more effective advance disclosure to home buyers and sellers of settlement costs; (2) in the elimination of kickbacks or referral fees that tend to increase unnecessarily the costs of...
Page XT-32 - Secretary or any other officer or agency of the Federal Government or under or in connection with a housing or urban development program administered by the Secretary or a housing or related program administered by any other such officer or agency ; or (iii) is eligible for purchase by the Federal National Mortgage Association, the...
Page D-7 - ... any commission , or any part of its premium charges. or any other consideration as an inducement for or as compensation on any mortgage guaranty insurance business. . (b) In connection with the placement of any mortgage guaranty insurance, a mortgage guaranty insurance company shall not cause or permit any commission, fee, remuneration, or other compensation to be paid to, or received by; any insured lender or lessor; any subsidiary or affiliate of any insured...
Page XT-35 - ... in the case of any successful action to enforce the foregoing liability, the costs of the action together with a reasonable attorney's fee as determined by the court.
Page 11-37 - To establish the jurisdictional element of a Sherman Act violation it would be sufficient for petitioners to demonstrate a substantial effect on interstate commerce generated by respondents' brokerage activity. Petitioners need not make the more particularized showing of an effect on interstate commerce caused by the alleged conspiracy to fix commission rates, or by those other aspects of respondents' activity that are alleged to be unlawful.
Page XT-35 - No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.
Page A-2 - System, notwithstanding that such rule or regulation may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
Page XT-35 - Booklets may be printed and distributed by lenders if their form and content are approved by the Secretary as meeting the requirements of subsection (b) of this section.
Page XT-33 - ... title company" means any institution which is qualified to issue title insurance, directly or through its agents, and also refers to any duly authorized agent of a title company; (5) the term "person...