LIST OF EXHIBITS Exhibit Page III-1 Percent of Respondents Attributing No Difference to III.5 IV-7 Frequency of Borrower Participation in the Selection IV.18 LIST OF EXHIBITS (Continued) Exhibit Page IV-8 Distribution of Institutions Having Master Policies IV.22 IX-3 Distribution of Calculated Commission Rates for Four IX. 14 X-1 Sources of Mortgage Financing for Buyer Interviews, X.9 X-2 Mortgage Lending Concentration Within the Greater X.10 X-3 Concentration of Mortgage Lending Within the Greater X.12 X-4 Assessment by Lenders of Buyer Understanding of the X.15 X-8 Summary of Variation in Calculated, Effective Interest X.25 X-9 Effective Interest Rate Summary Data for Four Areas X.27 X-10 Comparison of Monthly Payments for a $75,000 Conventional X.29 X-11 Timing of Receipt of a Written Commitment Among Borrowers X.38 X-12 Percent of Lending Institutions Interviewed Who Ever Coverage X.40 X-14 Lender Policies With Regard to Cancellation of Mortgage X.43 X-15 Frequency With Which Borrowers Were Directed by Lenders X.46 X-18 Frequency With Which A Buyer Is Informed of a Lender's X.51 X-19 Percent of Interviewed Lenders Describing Particular X.52 XI-1 National Market Share by Tier Group in Terms of Direct XI.6 XI-5 Concentration of Top Firms in Terms of Annual Premiums XI.11 XI-6 Market Share of Private Mortgage Insurance Direct XI.13 XI-7 Distribution of Institutions Having Master Policies XI.15 XI-8 Percent of All Consumer Respondents Who Attributed XI.18 |